Net Worth

Here you’ll be able to see my annual personal balance sheet and net worth from the end of 2011 to present. I also update my balance sheet and net worth monthly. Check here for the latest update.
Please note: I only started tracking my finances in 2011. I can recall that I had more liabilities (from student loans) than assets before 2009, and my net worth turned positive sometime around 2009 or 2010 (when I began working full-time). 

ASSETS12/30/201112/28/201212/31/201312/31/201412/31/201512/31/201612/31/201712/31/2018
Current assets
Cash12,481.6421,881.8231,721.8325,425.4735,921.6927,780.3338,229.5925,659.21
Bonds665.00410.61173.5717,664.7114,110.5512,767.6515,490.7216,931.77
Stocks94,571.15162,999.76273,780.67397,529.83414,623.01625,411.15849,663.61967,335.59
Total current assets107,717.79185,292.19305,676.07440,620.01464,655.25665,959.13903,383.921,009,926.57
Tax-deferred retirement account31,986.8255,420.2689,435.74104,427.61120,227.29141,563.38196,552.46190,723.27
Roth IRA17,722.7724,578.7126,691.6443,861.6048,668.3965,641.1977,119.5975,719.41
Home0.000.000.000.000.000.000.0037,808.00
Gold16,962.7517,835.1212,860.4612,743.0611,426.2112,407.6914,030.7313,836.22
Other non-current assets10,000.009,000.009,000.008,000.007,000.005,000.000.000.00
Total assets184,390.13292,126.28443,663.91609,652.28651,977.14890,571.391,191,086.701,328,013.47
LIABILITIES & EQUITY
Liabilities
Current liabilities664.35558.97800.0024,623.2474.680.0010,282.7129,201.95
Long-term debt15,409.7713,794.4612,116.2610,433.908,741.156,995.956,264.075,987.72
Total liabilities16,074.1214,353.4312,916.2635,057.148,815.836,995.9516,546.7835,189.67
Equity (net worth)168,316.01277,772.85430,747.65574,595.14643,161.31883,575.441,174,539.921,292,823.80
Total liabilities & equity184,390.13292,126.28443,663.91609,652.28651,977.14890,571.391,191,086.701,328,013.47
Below is my performance versus the S&P 500 TR since inception when I started tracking (2011). Note that net inflow (outflow) refers to active income less expenses. Return is calculated as (End Net Worth - Beg. Net Worth - Net Inflow) / Beg. Net Worth.
YearBeg. Net WorthNet Inflow (Outflow)End Net WorthReturnS&P 500 TRExcess Gain
2018$1,174,539.92$174,299.60$1,292,823.80-4.77%-4.38%-0.39%
2017$883,575.44$103,752.82$1,174,539.9221.19%21.83%-0.64%
2016$643,161.31$128,638.20$883,575.4417.38%11.96%5.42%
2015$574,595.14$115,277.75$643,161.31-8.13%1.38%-9.51%
2014$430,747.65$104,165.19$574,595.149.21%13.69%-4.48%
2013$277,772.85$71,932.48$430,747.6529.18%32.39%-3.21%
2012$168,316.01$73,572.06$277,772.8521.32%16.00%5.32%
2011$168,316.01
Since Inception113.00%130.86%-17.86%
Annualized11.41%12.70%-1.29%
3-Year35.47%30.43%5.04%
Annualized10.65%9.26%1.39%
5-Year35.92%50.33%-14.41%
Annualized6.33%8.49%-2.16%

3 comments:

  1. This is fantastic, you'll crack 1 million net worth in the next year, what a milestone that is!

    ReplyDelete
  2. The balance of Yourself-company is a nice read. Would you like participating as Income Hero there:

    https://dividendstocks.cash/blog/income-heroes/

    Good investments!

    Torsten

    ReplyDelete