Sunday, November 4, 2018

Portfolio and Net Worth Update October 2018

The time has come for my monthly portfolio update. At the end of every month, I will update my portfolio and comment on any changes. I do that for accountability and also so you may glean some ideas on how I allocate my capital. You have the opportunity to learn from what I do well so you can do the same, as well as what I do poorly, so you will not have to repeat my mistakes.

Follow my real-time portfolio here. Below is a snapshot of my stocks and ETFs portfolio as of 10/31/18:

Income & Expenses For October 2018

Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend. For perspective, this budget is for a household of two in a small US city. By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.

Below are my income and expenses for October 2018. You can see all my monthly budgets here.

Options Update: October 2018

Welcome to my monthly options update!

Here, I shall write monthly options update articles to keep track of options trades in my portfolio. Each options update serves as a status report on the open options and the obligations I have. A running tally of all my options trades and income to date are found on the Options page.

Assigned Options

As I feared, I got assigned the BEN put option strike 32 exp 10/19/18 when the stock closed at 29.76 at option expiry date. I had sold this option for a net income of $174.66. The assignment gave me an implied loss of $224. Thus, secured "income" from this trade was -$49.34.

Sunday, October 28, 2018

Monthly Investment Plan Now Down to Just Five Stocks

During my last monthly investment update, I stated that I would eliminate OMC once the current price is above my average cost. That has happened, so I have now winnowed my DSPP monthly investments to a lean portfolio of just 5 stocks:

TickerRatingDGIShiller PEYieldPayout RatioMonthly InvestSectorSector TotalSector Percent
RLIDA25.641.22%0.31$200.00
Financial
$400.00
40.00%
TSSDD51.300.57%0.29$200.00
AYIDD26.420.44%0.12$200.00Technology$200.0020.00%
VMIDD16.701.29%0.21$200.00Industrial$200.0020.00%
YORWDB35.592.13%0.76$200.00Utility$200.0020.00%
Total31.131.13%0.35    $1,000.00   $1,000.00100.00%
Rating$%DGI$%
A$00%A$200.0020%
B$00%B$200.0020%
C$00%C$0.000%
D$1,000100%D$600.0060%
Total$1,000100%Total$1,000.00100%
Rating is based on Morningstar as follows:
A=Wide Moat; B=Narrow Moat; C=No Moat; D=Not rated by Morningstar
+=Exemplary; [blank]=Standard; -=Poor stewardship
1=Low; 2=Medium; 3=High; 4=Very High uncertainty
DGI (Dividend Growth Investing) as follows:
A=25+ years of higher dividends;
B=10-24 years of higher dividends;
C=5-9 years of higher dividends;
D= less than 5 years of higher dividends.

Friday, October 5, 2018

Income & Expenses For September 2018

Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend. For perspective, this budget is for a household of two in a small US city. By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.

Below are my income and expenses for September 2018. You can see all my monthly budgets here.

Sunday, September 30, 2018

Portfolio and Net Worth Update September 2018

The time has come for my monthly portfolio update. At the end of every month, I will update my portfolio and comment on any changes. I do that for accountability and also so you may glean some ideas on how I allocate my capital. You have the opportunity to learn from what I do well so you can do the same, as well as what I do poorly, so you will not have to repeat my mistakes.

Follow my real-time portfolio here. Below is a snapshot of my stocks and ETFs portfolio as of 9/30/18:

Saturday, September 29, 2018

Options Update: September 2018

Welcome to my monthly options update!

Here, I shall write monthly options update articles to keep track of options trades in my portfolio. Each options update serves as a status report on the open options and the obligations I have. A running tally of all my options trades and income to date are found on the Options page.

Assigned Options

No option was assigned in September.

Expired Options

Four options expired worthless in September, netting me a total of $1001.63 secured income: