More Cuts to my DSPP Monthly Investment

Since I have reached enough dividend income to support my expenses, I am looking for ways to reduce my dividend income and any resultant taxes. So I gave my monthly investment plan another look for places to cut the fat. The result follows:

Ticker	Rating	DGI	Shiller PE	Yield	Payout Ratio	Monthly Invest	Sector	Sector Total	Sector Percent
NVS	A1	D	18.36	3.59%	0.66	$200.00	Healthcare	$200.00	8.70%
GIS	A1	B	16.72	4.15%	0.69	$200.00	Staples	$200.00	8.70%
XOM	B+1	A	11.86	4.19%	0.50	$300.00	Energy	$300.00	13.04%
AFL	D	A	14.50	2.22%	0.32	$200.00	Financial	$600.00	26.09%
RLI	D	A	27.51	1.13%	0.31	$200.00
TSS	D	D	53.21	0.55%	0.29	$200.00
AYI	D	D	32.04	0.36%	0.12	$200.00	Technology	$200.00	8.70%
UNP	A2	C	27.18	2.14%	0.58	$200.00	Industrial	$400.00	17.39%
VMI	D	D	20.05	1.07%	0.21	$200.00
YORW	D	B	34.85	2.17%	0.76	$200.00	Utility	$200.00	8.70%
OMC	B2	C	16.58	3.50%	0.58	$200.00	Discretionary	$200.00	8.70%
Total			24.24	2.36%	0.57	$2,300.00		$2,300.00	100.00%
Rating	$	%			DGI	$	%
A	$600	26%			A	$700.00	30%
B	$500	22%			B	$400.00	17%
C	$0	0%			C	$400.00	17%
D	$1,200	52%			D	$800.00	35%
Total	$2,300	100%			Total	$2,300.00	100%
Rating is based on Morningstar as follows:
A=Wide Moat; B=Narrow Moat; C=No Moat; D=Not rated by Morningstar
+=Exemplary; [blank]=Standard; -=Poor stewardship
1=Low; 2=Medium; 3=High; 4=Very High uncertainty
DGI (Dividend Growth Investing) as follows:
A=25+ years of higher dividends;
B=10-24 years of higher dividends;
C=5-9 years of higher dividends;
D= less than 5 years of higher dividends.

New Changes to My DSPP: Adding 1 and Removing 3 Stocks

It has been a while since I revamped my DSPP (direct stock purchase plan) monthly investment plan last November. I was forced to cancel monthly contribution to BDX last month due to its newly imposed high fees, but did not make any other significant changes. Until now. Here is the revised monthly DSPP monthly investment plan:

Ticker	Rating	DGI	Shiller PE	Yield	Payout Ratio	Monthly Invest	Sector	Sector Total	Sector Percent
NVS	A1	D	19.38	3.61%	0.70	$200.00	Healthcare	$400.00	13.79%
SNY	A2	D	16.64	4.48%	0.75	$200.00
KDP	A2	C	41.01	2.53%	1.04	$200.00	Staples	$400.00	13.79%
GIS	A1	B	16.38	4.31%	0.71	$200.00
XOM	B+1	A	11.72	4.18%	0.49	$300.00	Energy	$300.00	10.34%
AFL	D	A	14.71	2.25%	0.33	$200.00	Financial	$600.00	20.69%
RLI	D	A	26.96	1.16%	0.31	$200.00
TSS	D	D	52.76	0.55%	0.29	$200.00
UNP	A2	C	27.98	1.96%	0.55	$200.00	Industrial	$400.00	13.79%
VMI	D	D	19.79	1.09%	0.22	$200.00
YORW	D	B	35.12	2.25%	0.79	$200.00	Utility	$200.00	6.90%
AYI	D	D	30.98	0.38%	0.12	$200.00	Discretionary	$400.00	13.79%
OMC	B2	C	16.62	3.57%	0.59	$200.00
BMS	B2	A	25.16	2.49%	0.63	$200.00	Material	$200.00	6.90%
Total			24.90	2.54%	0.63	$2,900.00		$2,900.00	100.00%
Rating	$	%			DGI	$	%
A	$1,000	34%			A	$900.00	31%
B	$700	24%			B	$400.00	14%
C	$0	0%			C	$600.00	21%
D	$1,200	41%			D	$1,000.00	34%
Total	$2,900	100%			Total	$2,900.00	100%
Rating is based on Morningstar as follows:
A=Wide Moat; B=Narrow Moat; C=No Moat; D=Not rated by Morningstar
+=Exemplary; [blank]=Standard; -=Poor stewardship
1=Low; 2=Medium; 3=High; 4=Very High uncertainty
DGI (Dividend Growth Investing) as follows:
A=25+ years of higher dividends;
B=10-24 years of higher dividends;
C=5-9 years of higher dividends;
D= less than 5 years of higher dividends.