Net Worth Update May 2021: $2,638,819.77 (-$10,849.29, -0.41%)

Welcome to my monthly net worth update! Here is how my assets, liabilities, and net worth have changed over the past month:

	Beginning balance on 5/1/2021	+ Cash inflow /(outflow)	+ $ P/L	= Ending Balance on 5/31/2021	% P/L	% Equity
ASSETS
Current assets
Cash	(40,492.44)	(3,338.28)	0.00	(43,830.72)	0.00%	-1.66%
Bonds	13,056.61	(52.42)	(1,149.32)	11,854.87	-8.80%	0.45%
Stocks	2,115,930.82	4,347.86	(28,130.24)	2,092,148.44	-1.33%	79.28%
Total current assets	2,088,494.99	957.16	(29,279.56)	2,060,172.59	-1.40%	78.07%
Tax-deferred retirement account	351,822.84		3,855.12	355,677.96	1.10%	13.48%
Roth IRA	149,894.30		4,377.52	154,271.82	2.92%	5.85%
Home	44,850.00		8,073.00	52,923.00	18.00%	2.01%
Gold	19,062.90		1,303.17	20,366.07	6.84%	0.77%
Other non-current assets	1,139.53		18.77	1,158.30	1.65%	0.04%
Total assets	2,655,264.56	957.16	(11,651.98)	2,644,569.74	-0.44%	100.22%
LIABILITIES & EQUITY
Liabilities
Current liabilities	66.79	154.47	0.00	221.26		0.01%
Long-term liabilities
Student loan	5,528.71	0.00	0.00	5,528.71		0.21%
Other non-current liabilities	0.00	0.00	0.00	0.00		0.00%
Total liabilities	5,595.50	154.47	0.00	5,749.97		0.22%
Equity (net worth)	2,649,669.06	802.69	(11,651.98)	2,638,819.77	-0.44%	100.00%

Net worth: Bottom line up front, my net worth decreased by $10,849.29,  down 0.41% this month due to marked-to-market investment losses (+$11,651.98, -0.44%) partially offset by net cash inflow (+$802.69, +0.03%). 

Here is the breakdown of my balance sheet:

Net Worth Update April 2021: $2,649,669.06 (+$91,761.93, +3.59%)

Welcome to my monthly net worth update! Here is how my assets, liabilities, and net worth have changed over the past month:

	Beginning balance on 4/1/2021	+ Cash inflow /(outflow)	+ $ P/L	= Ending Balance on 4/30/2021	% P/L	% Equity
ASSETS
Current assets
Cash	(16,278.67)	(24,213.77)	0.00	(40,492.44)	0.00%	-1.53%
Bonds	15,267.32	(2,521.07)	310.36	13,056.61	2.03%	0.49%
Stocks	2,014,773.01	32,238.34	68,919.47	2,115,930.82	3.42%	79.86%
Total current assets	2,013,761.66	5,503.50	69,229.83	2,088,494.99	3.44%	78.82%
Tax-deferred retirement account	335,036.41		16,786.43	351,822.84	5.01%	13.28%
Roth IRA	146,901.87		2,992.43	149,894.30	2.04%	5.66%
Home	46,868.00		(2,018.00)	44,850.00	-4.31%	1.69%
Gold	20,075.28		(1,012.38)	19,062.90	-5.04%	0.72%
Other non-current assets	1,090.76		48.77	1,139.53	4.47%	0.04%
Total assets	2,563,733.98	5,503.50	86,027.08	2,655,264.56	3.36%	100.21%
LIABILITIES & EQUITY
Liabilities
Current liabilities	298.14	(231.35)	0.00	66.79		0.00%
Long-term liabilities
Student loan	5,528.71	0.00	0.00	5,528.71		0.21%
Other non-current liabilities	0.00	0.00	0.00	0.00		0.00%
Total liabilities	5,826.85	(231.35)	0.00	5,595.50		0.21%
Equity (net worth)	2,557,907.13	5,734.85	86,027.08	2,649,669.06	3.36%	100.00%

Net worth: Bottom line up front, my net worth increased by $91,761.93,  up 3.59% this month due to marked-to-market investment gains (+$86,027.08, +3.36%) and net cash inflow (+$5,734.85, +0.22%). 

Here is the breakdown of my balance sheet:

Net Worth Update March 2021: $2,557,907.04 (+$100,229.96, +4.08%)

Welcome to my monthly net worth update! Here is how my assets, liabilities, and net worth have changed over the past month:

	Beginning balance on 3/1/2021	+ Cash inflow /(outflow)	+ $ P/L	= Ending Balance on 3/31/2021	% P/L	% Equity
ASSETS
Current assets
Cash	(14,648.27)	(1,630.49)	0.00	(16,278.76)	0.00%	-0.64%
Bonds	15,392.73	(99.32)	(26.09)	15,267.32	-0.17%	0.60%
Stocks	1,926,856.46	16,911.47	71,005.08	2,014,773.01	3.69%	78.77%
Total current assets	1,927,600.92	15,181.66	70,978.99	2,013,761.57	3.68%	78.73%
Tax-deferred retirement account	320,736.27	1,533.18	12,766.96	335,036.41	3.98%	13.10%
Roth IRA	147,857.60	(6,000.00)	5,044.27	146,901.87	3.41%	5.74%
Home	47,388.00		(520.00)	46,868.00	-1.10%	1.83%
Gold	18,685.95		1,389.33	20,075.28	7.44%	0.78%
Other non-current assets	1,060.36		30.40	1,090.76	2.87%	0.04%
Total assets	2,463,329.10	10,714.84	89,689.95	2,563,733.89	3.64%	100.23%
LIABILITIES & EQUITY
Liabilities
Current liabilities	123.31	174.83	0.00	298.14		0.01%
Long-term liabilities
Student loan	5,528.71	0.00	0.00	5,528.71		0.22%
Other non-current liabilities	0.00	0.00	0.00	0.00		0.00%
Total liabilities	5,652.02	174.83	0.00	5,826.85		0.23%
Equity (net worth)	2,457,677.08	10,540.01	89,689.95	2,557,907.04	3.65%	100.00%

Net worth: Bottom line up front, my net worth increased by $100,229.96,  up 4.08% this month due to marked-to-market investment gains (+$89,689.95, +3.65%) and net cash inflow (+$10,540.01, +0.43%). 

Here is the breakdown of my balance sheet: