I Have Written My First Book!

I have read hundreds of books related to finance, investing, and money, but have yet to come across a simple guide to achieve a seven-figure net worth and financial freedom.

Some of these books are too dense. Some are impractical or too demanding for everyday people. Worse yet, some are really advertisements in disguise for their authors' lucrative money management services aim to transfer your money to them.

I started with zero net worth back in 2010 when I started working full-time and gradually built it up to a seven-figure net worth seven years later in July 2017. You can track my annual balance sheet here and the latest updates on my net worth here.

Looking back over these seven years, I realized a few things. I was fortunate to have gotten a good education and reasonably well-paid job. A high savings rate is paramount. Prudent investing of these savings is crucial. I could have achieved seven figures sooner if I had known how to accomplish these things earlier.

Hence, I decided to write this book. Herein is a simple roadmap in seven steps that anyone can follow to achieve seven figures and financial freedom. This is the book I wish I had read when I was a teenager.

Income & Expenses For September 2017

Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend. For perspective, this budget is for a household of two in a small US city. By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.

Below are my income and expenses for September 2017. You can see all my monthly budgets here.