Net Worth

Here you’ll be able to see my annual personal balance sheet and net worth from the end of 2011 to present. I also update my balance sheet and net worth monthly. Check here for the latest update.
Please note: I only started tracking my finances in 2011. I can recall that I had more liabilities (from student loans) than assets before 2009, and my net worth turned positive sometime around 2009 or 2010 (when I began working full-time). 

ASSETS	12/30/2011	12/28/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017
Current assets
Cash	12,481.64	21,881.82	31,721.83	25,425.47	35,921.69	27,780.33	38,229.59
Bonds	665.00	410.61	173.57	17,664.71	14,110.55	12,767.65	15,490.72
Stocks	94,571.15	162,999.76	273,780.67	397,529.83	414,623.01	625,411.15	849,663.61
Total current assets	107,717.79	185,292.19	305,676.07	440,620.01	464,655.25	665,959.13	903,383.92
Tax-deferred retirement account	31,986.82	55,420.26	89,435.74	104,427.61	120,227.29	141,563.38	196,552.46
Roth IRA	17,722.77	24,578.71	26,691.64	43,861.60	48,668.39	65,641.19	77,119.59
Home	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Gold	16,962.75	17,835.12	12,860.46	12,743.06	11,426.21	12,407.69	14,030.73
Other non-current assets	10,000.00	9,000.00	9,000.00	8,000.00	7,000.00	5,000.00	0.00
Total assets	184,390.13	292,126.28	443,663.91	609,652.28	651,977.14	890,571.39	1,191,086.70
LIABILITIES & EQUITY
Liabilities
Current liabilities	664.35	558.97	800.00	24,623.24	74.68	0.00	10,282.71
Long-term debt	15,409.77	13,794.46	12,116.26	10,433.90	8,741.15	6,995.95	6,264.07
Total liabilities	16,074.12	14,353.43	12,916.26	35,057.14	8,815.83	6,995.95	16,546.78
Equity (net worth)	168,316.01	277,772.85	430,747.65	574,595.14	643,161.31	883,575.44	1,174,539.92
Total liabilities & equity	184,390.13	292,126.28	443,663.91	609,652.28	651,977.14	890,571.39	1,191,086.70

ASSETS	12/31/2018	12/31/2019	12/31/2020
Current assets
Cash	25,659.21	3,664.59	(25,928.01)
Bonds	16,931.77	25,354.37	18,199.48
Stocks	967,335.59	1,399,905.88	1,794,316.09
Total current assets	1,009,926.57	1,428,924.84	1,786,587.56
Tax-deferred retirement account	190,723.27	260,539.32	314,639.04
Roth IRA	75,719.41	99,607.73	124,733.05
Home	37,808.00	44,496.00	46,560.00
Gold	13,836.22	16,338.09	20,441.46
Other non-current assets	0.00	291.49	942.40
Total assets	1,328,013.47	1,850,197.47	2,293,903.51
LIABILITIES & EQUITY
Liabilities
Current liabilities	29,201.95	716.29	214.01
Long-term debt	5,987.72	5,640.49	5,528.71
Total liabilities	35,189.67	6,356.78	5,742.72
Equity (net worth)	1,292,823.80	1,843,840.69	2,288,160.79
Total liabilities & equity	1,328,013.47	1,850,197.47	2,293,903.51

Below is my performance versus the S&P 500 TR since inception when I started tracking (2011). Note that net inflow (outflow) refers to active income less expenses. Return is calculated as (End Net Worth - Beg. Net Worth - Net Inflow) / Beg. Net Worth.

Year	Beg. Net Worth	Net Inflow (Outflow)	End Net Worth	Return	S&P 500 TR	Excess Gain
2020	$1,843,840.69	$99,719.84	$2,288,160.79	18.69%	18.40%	0.29%
2019	$1,292,823.80	$163,832.13	$1,843,840.69	29.95%	31.50%	-1.55%
2018	$1,174,539.92	$173,842.07	$1,292,823.80	-4.73%	-4.38%	-0.35%
2017	$883,575.44	$103,752.82	$1,174,539.92	21.19%	21.83%	-0.64%
2016	$643,161.31	$128,638.20	$883,575.44	17.38%	11.96%	5.42%
2015	$574,595.14	$115,277.75	$643,161.31	-8.13%	1.38%	-9.51%
2014	$430,747.65	$104,165.19	$574,595.14	9.21%	13.69%	-4.48%
2013	$277,772.85	$71,932.48	$430,747.65	29.18%	32.39%	-3.21%
2012	$168,316.01	$73,572.06	$277,772.85	21.32%	16.00%	5.32%
2011			$168,316.01
Since Inception				228.66%	259.44%	-30.78%
Annualized				14.13%	15.28%	-1.14%
3-Year				46.94%	48.88%	-1.94%
Annualized				13.69%	14.18%	-0.50%
5-Year				109.02%	103.07%	5.95%
Annualized				15.89%	15.22%	0.67%