Thursday, February 2, 2017

Portfolio Update January 2017: Net Worth Increases 2.1% Surpassing $900k for the First Time

The time has come for my monthly portfolio update. At the end of every month, I will update my portfolio and comment on any changes. I do that for accountability and also so you may glean some ideas on how I allocate my capital. You have the opportunity to learn from what I do well, so you can do the same, as well as what I do poorly, so you will not have to repeat my mistakes.

Follow my real-time portfolio here.


My transactions in January are listed as follows:


StockActionCostPrice per share% of Portfolio
VFCAdd$1,650.00$52.660.19%
RLAdd$1,000.00$90.480.11%
GILDAdd$994.00$71.000.11%
SRCLAdd$988.00$76.000.11%
FOSLAdd$980.00$24.500.11%
BUDAdd$600.00$105.210.07%
ULAdd$600.00$40.710.07%
BDXAdd$221.53$169.420.03%
VMIAdd$213.93$137.580.02%
AFLAdd$200.00$70.280.02%
BRKBAdd$200.00$163.170.02%
EMRAdd$200.00$56.500.02%
KOAdd$200.00$41.350.02%
NSCAdd$200.00$120.190.02%
NVSAdd$200.00$71.990.02%
WMTAdd$200.00$69.430.02%
XOMAdd$200.00$86.350.02%
DISAdd$150.00$108.010.02%
MCDAdd$150.00$122.990.02%
NKEAdd$150.00$52.670.02%
PEPAdd$120.50$105.040.01%
EXCAdd$100.00$36.000.01%
INTCAdd$100.00$36.490.01%
MSFTAdd$100.00$62.360.01%
NNNAdd$100.00$45.190.01%
SNYAdd$100.00$40.830.01%
SONAdd$100.00$52.790.01%
YORWAdd$100.00$36.380.01%
PEGAdd$59.54$43.970.01%
PPLAdd$26.06$34.070.00%
VTIAdd$5.51$116.960.00%
VEAAdd$2.87$37.080.00%
VWOAdd$0.69$36.680.00%
LQDAdd$0.32$117.220.00%
VGITAdd$0.31$64.850.00%
TIPAdd$0.24$114.830.00%
SJNKAdd$0.14$28.230.00%
VNQAdd$0.06$85.710.00%
Bought$10,213.701.16%
Sold$0.000.00%
Net$10,213.701.16%


Purchases
This month, I added to positions in VFC, RL, GILD, SRCL, FOSL, BUD, and UL near 52-week lows. The rest of the purchases are mostly part of my monthly investment plan.


Sales
None.

Here is how my assets, liabilities, and net worth have changed over the past month:

Beginning balance
on 1/1/2017
+ Cash inflow
/(outflow)
+ $ P/L= Ending Balance
on 1/31/2017
% P/L% Equity
ASSETS
Current assets
Cash27,780.33(14,370.57)0.0013,409.760.00%1.49%
Bonds12,767.651,943.57319.1315,030.352.50%1.67%
Stocks625,411.159,550.4315,212.53650,174.112.43%72.10%
Total current assets665,959.13(2,876.57)15,531.66678,614.222.33%75.25%
Tax-deferred retirement account141,563.38255.294,782.17146,600.843.38%16.26%
Roth IRA65,641.195,500.00251.0071,392.190.38%7.92%
Gold12,407.690.00587.8312,995.514.74%1.44%
Other non-current assets5,000.00(500.00)0.004,500.000.00%0.50%
Total assets890,571.392,378.7221,152.66914,102.762.38%101.36%
LIABILITIES & EQUITY
Liabilities
Current liabilities0.005,452.950.005,452.950.60%
Long-term debt
Student loan6,995.95(146.42)0.006,849.530.76%
Other loans0.000.000.000.000.00%
Total liabilities6,995.955,306.530.0012,302.481.36%
Equity (net worth)883,575.44(2,927.81)21,152.66901,800.282.39%100.00%

My net worth increased 2.06% to $901,300.28, due investment gains (2.39%), partially offset by net cash outflows (-0.33%).

Starting this month, I will depreciate my other non-current assets by $500 each month, till it drops to zero. 

My monthly performance against the S & P 500 is shown below:


2017My Portfolio ReturnS & P 500 TR
Jan2.39%1.90%Good

This is a propitious start to the new year. Cheers to 2017!

2 comments:

Passive Income Dude said...

Awesome job! Close to $1m soon!!

Passive IncomePursuit said...

Great job. $900k is impressive. If the markets hold up $1M will be right around the corner.