Saturday, September 30, 2017

Portfolio Update September 2017

The time has come for my monthly portfolio update. At the end of every month, I will update my portfolio and comment on any changes. I do that for accountability and also so you may glean some ideas on how I allocate my capital. You have the opportunity to learn from what I do well, so you can do the same, as well as what I do poorly, so you will not have to repeat my mistakes.

Follow my real-time portfolio here. Below is a snapshot of my stocks and ETFs portfolio as of 9/30/17:
TickerPriceShares HeldCost BasisTotal InvestedMarket ValueG/L ($)G/L (%)Weight
Total$46.2917876.39369$36.08$645,048.51$827,471.39$182,422.8828.28%100.00%
IJR$74.22859$68.38$58,739.20$63,754.98$5,015.788.54%7.70%
BDX$195.95176.501503$87.25$15,400.00$34,585.47$19,185.47124.58%4.18%
VWO$43.57733.27284$39.39$28,885.07$31,948.70$3,063.6310.61%3.86%
AFL$81.39330.7075$49.29$16,300.00$26,916.28$10,616.2865.13%3.25%
XOM$81.98311.189707$77.44$24,100.00$25,511.33$1,411.335.86%3.08%
EXC$37.67578.812$30.06$17,396.43$21,803.85$4,407.4225.34%2.63%
AZO$595.1133$674.61$22,262.08$19,638.63-$2,623.45-11.78%2.37%
NSC$132.24132.614$76.16$10,100.00$17,536.88$7,436.8873.63%2.12%
BRK.B$183.3292$122.05$11,228.54$16,865.44$5,636.9050.20%2.04%
EMR$62.84256.584959$49.11$12,600.00$16,123.80$3,523.8027.97%1.95%
BMTC$43.80354.088485$24.57$8,700.00$15,509.08$6,809.0878.27%1.87%
WMT$78.14198$66.65$13,196.52$15,471.72$2,275.2017.24%1.87%
VFC$63.57227$57.56$13,066.38$14,430.39$1,364.0110.44%1.74%
GILD$81.02174$75.87$13,202.24$14,097.48$895.246.78%1.70%
SPGI$156.3190.139965$45.48$4,100.00$14,089.78$9,989.78243.65%1.70%
LMT$310.2944.233058$96.91$4,286.67$13,725.08$9,438.41220.18%1.66%
UL$57.96229$41.80$9,572.56$13,272.84$3,700.2838.66%1.60%
AZN$33.88344$22.13$7,613.49$11,654.72$4,041.2353.08%1.41%
MCD$156.6872$104.07$7,493.25$11,280.96$3,787.7150.55%1.36%
MSFT$74.49147$40.12$5,897.98$10,950.03$5,052.0585.66%1.32%
NKE$51.85203$51.28$10,410.52$10,525.55$115.031.10%1.27%
SON$50.45205.0909$36.33$7,450.00$10,346.84$2,896.8438.88%1.25%
ESLT$147.0870$36.86$2,580.05$10,295.60$7,715.55299.05%1.24%
YORW$33.90295.849$22.14$6,550.00$10,029.28$3,479.2853.12%1.21%
INTC$38.08245$27.34$6,698.92$9,329.60$2,630.6839.27%1.13%
NVS$85.8599.307$74.52$7,400.00$8,525.51$1,125.5115.21%1.03%
PEP$111.4372.811814$80.13$5,834.51$8,113.42$2,278.9139.06%0.98%
BUD$119.3068$108.73$7,393.41$8,112.40$718.999.72%0.98%
KO$45.01176$41.89$7,372.00$7,921.76$549.767.46%0.96%
NVO$48.15163$38.92$6,344.74$7,848.45$1,503.7123.70%0.95%
VMI$158.1049.586$124.03$6,150.00$7,839.55$1,689.5527.47%0.95%
SNY$49.79150.372$40.57$6,100.00$7,487.02$1,387.0222.74%0.90%
PEG$46.25149.478$29.77$4,450.00$6,913.36$2,463.3655.36%0.84%
RL$88.2976$90.84$6,904.03$6,710.04-$193.99-2.81%0.81%
BEN$44.51150$35.26$5,289.56$6,676.50$1,386.9426.22%0.81%
GWW$179.7537$169.75$6,280.76$6,650.75$369.995.89%0.80%
BCR$320.5020.685936$96.68$2,000.00$6,629.84$4,629.84231.49%0.80%
DIS$98.5767$95.88$6,423.84$6,604.19$180.352.81%0.80%
SAN$6.94925$6.78$6,273.42$6,419.50$146.082.33%0.78%
PG$90.9868.38$61.42$4,200.00$6,221.21$2,021.2148.12%0.75%
ATGE$35.85167$22.09$3,688.64$5,986.95$2,298.3162.31%0.72%
SRCL$71.6283$80.58$6,688.29$5,944.46-$743.83-11.12%0.72%
GPS$29.53200$20.99$4,197.60$5,906.00$1,708.4040.70%0.71%
FOSL$9.33633$18.50$11,710.06$5,905.89-$5,804.17-49.57%0.71%
CSX$54.26108$21.04$2,272.36$5,860.08$3,587.72157.89%0.71%
OGZPY$4.191390.2431$6.09$8,464.47$5,825.12-$2,639.35-31.18%0.70%
AAN$43.63133$22.62$3,008.06$5,802.79$2,794.7392.91%0.70%
VIG$94.7960$59.80$3,587.92$5,687.40$2,099.4858.52%0.69%
MAT$15.48358$27.91$9,990.55$5,541.84-$4,448.71-44.53%0.67%
VEA$43.41127.18957$30.97$3,938.54$5,521.30$1,582.7640.19%0.67%
CTSH$72.5475$53.00$3,975.00$5,440.50$1,465.5036.87%0.66%
UHS$110.9447$122.89$5,776.00$5,214.18-$561.82-9.73%0.63%
SBRCY$14.27346$6.18$2,137.25$4,937.42$2,800.17131.02%0.60%
VIAB$27.84177$41.08$7,271.21$4,927.68-$2,343.53-32.23%0.60%
AN$47.46101$46.53$4,700.00$4,793.46$93.461.99%0.58%
LUKOY$53.0389$49.38$4,395.19$4,719.67$324.487.38%0.57%
GIS$51.7690.016$42.21$3,800.00$4,659.23$859.2322.61%0.56%
RBCAA$38.89118$21.26$2,508.83$4,589.02$2,080.1982.91%0.55%
CVS$81.3255$86.86$4,777.31$4,472.60-$304.71-6.38%0.54%
HPQ$19.96220$8.89$1,956.29$4,391.20$2,434.91124.47%0.53%
JNJ$130.0132$61.42$1,965.54$4,160.32$2,194.78111.66%0.50%
DGS$49.0383.77$44.07$3,691.36$4,107.24$415.8811.27%0.50%
CHL$50.5777.42$47.44$3,672.95$3,915.13$242.186.59%0.47%
FISV$128.9630$100.80$3,024.00$3,868.80$844.8027.94%0.47%
FOX$25.79146$25.60$3,736.97$3,765.34$28.370.76%0.46%
FNDE$28.66129.85$24.59$3,193.03$3,721.50$528.4716.55%0.45%
BVN$12.79282$9.23$2,601.60$3,606.78$1,005.1838.64%0.44%
RHHBY$32.00112$30.80$3,449.74$3,584.00$134.263.89%0.43%
PII$104.6334$76.53$2,602.00$3,557.42$955.4236.72%0.43%
K$62.3752.479$49.42$2,593.58$3,273.12$679.5426.20%0.40%
HPE$14.71220$9.77$2,150.40$3,236.20$1,085.8050.49%0.39%
SBS$10.46307$4.92$1,510.38$3,211.22$1,700.84112.61%0.39%
CVX$117.5027$86.38$2,332.19$3,172.50$840.3136.03%0.38%
HSIC$81.9938$77.84$2,958.00$3,115.62$157.625.33%0.38%
TIF$91.7833$60.25$1,988.40$3,028.74$1,040.3452.32%0.37%
BBBY$23.47123$36.76$4,521.88$2,886.81-$1,635.07-36.16%0.35%
CEO$129.7021.66$144.63$3,132.74$2,809.30-$323.44-10.32%0.34%
PPL$37.9570.806$23.68$1,676.52$2,687.09$1,010.5760.28%0.32%
DE$125.5921$74.65$1,567.56$2,637.39$1,069.8368.25%0.32%
WBA$77.2233$36.78$1,213.89$2,548.26$1,334.37109.93%0.31%
DHR$85.7829$79.24$2,298.10$2,487.62$189.528.25%0.30%
PAYX$59.9641.254$32.72$1,350.00$2,473.59$1,123.5983.23%0.30%
TLK$34.3072$16.17$1,164.01$2,469.60$1,305.59112.16%0.30%
IBM$145.0817$133.64$2,271.92$2,466.36$194.448.56%0.30%
LLY$85.5428$35.93$1,006.02$2,395.12$1,389.10138.08%0.29%
HCN$70.2832.6682$55.10$1,800.00$2,295.92$495.9227.55%0.28%
DISCA$21.29106$24.09$2,553.67$2,256.74-$296.93-11.63%0.27%
OGS$73.6429.903$33.44$1,000.00$2,202.06$1,202.06120.21%0.27%
DLTR$86.8225$76.92$1,923.08$2,170.50$247.4212.87%0.26%
ORLY$215.379$189.26$1,703.36$1,938.33$234.9713.79%0.23%
WLK$83.0923$44.00$1,012.00$1,911.07$899.0788.84%0.23%
TGT$59.0132$59.00$1,887.92$1,888.32$0.400.02%0.23%
SGTZY$5.07371$6.45$2,392.73$1,880.97-$511.76-21.39%0.23%
FSBK$18.53100$4.51$451.00$1,853.00$1,402.00310.86%0.22%
WFC$55.1532$45.86$1,467.50$1,764.80$297.3020.26%0.21%
SAM$156.2011$133.65$1,470.10$1,718.20$248.1016.88%0.21%
BP$38.4344$39.34$1,731.17$1,690.92-$40.25-2.33%0.20%
OAOFY$43.2438$28.59$1,086.23$1,643.12$556.8951.27%0.20%
SJI$34.5347.5645$24.18$1,150.00$1,642.40$492.4042.82%0.20%
GGG$123.6913$73.00$949.00$1,607.97$658.9769.44%0.19%
CAH$66.9224$68.63$1,647.08$1,606.08-$41.00-2.49%0.19%
DXC$85.8818$68.10$1,225.77$1,545.84$320.0726.11%0.19%
CERN$71.3221$47.80$1,003.80$1,497.72$493.9249.21%0.18%
CHKP$114.0213$74.85$973.05$1,482.26$509.2152.33%0.18%
POT$19.2477$23.11$1,779.18$1,481.48-$297.70-16.73%0.18%
MPC$56.0826$18.83$489.68$1,458.08$968.40197.76%0.18%
ESRX$63.3223$65.32$1,502.37$1,456.36-$46.01-3.06%0.18%
AXP$90.4616$59.77$956.29$1,447.36$491.0751.35%0.17%
STRA$87.2716$48.00$768.00$1,396.32$628.3281.81%0.17%
TROW$90.6515$67.00$1,005.00$1,359.75$354.7535.30%0.16%
NNN$41.6631.906$43.88$1,400.00$1,329.20-$70.80-5.06%0.16%
RHI$50.3426$36.06$937.56$1,308.84$371.2839.60%0.16%
KSS$45.6528$43.64$1,221.96$1,278.20$56.244.60%0.15%
CICHY$16.6973$13.64$995.73$1,218.37$222.6422.36%0.15%
BF.B$54.3022$45.82$1,008.04$1,194.60$186.5618.51%0.14%
VSS$114.9310$87.82$878.20$1,149.30$271.1030.87%0.14%
GPC$95.6512$80.00$960.00$1,147.80$187.8019.56%0.14%
MYTAY$9.13124$13.18$1,633.71$1,132.12-$501.59-30.70%0.14%
TESS$12.4588.983$8.99$800.00$1,107.84$307.8438.48%0.13%
MDLZ$40.6627$17.63$475.90$1,097.82$621.92130.68%0.13%
MRK$64.0317$34.30$583.18$1,088.51$505.3386.65%0.13%
SCL$83.6613$38.46$499.98$1,087.58$587.60117.52%0.13%
UNP$115.979.227034$108.38$1,000.00$1,070.06$70.067.01%0.13%
TLSYY$13.6672$14.78$1,064.26$983.52-$80.74-7.59%0.12%
MCFUD$32.7230$29.07$872.05$981.60$109.5512.56%0.12%
DPS$88.4710.702576$93.44$1,000.00$946.86-$53.14-5.31%0.11%
BIIB$313.123$221.90$665.71$939.36$273.6541.11%0.11%
BCMXY$17.8352$16.07$835.50$927.16$91.6610.97%0.11%
CMP$64.9014$69.00$966.00$908.60-$57.40-5.94%0.11%
PDLI$3.39255$6.05$1,542.59$864.45-$678.14-43.96%0.10%
T$39.1721$28.77$604.24$822.57$218.3336.13%0.10%
ARLP$19.3541$26.68$1,094.01$793.35-$300.66-27.48%0.10%
HFC$35.9722$23.50$517.00$791.34$274.3453.06%0.10%
AEO$14.3054$11.93$644.35$772.20$127.8519.84%0.09%
AAPL$154.125$94.64$473.20$770.60$297.4062.85%0.09%
PNW$84.569.015396$34.50$311.00$762.34$451.34145.13%0.09%
AMGN$186.454$141.00$564.00$745.80$181.8032.23%0.09%
PB$65.7311$45.43$499.73$723.03$223.3044.68%0.09%
RAVN$32.4022$22.60$497.20$712.80$215.6043.36%0.09%
ICE$68.7010$16.67$166.66$687.00$520.34312.22%0.08%
IDCBY$14.8545$12.18$548.10$668.25$120.1521.92%0.08%
EFSI$29.2522$22.85$502.70$643.50$140.8028.01%0.08%
TLKGY$17.8536$19.78$711.92$642.60-$69.32-9.74%0.08%
SB$2.74233$7.99$1,861.40$638.42-$1,222.98-65.70%0.08%
TSCO$63.2910$49.99$499.90$632.90$133.0026.61%0.08%
KHC$77.558$25.41$203.28$620.40$417.12205.19%0.07%
IMBBY$43.2714$62.93$880.98$605.78-$275.20-31.24%0.07%
CLD$3.66158$9.44$1,492.23$578.28-$913.95-61.25%0.07%
WTR$33.1917.259455$28.97$500.00$572.84$72.8414.57%0.07%
CCFN$47.5012$39.50$474.00$570.00$96.0020.25%0.07%
BACHY$12.3945$11.00$495.00$557.55$62.5512.64%0.07%
WSM$49.8611$44.00$484.00$548.46$64.4613.32%0.07%
HSY$109.175$90.47$452.35$545.85$93.5020.67%0.07%
RLI$57.369$57.00$513.00$516.24$3.240.63%0.06%
TJX$73.737$69.00$483.00$516.11$33.116.86%0.06%
NTTYY$45.7211$22.30$245.34$502.92$257.58104.99%0.06%
LB$41.6112$42.00$504.00$499.32-$4.68-0.93%0.06%
LANC$120.124$117.75$471.00$480.48$9.482.01%0.06%
BCS$10.3546$14.02$644.92$476.10-$168.82-26.18%0.06%
MPLX$35.0113$8.59$111.66$455.13$343.47307.60%0.06%
NAT$5.3482$19.64$1,610.79$437.88-$1,172.91-72.82%0.05%
MRO$13.5627$29.92$807.79$366.12-$441.67-54.68%0.04%
IEMG$54.026.25$49.67$310.46$337.63$27.178.75%0.04%
TRGP$47.307$27.35$191.42$331.10$139.6872.97%0.04%
HNNMY$5.1561$6.53$398.52$314.15-$84.37-21.17%0.04%
ATW$9.3933$15.00$495.00$309.87-$185.13-37.40%0.04%
CPLP$3.5075$8.53$639.48$262.50-$376.98-58.95%0.03%
DYN$9.7924$29.77$714.50$234.96-$479.54-67.12%0.03%
LYG$3.6650$3.24$162.00$183.00$21.0012.96%0.02%
GSH$29.174.59$20.75$95.24$133.89$38.6540.58%0.02%
MVC$10.0111$8.84$97.28$110.11$12.8313.19%0.01%
VTI$129.520.73714$95.47$95.47#DIV/0!0.01%
TSCDY$7.6011$14.33$157.63$83.60-$74.03-46.96%0.01%
AMC$14.705$18.00$90.00$73.50-$16.50-18.33%0.01%
PTR$64.110.97$99.24$96.26$62.19-$34.07-35.40%0.01%
BIVV$57.071$37.77$37.77$57.07$19.3051.08%0.01%
BK$53.021$25.01$25.01$53.02$28.01112.00%0.01%
QCCO$0.42113$3.63$410.25$47.46-$362.79-88.43%0.01%
LGCY$1.5228$15.62$437.22$42.56-$394.66-90.27%0.01%
EVEP$0.6532$21.84$698.97$20.80-$678.17-97.02%0.00%
BPI$9.601$17.85$17.85$9.60-$8.25-46.22%0.00%
BKS$7.601$8.70$8.70$7.60-$1.10-12.64%0.00%
ALN$0.3815$2.11$31.65$5.70-$25.95-81.99%0.00%
LQD$121.230.03874$4.70$4.70#DIV/0!0.00%
VGIT$64.640.06473$4.18$4.18#DIV/0!0.00%
TIP$113.580.02943$3.34$3.34#DIV/0!0.00%
SJNK$27.970.07521$2.10$2.10#DIV/0!0.00%
VNQ$83.090.01298$1.08$1.08#DIV/0!0.00%
VCSH$80.130.00396$0.32$0.32#DIV/0!0.00%
ZAHLY$0.0123$6.64$152.72$0.23-$152.49-99.85%0.00%
DPK$13.81-100$16.15-$1,614.79-$1,381.00$233.7914.48%-0.17%
FAZ$14.58-100$34.42-$3,441.54-$1,458.00$1,983.5457.64%-0.18%
ERY$10.89-300$13.49-$4,047.39-$3,267.00$780.3919.28%-0.39%
TZA$13.65-550$20.03-$11,015.32-$7,507.50$3,507.8231.84%-0.91%

My transactions in September are listed as follows:
StockActionCostPrice per share% of Portfolio
XOMAdd$1,496.93$79.000.15%
SRCLAdd$775.50$70.500.08%
GISAdd$700.00$54.360.07%
DISCAAdd$579.15$21.450.06%
BBBYAdd$503.80$22.900.05%
LANCNew Buy$471.00$117.750.05%
AFLAdd$439.91$82.550.04%
EMRAdd$319.04$60.780.03%
SONAdd$277.74$48.300.03%
BMTCAdd$275.37$41.130.03%
BDXAdd$200.00$193.500.02%
DPSAdd$200.00$91.790.02%
UNPAdd$200.00$108.610.02%
NVSAdd$200.00$83.890.02%
SNYAdd$200.00$48.720.02%
YORWAdd$200.00$33.040.02%
VMIAdd$200.00$148.920.02%
EXCAdd$153.86$38.230.01%
NSCAdd$80.50$125.590.01%
SPGIAdd$36.86$153.300.00%
KAdd$25.97$68.340.00%
OGSAdd$12.49$75.240.00%
PNWAdd$5.86$89.830.00%
VTIAdd$5.68$125.970.00%
WTRAdd$3.51$31.810.00%
VEAAdd$3.29$42.220.00%
VWOAdd$0.85$44.200.00%
LQDAdd$0.35$120.690.00%
VGITAdd$0.32$64.520.00%
TIPAdd$0.24$113.210.00%
SJNKAdd$0.12$26.730.00%
VCSHAdd$0.06$81.080.00%
VNQAdd$0.06$88.240.00%
Bought$7,568.460.73%
Sold$0.000.00%
Net$7,568.460.73%

Purchases
I added to positions in XOM, SRCL, GIS, DISCA and BBBY near 52-week low. I initiated a new position in LANC, a solid dividend growth stock, near 52-week low. The rest are part of my monthly investment plans and dividend reinvestment.

Sales
None.

Here is how my assets, liabilities, and net worth have changed over the past month:
Beginning balance
on 9/1/2017
+ Cash inflow
/(outflow)
+ $ P/L= Ending Balance
on 9/30/2017
% P/L% Equity
ASSETS
Current assets
Cash25,449.364,725.310.0030,174.670.00%2.81%
Bonds20,323.98(201.03)(87.30)20,035.65-0.43%1.87%
Stocks739,623.905,895.8821,818.77767,338.552.95%71.49%
Total current assets785,397.2410,420.1621,731.47817,548.872.77%76.17%
Tax-deferred retirement account178,155.931,515.234,459.54184,130.702.50%17.16%
Roth IRA69,963.784,381.0674,344.846.26%6.93%
Gold14,260.45(486.05)13,774.40-3.41%1.28%
Other non-current assets1,000.00(500.00)0.00500.000.00%0.05%
Total assets1,048,777.4011,435.3930,086.021,090,298.812.87%101.58%
LIABILITIES & EQUITY
Liabilities
Current liabilities10,683.71(25.00)0.0010,658.710.99%
Long-term liabilities
Student loan6,354.38(22.28)0.006,332.100.59%
Other non-current liabilities0.000.000.000.000.00%
Total liabilities17,038.09(47.28)0.0016,990.811.58%
Equity (net worth)1,031,739.3111,482.6730,086.021,073,308.002.92%100.00%

During this month, my net worth increased 4.03% to $1,073,308.00, due to a combination of P/L (2.92%) and net cash inflow (1.11%). 

Below is a chart of my net worth since I started tracking on a monthly basis:


My monthly performance against the S & P 500 is shown below:
2017My Portfolio ReturnS & P 500 TR
Jan2.39%1.90%Good
Feb2.08%3.97%Bad
Mar0.97%0.12%Good
Apr2.22%1.03%Good
May0.01%1.41%Bad
Jun0.59%0.62%Bad
Jul1.52%2.06%Bad
Aug0.01%0.31%Bad
Sep2.92%2.06%Good
YTD13.40%14.25%Bad

I finally beat the index this month, after losing for 4 straight months. However, YTD I am still trailing the index by 0.85%. I just need another good month like this to catch up with the index.