Income & Expenses For April 2021: Saved $3,773.99, 95.38% of After-Tax Income

Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend. 

By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.

Below are my income and expenses for April 2021. You can see all my monthly budgets since 2014 here and here.

	2021-Apr
Income
Wages	$3,111.21
Dividends	$681.28
Other Income	$449.42
Total Income	$4,241.91
Expense
Federal Income Tax	$129.54
Federal Tax Pmt/(Refund)
FICA-SS	$155.68
FICA-Medicare
Housing	$5.81
Student loan repayment	$0.00
Food	$134.49
Electric	$4.09
Water	$29.83
Gas/Heating	$8.48
Total Expense	$467.92
Surplus/(Deficit)	$3,773.99
Before Tax Saving Rate	88.97%
After Tax Income	$3,956.69
Ex-Tax Total Expense	$182.70
After Tax Saving Rate	95.38%
Goal	95.00%

Income & Expenses For March 2021: Saved $11,321.15, 99.19% of After-Tax Income

Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend. 

By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.

Below are my income and expenses for March 2021. You can see all my monthly budgets since 2014 here and here.

	2021-Mar
Income
Wages	$3,116.19
Dividends	$1,612.35
Other Income	$607.99
Total Income	$5,336.53
Expense
Federal Income Tax
Federal Tax Pmt/(Refund)	-$6,209.00
FICA-SS	$131.38
FICA-Medicare
Housing
Student loan repayment	$0.00
Food	$49.76
Gasoline
Car Insurance
Car Reg/Tax/Maint
Cell phone
Electric	$3.05
Water	$24.65
Gas/Heating	$12.65
Clothing/laundry
Donation
Amazon sale costs	$2.89
Ebay fee
Other Expense
Total Expense	-$5,984.63
Surplus/(Deficit)	$11,321.15
Before Tax Saving Rate	212.14%
After Tax Income	$11,414.15
Ex-Tax Total Expense	$93.00
After Tax Saving Rate	99.19%

Income

Income & Expenses For February 2021: Saved $3,381.22, 97.06% of After-Tax Income

Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend. 

By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.

Below are my income and expenses for January 2021. You can see all my monthly budgets since 2014 here and here.

Income
Wages	$2,560.69
Dividends	$189.75
Other Income	$820.94
Total Income	$3,571.38
Expense
Federal Income Tax
Federal Tax Pmt/(Refund)
FICA-SS	$87.58
FICA-Medicare
Housing
Student loan repayment	$0.00
Food	$47.68
Electric	$9.44
Water	$35.03
Gas/Heating	$10.43
Clothing/laundry
Total Expense	$190.16
Surplus/(Deficit)	$3,381.22
Before Tax Saving Rate	94.68%
After Tax Income	$3,483.80
Ex-Tax Total Expense	$102.58
After Tax Saving Rate	97.06%
Goal	95.00%

Income & Expenses For January 2021: Saved $3,553.60, 96.16% of After-Tax Income

 Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend. 

By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.

Below are my income and expenses for January 2021. You can see all my monthly budgets since 2014 here and here.

	2021-Jan
Income
Wages	$2,560.69
Dividends	$519.85
Other Income	$702.59
Total Income	$3,783.13
Expense
Federal Income Tax
Federal Tax Pmt/(Refund)
FICA-SS	$87.58
FICA-Medicare
Housing
Student loan repayment	$0.00
Food	$93.71
Electric	$6.54
Water	$29.84
Gas/Heating	$11.86
Total Expense	$229.53
Surplus/(Deficit)	$3,553.60
Before Tax Saving Rate	93.93%
After Tax Income	$3,695.55
Ex-Tax Total Expense	$141.95
After Tax Saving Rate	96.16%

Income & Expenses For December 2020 and Year End Summary

Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend. For perspective, this budget is for a household of two in a small US city. 

By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.

Below are my income and expenses for December and full year 2020, as well as those of 2019 for comparison. You can see all my monthly budgets here.

Income & Expenses For November 2020: Saved $4,320.77, 96.75% of After-Tax Income

Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend. 

By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.

Below are my income and expenses for October 2020. You can see all my monthly budgets since 2014 here and here.

	Nov 2020
Income
Wages	$3,505.58
Dividends	$178.32
Other Income	$950.18
Total Income	$4,634.08
Expense
Federal Income Tax	$168.13
Federal Tax Pmt/(Refund)
FICA-SS
FICA-Medicare
Housing
Student loan repayment	$0.00
Food	$107.24
Electric	$1.30
Water	$29.84
Gas/Heating	$6.80
Clothing/laundry
Total Expense	$313.31
Surplus/(Deficit)	$4,320.77
Before Tax Saving Rate	93.24%
After Tax Income	$4,465.95
Ex-Tax Total Expense	$145.18
After Tax Saving Rate	96.75%
Goal	95.00%

Income & Expenses For October 2020: Saved $996.49, 61.86% of After-Tax Income

 Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend. 

By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.

Below are my income and expenses for October 2020. I retired in July 2020, after ten years of full-time work. You can see all my monthly budgets since 2014 here and here.

	Oct 2020
Income
Wages	$0.00
Dividends	$466.62
Other Income	$1,144.17
Total Income	$1,610.79
Expense
Federal Income Tax	$0.00
Federal Tax Pmt/(Refund)
FICA-SS
FICA-Medicare
Housing	$496.96
Student loan repayment	$0.00
Food	$38.52
Gasoline	$13.11
Car Reg/Tax/Maint	$22.00
Electric	$3.83
Water	$35.03
Gas/Heating	$4.85
Total Expense	$614.30
Surplus/(Deficit)	$996.49
Before Tax Saving Rate	61.86%
After Tax Income	$1,610.79
Ex-Tax Total Expense	$614.30
After Tax Saving Rate	61.86%
Goal	95.00%