The time has come for my monthly portfolio update. At the end of every month, I will update my portfolio and comment on any changes. I do that for accountability and also so you may glean some ideas on how I allocate my capital. You have the opportunity to learn from what I do well so you can do the same, as well as what I do poorly, so you will not have to repeat my mistakes.
Follow my real-time portfolio here. Below is a snapshot of my stocks and ETFs portfolio as of 9/30/18:
Ticker
|
Shares Held
|
Cost Basis
|
Price
|
Total Invested
|
Market Value
| G/L ($) | G/L (%) | Weight | Div/sh | Dividend | Yield | YOC |
Total
|
16942.76533
| $47.81 |
$68.48
|
$809,959.81
|
$1,160,302.77
| $350,342.96 | 43.25% | 100.00% | | $20,177.89 | 1.74% | 2.49% |
| IJR | 1272.20552 | $70.92 | $87.24 | $90,225.22 | $110,987.21 | $20,761.99 | 23.01% | 9.57% | $1.01 | $1,290.53 | 1.16% | 1.43% |
| BDX | 198.014047 | $97.97 | $261.00 | $19,400.00 | $51,681.67 | $32,281.67 | 166.40% | 4.45% |
$3.00
| $594.04 | 1.15% | 3.06% |
| AFL | 777.8398 | $26.61 | $47.07 | $20,700.00 | $36,612.92 | $15,912.92 | 76.87% | 3.16% |
$1.04
| $808.95 | 2.21% | 3.91% |
| XOM | 371.810538 | $75.04 | $85.02 | $27,900.00 | $31,611.33 | $3,711.33 | 13.30% | 2.72% |
$3.28
| $1,219.54 | 3.86% | 4.37% |
| VWO | 733.3693 | $39.39 | $41.00 | $28,885.07 | $30,068.14 | $1,183.07 | 4.10% | 2.59% |
$1.06
| $779.52 | 2.59% | 2.70% |
| BRK.B | 132.12414 | $148.46 | $214.11 | $19,615.45 | $28,289.10 | $8,673.65 | 44.22% | 2.44% |
$0.00
| $0.00 | 0.00% | 0.00% |
| AZO | 34.46076 | $678.18 | $775.70 | $23,370.72 | $26,731.21 | $3,360.49 | 14.38% | 2.30% |
$0.00
| $0.00 | 0.00% | 0.00% |
| NSC | 135.066 | $74.78 | $180.50 | $10,100.00 | $24,379.41 | $14,279.41 | 141.38% | 2.10% |
$3.20
| $432.21 | 1.77% | 4.28% |
| BIDU | 101.07651 | $223.42 | $228.68 | $22,582.96 | $23,114.18 | $531.22 | 2.35% | 1.99% | $0.00 | $0.00 | 0.00% | 0.00% |
| EMR | 296.049854 | $49.99 | $76.58 | $14,800.00 | $22,671.50 | $7,871.50 | 53.19% | 1.95% |
$1.94
| $574.34 | 2.53% | 3.88% |
| NKE | 255.07286 | $54.25 | $84.72 | $13,838.37 | $21,609.77 | $7,771.40 | 56.16% | 1.86% |
$0.80
| $204.06 | 0.94% | 1.47% |
| EXC | 494.944 | $27.07 | $43.66 | $13,398.37 | $21,609.26 | $8,210.89 | 61.28% | 1.86% |
$1.38
| $683.02 | 3.16% | 5.10% |
| VFC | 227 | $57.56 | $93.45 | $13,066.38 | $21,213.15 | $8,146.77 | 62.35% | 1.83% |
$1.84
| $417.68 | 1.97% | 3.20% |
| FOSL | 846 | $15.35 | $23.28 | $12,986.70 | $19,694.88 | $6,708.18 | 51.65% | 1.70% |
$0.00
| $0.00 | 0.00% | 0.00% |
| BMTC | 409.775207 | $26.60 | $46.90 | $10,900.00 | $19,218.46 | $8,318.46 | 76.32% | 1.66% |
$1.00
| $409.78 | 2.13% | 3.76% |
| WMT | 198 | $66.65 | $93.91 | $13,196.52 | $18,594.18 | $5,397.66 | 40.90% | 1.60% |
$2.08
| $411.84 | 2.21% | 3.12% |
| SPGI | 91.021045 | $45.04 | $195.39 | $4,100.00 | $17,784.60 | $13,684.60 | 333.77% | 1.53% |
$2.00
| $182.04 | 1.02% | 4.44% |
| DISCA | 529 | $18.79 | $32.00 | $9,941.49 | $16,928.00 | $6,986.51 | 70.28% | 1.46% |
$0.00
| $0.00 | 0.00% | 0.00% |
| MSFT | 147 | $40.12 | $114.37 | $5,897.98 | $16,812.39 | $10,914.41 | 185.05% | 1.45% |
$1.68
| $246.96 | 1.47% | 4.19% |
| AYI | 106.531972 | $138.19 | $157.20 | $14,721.94 | $16,746.83 | $2,024.89 | 13.75% | 1.44% |
$1.68
| $178.97 | 1.07% | 1.22% |
| LMT | 44.233058 | $96.91 | $345.96 | $4,286.67 | $15,302.87 | $11,016.20 | 256.99% | 1.32% |
$8.00
| $353.86 | 2.31% | 8.25% |
| SON | 254.5735 | $37.91 | $55.50 | $9,650.00 | $14,128.83 | $4,478.83 | 46.41% | 1.22% |
$1.64
| $417.50 | 2.95% | 4.33% |
| BIIB | 38.45356 | $330.01 | $353.31 | $12,689.92 | $13,586.03 | $896.11 | 7.06% | 1.17% |
$0.00
| $0.00 | 0.00% | 0.00% |
| GILD | 174 | $75.87 | $77.21 | $13,202.24 | $13,434.54 | $232.30 | 1.76% | 1.16% |
$2.28
| $396.72 | 2.95% | 3.00% |
| GWW | 37 | $169.75 | $357.41 | $6,280.76 | $13,224.17 | $6,943.41 | 110.55% | 1.14% |
$5.44
| $201.28 | 1.52% | 3.20% |
| LH | 75.4427 | $173.43 | $173.68 | $13,083.86 | $13,102.89 | $19.03 | 0.15% | 1.13% |
$0.00
| $0.00 | 0.00% | 0.00% |
| UL | 229 | $41.80 | $54.97 | $9,572.56 | $12,588.13 | $3,015.57 | 31.50% | 1.08% | $1.81 | $414.49 | 3.29% | 4.33% |
| UHS | 95 | $111.67 | $127.84 | $10,608.60 | $12,144.80 | $1,536.20 | 14.48% | 1.05% |
$0.40
| $38.00 | 0.31% | 0.36% |
| MCD | 72 | $104.07 | $167.29 | $7,493.25 | $12,044.88 | $4,551.63 | 60.74% | 1.04% |
$4.04
| $290.88 | 2.41% | 3.88% |
| SNY | 268.788 | $39.44 | $44.67 | $10,600.00 | $12,006.76 | $1,406.76 | 13.27% | 1.03% |
$1.86
| $499.95 | 4.16% | 4.72% |
| SRCL | 198 | $71.07 | $58.68 | $14,071.87 | $11,618.64 | -$2,453.23 | -17.43% | 1.00% |
$0.00
| $0.00 | 0.00% | 0.00% |
| INTC | 245 | $27.34 | $47.29 | $6,698.92 | $11,586.05 | $4,887.13 | 72.95% | 1.00% |
$1.20
| $294.00 | 2.54% | 4.39% |
| YORW | 377.535 | $23.71 | $30.40 | $8,950.00 | $11,477.06 | $2,527.06 | 28.24% | 0.99% |
$0.67
| $252.95 | 2.20% | 2.83% |
| NVS | 132.464 | $73.98 | $86.16 | $9,800.00 | $11,413.10 | $1,613.10 | 16.46% | 0.98% | $2.98 | $394.74 | 3.46% | 4.03% |
| DIS | 90.49273 | $98.99 | $116.94 | $8,958.09 | $10,582.22 | $1,624.13 | 18.13% | 0.91% |
$1.68
| $152.03 | 1.44% | 1.70% |
| RL | 76 | $90.84 | $137.55 | $6,904.03 | $10,453.80 | $3,549.77 | 51.42% | 0.90% |
$2.50
| $190.00 | 1.82% | 2.75% |
| CVS | 130 | $76.59 | $78.72 | $9,956.81 | $10,233.60 | $276.79 | 2.78% | 0.88% |
$2.00
| $260.00 | 2.54% | 2.61% |
| GIS | 221.313 | $43.83 | $42.92 | $9,700.00 | $9,498.75 | -$201.25 | -2.07% | 0.82% |
$1.96
| $433.77 | 4.57% | 4.47% |
| ESRX | 97 | $59.56 | $95.01 | $5,777.57 | $9,215.97 | $3,438.40 | 59.51% | 0.79% |
$0.00
| $0.00 | 0.00% | 0.00% |
| VMI | 66.012 | $129.52 | $138.50 | $8,550.00 | $9,142.66 | $592.66 | 6.93% | 0.79% |
$1.50
| $99.02 | 1.08% | 1.16% |
| ESLT | 70 | $36.86 | $125.52 | $2,580.05 | $8,786.40 | $6,206.35 | 240.55% | 0.76% | $1.76 | $123.20 | 1.40% | 4.78% |
| PEP | 73.653517 | $79.22 | $111.80 | $5,834.51 | $8,234.46 | $2,399.95 | 41.13% | 0.71% |
$3.71
| $273.25 | 3.32% | 4.68% |
| PEG | 154.757 | $28.75 | $52.79 | $4,450.00 | $8,169.62 | $3,719.62 | 83.59% | 0.70% |
$1.80
| $278.56 | 3.41% | 6.26% |
| KO | 176 | $41.89 | $46.19 | $7,372.00 | $8,129.44 | $757.44 | 10.27% | 0.70% |
$1.56
| $274.56 | 3.38% | 3.72% |
| ATGE | 167 | $22.09 | $48.20 | $3,688.64 | $8,049.40 | $4,360.76 | 118.22% | 0.69% |
$0.00
| $0.00 | 0.00% | 0.00% |
| CSX | 108 | $21.04 | $74.05 | $2,272.36 | $7,997.40 | $5,725.04 | 251.94% | 0.69% |
$0.88
| $95.04 | 1.19% | 4.18% |
| NVO | 163 | $38.92 | $47.14 | $6,344.74 | $7,683.82 | $1,339.08 | 21.11% | 0.66% | $1.28 | $208.64 | 2.72% | 3.29% |
| FISV | 92.99045 | $59.01 | $82.38 | $5,487.50 | $7,660.55 | $2,173.05 | 39.60% | 0.66% |
$0.00
| $0.00 | 0.00% | 0.00% |
| BABA | 44 | $170.05 | $164.76 | $7,482.08 | $7,249.44 | -$232.64 | -3.11% | 0.62% | $0.00 | $0.00 | 0.00% | 0.00% |
| AAN | 133 | $22.62 | $54.46 | $3,008.06 | $7,243.18 | $4,235.12 | 140.79% | 0.62% |
$0.12
| $15.96 | 0.22% | 0.53% |
| DLTR | 86.03385 | $80.79 | $81.55 | $6,950.74 | $7,016.06 | $65.32 | 0.94% | 0.60% |
$0.00
| $0.00 | 0.00% | 0.00% |
| CAH | 126 | $59.00 | $54.00 | $7,434.11 | $6,804.00 | -$630.11 | -8.48% | 0.59% |
$1.91
| $240.66 | 3.54% | 3.24% |
| PG | 81.38 | $63.71 | $83.23 | $5,184.62 | $6,773.26 | $1,588.64 | 30.64% | 0.58% |
$2.87
| $233.56 | 3.45% | 4.50% |
| FOX | 146 | $25.60 | $45.82 | $3,736.97 | $6,689.72 | $2,952.75 | 79.01% | 0.58% |
$0.36
| $52.56 | 0.79% | 1.41% |
| VIG | 60 | $59.80 | $110.70 | $3,587.92 | $6,642.00 | $3,054.08 | 85.12% | 0.57% |
$1.98
| $118.78 | 1.79% | 3.31% |
| HSIC | 72 | $73.05 | $85.03 | $5,259.85 | $6,122.16 | $862.31 | 16.39% | 0.53% |
$0.00
| $0.00 | 0.00% | 0.00% |
| BEN | 196 | $35.11 | $30.41 | $6,880.90 | $5,960.36 | -$920.54 | -13.38% | 0.51% |
$0.92
| $180.32 | 3.03% | 2.62% |
| CTSH | 75 | $53.00 | $77.15 | $3,975.00 | $5,786.25 | $1,811.25 | 45.57% | 0.50% |
$0.80
| $60.00 | 1.04% | 1.51% |
| GPS | 200 | $20.99 | $28.85 | $4,197.60 | $5,770.00 | $1,572.40 | 37.46% | 0.50% |
$0.97
| $194.00 | 3.36% | 4.62% |
| TCEHY | 139 | $42.98 | $40.84 | $5,973.69 | $5,676.76 | -$296.93 | -4.97% | 0.49% | $0.11 | $15.29 | 0.27% | 0.26% |
| HPQ | 220 | $8.89 | $25.77 | $1,956.29 | $5,669.40 | $3,713.11 | 189.80% | 0.49% |
$0.56
| $123.20 | 2.17% | 6.30% |
| VEA | 127.52358 | $30.88 | $43.27 | $3,938.54 | $5,517.95 | $1,579.41 | 40.10% | 0.48% |
$1.29
| $164.15 | 2.97% | 4.17% |
| RBCAA | 118 | $21.26 | $46.10 | $2,508.83 | $5,439.80 | $2,930.97 | 116.83% | 0.47% |
$0.97
| $114.46 | 2.10% | 4.56% |
| AN | 126 | $45.92 | $41.55 | $5,785.75 | $5,235.30 | -$550.45 | -9.51% | 0.45% |
$0.00
| $0.00 | 0.00% | 0.00% |
| K | 64.799 | $50.06 | $70.02 | $3,243.58 | $4,537.23 | $1,293.65 | 39.88% | 0.39% |
$2.24
| $145.15 | 3.20% | 4.47% |
| UNP | 27.337874 | $124.37 | $162.83 | $3,400.00 | $4,451.43 | $1,051.43 | 30.92% | 0.38% |
$3.20
| $87.48 | 1.97% | 2.57% |
| JNJ | 32 | $61.42 | $138.17 | $1,965.54 | $4,421.44 | $2,455.90 | 124.95% | 0.38% |
$3.60
| $115.20 | 2.61% | 5.86% |
| TIF | 33 | $60.25 | $128.97 | $1,988.40 | $4,256.01 | $2,267.61 | 114.04% | 0.37% |
$2.20
| $72.60 | 1.71% | 3.65% |
| CERN | 61.21085 | $56.57 | $64.41 | $3,462.61 | $3,942.59 | $479.98 | 13.86% | 0.34% |
$0.00
| $0.00 | 0.00% | 0.00% |
| OMC | 56.327 | $70.24 | $68.02 | $3,956.62 | $3,831.36 | -$125.26 | -3.17% | 0.33% |
$2.40
| $135.18 | 3.53% | 3.42% |
| DGS | 83.77 | $44.07 | $45.65 | $3,691.36 | $3,824.10 | $132.74 | 3.60% | 0.33% | $1.49 | $125.15 | 3.27% | 3.39% |
| BVN | 282 | $9.23 | $13.41 | $2,601.60 | $3,781.62 | $1,180.02 | 45.36% | 0.33% | $0.06 | $16.92 | 0.45% | 0.65% |
| FNDE | 129.85 | $24.59 | $28.82 | $3,193.03 | $3,742.28 | $549.25 | 17.20% | 0.32% | $0.59 | $76.26 | 2.04% | 2.39% |
| HPE | 220 | $9.77 | $16.31 | $2,150.40 | $3,588.20 | $1,437.80 | 66.86% | 0.31% |
$0.45
| $99.00 | 2.76% | 4.60% |
| PII | 34 | $76.53 | $100.95 | $2,602.00 | $3,432.30 | $830.30 | 31.91% | 0.30% |
$2.40
| $81.60 | 2.38% | 3.14% |
| CVX | 27 | $86.38 | $122.28 | $2,332.19 | $3,301.56 | $969.37 | 41.56% | 0.28% |
$4.48
| $120.96 | 3.66% | 5.19% |
| CELG | 36 | $85.18 | $89.49 | $3,066.64 | $3,221.64 | $155.00 | 5.05% | 0.28% |
$0.00
| $0.00 | 0.00% | 0.00% |
| MCK | 24 | $127.42 | $132.65 | $3,058.04 | $3,183.60 | $125.56 | 4.11% | 0.27% |
$1.56
| $37.44 | 1.18% | 1.22% |
| SAM | 11 | $133.65 | $287.50 | $1,470.10 | $3,162.50 | $1,692.40 | 115.12% | 0.27% |
$0.00
| $0.00 | 0.00% | 0.00% |
| DE | 21 | $74.65 | $150.33 | $1,567.56 | $3,156.93 | $1,589.37 | 101.39% | 0.27% |
$2.76
| $57.96 | 1.84% | 3.70% |
| DHR | 29 | $79.24 | $108.66 | $2,298.10 | $3,151.14 | $853.04 | 37.12% | 0.27% |
$0.64
| $18.56 | 0.59% | 0.81% |
| PAYX | 42.57 | $31.71 | $73.65 | $1,350.00 | $3,135.28 | $1,785.28 | 132.24% | 0.27% |
$2.24
| $95.36 | 3.04% | 7.06% |
| ORLY | 9 | $189.26 | $347.32 | $1,703.36 | $3,125.88 | $1,422.52 | 83.51% | 0.27% |
$0.00
| $0.00 | 0.00% | 0.00% |
| LLY | 28 | $35.93 | $107.31 | $1,006.02 | $3,004.68 | $1,998.66 | 198.67% | 0.26% |
$2.25
| $63.00 | 2.10% | 6.26% |
| BMS | 59.322 | $43.83 | $48.60 | $2,600.00 | $2,883.05 | $283.05 | 10.89% | 0.25% |
$1.24
| $73.56 | 2.55% | 2.83% |
| TGT | 32 | $59.00 | $88.21 | $1,887.92 | $2,822.72 | $934.80 | 49.51% | 0.24% |
$2.56
| $81.92 | 2.90% | 4.34% |
| MA | 12.23051 | $195.21 | $222.61 | $2,387.53 | $2,722.63 | $335.10 | 14.04% | 0.23% |
$1.00
| $12.23 | 0.45% | 0.51% |
| WAT | 13.87808 | $196.79 | $194.68 | $2,731.01 | $2,701.78 | -$29.23 | -1.07% | 0.23% |
$0.00
| $0.00 | 0.00% | 0.00% |
| V | 17.8435 | $134.11 | $150.09 | $2,393.03 | $2,678.13 | $285.10 | 11.91% | 0.23% |
$0.84
| $14.99 | 0.56% | 0.63% |
| CHKP | 22.20576 | $44.23 | $117.67 | $982.26 | $2,612.95 | $1,630.70 | 166.02% | 0.23% |
$0.00
| $0.00 | 0.00% | 0.00% |
| WELL | 40.3453 | $52.05 | $64.32 | $2,100.00 | $2,595.01 | $495.01 | 23.57% | 0.22% |
$3.48
| $140.40 | 5.41% | 6.69% |
| IBM | 17 | $133.64 | $151.21 | $2,271.92 | $2,570.57 | $298.65 | 13.15% | 0.22% |
$6.28
| $106.76 | 4.15% | 4.70% |
| GOOGL | 2.11733 | $1,156.91 | $1,207.08 | $2,449.56 | $2,555.79 | $106.23 | 4.34% | 0.22% |
$0.00
| $0.00 | 0.00% | 0.00% |
| SHPG | 14 | $138.00 | $181.27 | $1,932.00 | $2,537.78 | $605.78 | 31.36% | 0.22% | $1.06 | $14.84 | 0.58% | 0.77% |
| OGS | 30.639 | $32.64 | $82.28 | $1,000.00 | $2,520.98 | $1,520.98 | 152.10% | 0.22% |
$1.84
| $56.38 | 2.24% | 5.64% |
| SBRCY | 197 | $5.50 | $12.58 | $1,082.83 | $2,478.26 | $1,395.43 | 128.87% | 0.21% | $0.76 | $149.72 | 6.04% | 13.83% |
| WBA | 33 | $36.78 | $72.90 | $1,213.89 | $2,405.70 | $1,191.81 | 98.18% | 0.21% |
$1.76
| $58.08 | 2.41% | 4.78% |
| NNN | 49.258 | $40.60 | $44.82 | $2,000.00 | $2,207.74 | $207.74 | 10.39% | 0.19% |
$2.00
| $98.52 | 4.46% | 4.93% |
| STRA | 16 | $48.00 | $137.03 | $768.00 | $2,192.48 | $1,424.48 | 185.48% | 0.19% |
$2.00
| $32.00 | 1.46% | 4.17% |
| PPL | 74.562 | $22.48 | $29.26 | $1,676.52 | $2,181.68 | $505.16 | 30.13% | 0.19% |
$1.64
| $122.28 | 5.60% | 7.29% |
| RLI | 27.231 | $66.10 | $78.58 | $1,800.00 | $2,139.81 | $339.81 | 18.88% | 0.18% |
$0.88
| $23.96 | 1.12% | 1.33% |
| KSS | 28 | $43.64 | $74.55 | $1,221.96 | $2,087.40 | $865.44 | 70.82% | 0.18% |
$2.44
| $68.32 | 3.27% | 5.59% |
| MPC | 26 | $18.83 | $79.97 | $489.68 | $2,079.22 | $1,589.54 | 324.61% | 0.18% |
$1.84
| $47.84 | 2.30% | 9.77% |
| HBI | 111 | $19.26 | $18.43 | $2,137.80 | $2,045.73 | -$92.07 | -4.31% | 0.18% |
$0.60
| $66.60 | 3.26% | 3.12% |
| WLK | 23 | $44.00 | $83.11 | $1,012.00 | $1,911.53 | $899.53 | 88.89% | 0.16% |
$0.84
| $19.32 | 1.01% | 1.91% |
| WB | 26 | $70.50 | $73.13 | $1,832.97 | $1,901.38 | $68.41 | 3.73% | 0.16% | $0.00 | $0.00 | 0.00% | 0.00% |
| CARO | 50 | $8.91 | $37.72 | $445.30 | $1,886.00 | $1,440.70 | 323.53% | 0.16% |
$0.58
| $29.00 | 1.54% | 6.51% |
| RHI | 26 | $36.06 | $70.38 | $937.56 | $1,829.88 | $892.32 | 95.17% | 0.16% |
$1.12
| $29.12 | 1.59% | 3.11% |
| SBS | 307 | $4.92 | $5.90 | $1,510.38 | $1,811.30 | $300.92 | 19.92% | 0.16% | $0.31 | $95.17 | 5.25% | 6.30% |
| GGG | 39 | $24.33 | $46.34 | $949.00 | $1,807.26 | $858.26 | 90.44% | 0.16% |
$0.53
| $20.67 | 1.14% | 2.18% |
| TLK | 72 | $16.17 | $24.48 | $1,164.01 | $1,762.56 | $598.55 | 51.42% | 0.15% | $0.96 | $69.12 | 3.92% | 5.94% |
| SJI | 49.2371 | $23.36 | $35.27 | $1,150.00 | $1,736.59 | $586.59 | 51.01% | 0.15% |
$1.12
| $55.15 | 3.18% | 4.80% |
| NTR | 30 | $56.37 | $57.70 | $1,691.06 | $1,731.00 | $39.94 | 2.36% | 0.15% |
$1.60
| $48.00 | 2.77% | 2.84% |
| AXP | 16 | $59.77 | $106.49 | $956.29 | $1,703.84 | $747.55 | 78.17% | 0.15% |
$1.40
| $22.40 | 1.31% | 2.34% |
| DXC | 18 | $26.20 | $93.52 | $471.58 | $1,683.36 | $1,211.78 | 256.96% | 0.15% |
$0.76
| $13.68 | 0.81% | 2.90% |
| WFC | 32 | $45.86 | $52.56 | $1,467.50 | $1,681.92 | $214.42 | 14.61% | 0.14% |
$1.72
| $55.04 | 3.27% | 3.75% |
| TROW | 15 | $67.00 | $109.18 | $1,005.00 | $1,637.70 | $632.70 | 62.96% | 0.14% |
$2.80
| $42.00 | 2.56% | 4.18% |
| CBOE | 17 | $94.92 | $95.96 | $1,613.60 | $1,631.32 | $17.72 | 1.10% | 0.14% |
$1.24
| $21.08 | 1.29% | 1.31% |
| HFC | 22 | $23.50 | $69.90 | $517.00 | $1,537.80 | $1,020.80 | 197.45% | 0.13% |
$1.32
| $29.04 | 1.89% | 5.62% |
| IEMG | 27.25 | $50.12 | $51.78 | $1,365.71 | $1,411.01 | $45.30 | 3.32% | 0.12% | $1.38 | $37.61 | 2.67% | 2.75% |
| IMBBY | 40 | $43.38 | $34.71 | $1,735.34 | $1,388.40 | -$346.94 | -19.99% | 0.12% | $1.50 | $60.00 | 4.32% | 3.46% |
| BF.B | 27 | $36.31 | $50.55 | $980.36 | $1,364.85 | $384.49 | 39.22% | 0.12% |
$0.63
| $17.01 | 1.25% | 1.74% |
| TESS | 88.983 | $8.99 | $15.25 | $800.00 | $1,356.99 | $556.99 | 69.62% | 0.12% |
$0.80
| $71.19 | 5.25% | 8.90% |
| AEO | 54 | $11.93 | $24.83 | $644.35 | $1,340.82 | $696.47 | 108.09% | 0.12% |
$0.55
| $29.70 | 2.22% | 4.61% |
| MRK | 17 | $34.30 | $70.94 | $583.18 | $1,205.98 | $622.80 | 106.79% | 0.10% |
$1.92
| $32.64 | 2.71% | 5.60% |
| GPC | 12 | $80.00 | $99.40 | $960.00 | $1,192.80 | $232.80 | 24.25% | 0.10% |
$2.88
| $34.56 | 2.90% | 3.60% |
| MDLZ | 27 | $17.63 | $42.96 | $475.90 | $1,159.92 | $684.02 | 143.73% | 0.10% |
$1.04
| $28.08 | 2.42% | 5.90% |
| SCL | 13 | $38.46 | $87.01 | $499.98 | $1,131.13 | $631.15 | 126.24% | 0.10% |
$0.90
| $11.70 | 1.03% | 2.34% |
| AAPL | 5 | $94.64 | $225.74 | $473.20 | $1,128.70 | $655.50 | 138.52% | 0.10% |
$2.92
| $14.60 | 1.29% | 3.09% |
| VSS | 10 | $87.82 | $112.16 | $878.20 | $1,121.60 | $243.40 | 27.72% | 0.10% |
$3.17
| $31.70 | 2.83% | 3.61% |
| KDP | 48.373316 | $21.28 | $23.17 | $1,029.61 | $1,120.81 | $91.20 | 8.86% | 0.10% |
$0.60
| $29.02 | 2.59% | 2.82% |
| EGOV | 74 | $14.42 | $14.80 | $1,067.00 | $1,095.20 | $28.20 | 2.64% | 0.09% |
$0.32
| $23.68 | 2.16% | 2.22% |
| MMM | 5 | $192.50 | $210.71 | $962.50 | $1,053.55 | $91.05 | 9.46% | 0.09% |
$5.44
| $27.20 | 2.58% | 2.83% |
| AAP | 6 | $89.01 | $168.33 | $534.06 | $1,009.98 | $475.92 | 89.11% | 0.09% |
$0.24
| $1.44 | 0.14% | 0.27% |
| RAVN | 22 | $22.60 | $45.75 | $497.20 | $1,006.50 | $509.30 | 102.43% | 0.09% |
$0.52
| $11.44 | 1.14% | 2.30% |
| VSEC | 30 | $35.80 | $33.13 | $1,074.00 | $993.90 | -$80.10 | -7.46% | 0.09% | $0.11 | $3.30 | 0.33% | 0.31% |
| HDB | 10 | $96.50 | $94.10 | $965.00 | $941.00 | -$24.00 | -2.49% | 0.08% |
$0.55
| $5.50 | 0.58% | 0.57% |
| CMP | 14 | $69.00 | $67.20 | $966.00 | $940.80 | -$25.20 | -2.61% | 0.08% |
$2.88
| $40.32 | 4.29% | 4.17% |
| TSCO | 10 | $49.99 | $90.88 | $499.90 | $908.80 | $408.90 | 81.80% | 0.08% |
$1.24
| $12.40 | 1.36% | 2.48% |
| ARLP | 41 | $26.68 | $20.40 | $1,094.01 | $836.40 | -$257.61 | -23.55% | 0.07% |
$2.08
| $85.28 | 10.20% | 7.80% |
| AMGN | 4 | $141.00 | $207.29 | $564.00 | $829.16 | $265.16 | 47.01% | 0.07% |
$5.28
| $21.12 | 2.55% | 3.74% |
| TLSYY | 72 | $14.78 | $11.50 | $1,064.26 | $828.00 | -$236.26 | -22.20% | 0.07% | $0.84 | $60.48 | 7.30% | 5.68% |
| EFSI | 22 | $22.85 | $37.30 | $502.70 | $820.60 | $317.90 | 63.24% | 0.07% |
$0.96
| $21.12 | 2.57% | 4.20% |
| FFIV | 4 | $116.00 | $199.42 | $464.00 | $797.68 | $333.68 | 71.91% | 0.07% |
$0.00
| $0.00 | 0.00% | 0.00% |
| BCPC | 7 | $71.00 | $112.09 | $497.00 | $784.63 | $287.63 | 57.87% | 0.07% |
$0.42
| $2.94 | 0.37% | 0.59% |
| TJX | 7 | $69.00 | $112.02 | $483.00 | $784.14 | $301.14 | 62.35% | 0.07% |
$1.56
| $10.92 | 1.39% | 2.26% |
| PB | 11 | $45.43 | $69.35 | $499.73 | $762.85 | $263.12 | 52.65% | 0.07% |
$1.44
| $15.84 | 2.08% | 3.17% |
| ICE | 10 | $16.67 | $74.89 | $166.66 | $748.90 | $582.24 | 349.36% | 0.06% |
$0.96
| $9.60 | 1.28% | 5.76% |
| PNW | 9.328052 | $33.34 | $79.18 | $311.00 | $738.60 | $427.60 | 137.49% | 0.06% |
$2.78
| $25.93 | 3.51% | 8.34% |
| NWL | 36 | $27.48 | $20.30 | $989.20 | $730.80 | -$258.40 | -26.12% | 0.06% |
$0.92
| $33.12 | 4.53% | 3.35% |
| WSM | 11 | $44.00 | $65.72 | $484.00 | $722.92 | $238.92 | 49.36% | 0.06% |
$1.72
| $18.92 | 2.62% | 3.91% |
| GE | 64 | $15.65 | $11.29 | $1,001.50 | $722.56 | -$278.94 | -27.85% | 0.06% |
$0.48
| $30.72 | 4.25% | 3.07% |
| RLI | 9 | $57.00 | $78.58 | $513.00 | $707.22 | $194.22 | 37.86% | 0.06% |
$0.88
| $7.92 | 1.12% | 1.54% |
| T | 21 | $28.77 | $33.58 | $604.24 | $705.18 | $100.94 | 16.71% | 0.06% |
$2.00
| $42.00 | 5.96% | 6.95% |
| SB | 233 | $7.99 | $2.88 | $1,861.40 | $671.04 | -$1,190.36 | -63.95% | 0.06% |
$0.00
| $0.00 | 0.00% | 0.00% |
| IDCBY | 45 | $12.18 | $14.57 | $548.10 | $655.65 | $107.55 | 19.62% | 0.06% | $0.74 | $33.30 | 5.08% | 6.08% |
| WTR | 17.685609 | $28.27 | $36.90 | $500.00 | $652.60 | $152.60 | 30.52% | 0.06% |
$0.88
| $15.56 | 2.38% | 3.11% |
| HRL | 16 | $31.00 | $39.40 | $496.00 | $630.40 | $134.40 | 27.10% | 0.05% |
$0.75
| $12.00 | 1.90% | 2.42% |
| MRO | 27 | $29.92 | $23.28 | $807.79 | $628.56 | -$179.23 | -22.19% | 0.05% |
$0.20
| $5.40 | 0.86% | 0.67% |
| FZROX | 60.06 | $9.99 | $10.32 | $600.00 | $619.82 | $19.82 | 3.30% | 0.05% | $0.00 | $0.00 | 0.00% | 0.00% |
| FZILX | 61.891 | $9.69 | $9.94 | $600.00 | $615.20 | $15.20 | 2.53% | 0.05% | $0.00 | $0.00 | 0.00% | 0.00% |
| CCFN | 12 | $39.50 | $50.65 | $474.00 | $607.80 | $133.80 | 28.23% | 0.05% |
$1.52
| $18.24 | 3.00% | 3.85% |
| LANC | 4 | $117.75 | $149.21 | $471.00 | $596.84 | $125.84 | 26.72% | 0.05% |
$2.40
| $9.60 | 1.61% | 2.04% |
| CPB | 15 | $34.50 | $36.63 | $517.50 | $549.45 | $31.95 | 6.17% | 0.05% |
$1.40
| $21.00 | 3.82% | 4.06% |
| LKQ | 17 | $29.99 | $31.67 | $509.83 | $538.39 | $28.56 | 5.60% | 0.05% |
$0.00
| $0.00 | 0.00% | 0.00% |
| USB | 10 | $50.25 | $52.81 | $502.50 | $528.10 | $25.60 | 5.09% | 0.05% |
$1.20
| $12.00 | 2.27% | 2.39% |
| YY | 7 | $70.00 | $74.92 | $490.00 | $524.44 | $34.44 | 7.03% | 0.05% |
$1.17
| $8.19 | 1.56% | 1.67% |
| HSY | 5 | $90.47 | $102.00 | $452.35 | $510.00 | $57.65 | 12.74% | 0.04% |
$2.89
| $14.45 | 2.83% | 3.19% |
| NTTYY | 11 | $22.30 | $45.05 | $245.34 | $495.55 | $250.21 | 101.99% | 0.04% |
$1.37
| $15.07 | 3.04% | 6.14% |
| FB | 3 | $165.00 | $164.46 | $495.00 | $493.38 | -$1.62 | -0.33% | 0.04% |
$0.00
| $0.00 | 0.00% | 0.00% |
| TAP | 8 | $59.90 | $61.50 | $479.20 | $492.00 | $12.80 | 2.67% | 0.04% |
$1.64
| $13.12 | 2.67% | 2.74% |
| TSS | 4.697 | $95.81 | $98.74 | $450.00 | $463.78 | $13.78 | 3.06% | 0.04% |
$0.52
| $2.44 | 0.53% | 0.54% |
| MPLX | 13 | $8.59 | $34.68 | $111.66 | $450.84 | $339.18 | 303.76% | 0.04% |
$2.51
| $32.63 | 7.24% | 29.22% |
| KHC | 8 | $25.41 | $55.11 | $203.28 | $440.88 | $237.60 | 116.88% | 0.04% |
$2.50
| $20.00 | 4.54% | 9.84% |
| ESV | 52 | $9.43 | $8.44 | $490.42 | $438.88 | -$51.54 | -10.51% | 0.04% |
$0.04
| $2.08 | 0.47% | 0.42% |
| TRGP | 7 | $27.35 | $56.31 | $191.42 | $394.17 | $202.75 | 105.92% | 0.03% |
$3.64
| $25.48 | 6.46% | 13.31% |
| VST | 15 | $46.73 | $24.88 | $700.93 | $373.20 | -$327.73 | -46.76% | 0.03% |
$0.00
| $0.00 | 0.00% | 0.00% |
| CLD | 158 | $9.44 | $2.30 | $1,492.23 | $363.40 | -$1,128.83 | -75.65% | 0.03% |
$0.00
| $0.00 | 0.00% | 0.00% |
| ULTA | 1 | $200.00 | $282.12 | $200.00 | $282.12 | $82.12 | 41.06% | 0.02% |
$0.00
| $0.00 | 0.00% | 0.00% |
| PRSP | 9 | $7.71 | $25.72 | $69.41 | $231.48 | $162.07 | 233.50% | 0.02% |
$0.20
| $1.80 | 0.78% | 2.59% |
| HNNMY | 61 | $6.53 | $3.65 | $398.52 | $222.65 | -$175.87 | -44.13% | 0.02% | $0.11 | $6.71 | 3.01% | 1.68% |
| LYG | 50 | $3.24 | $3.04 | $162.00 | $152.00 | -$10.00 | -6.17% | 0.01% | $0.16 | $8.00 | 5.26% | 4.94% |
| LGCY | 28 | $15.62 | $4.85 | $437.22 | $135.80 | -$301.42 | -68.94% | 0.01% |
$0.00
| $0.00 | 0.00% | 0.00% |
| CEO | 0.66 | $151.55 | $197.54 | $100.02 | $130.38 | $30.36 | 30.35% | 0.01% | $5.98 | $3.95 | 3.03% | 3.95% |
| VTI | 0.8153 | | $149.65 | | $122.01 | $122.01 | #DIV/0! | 0.01% |
$1.66
| $1.35 | 1.11% | #DIV/0! |
| CHL | 2.42 | $44.64 | $48.93 | $108.03 | $118.41 | $10.38 | 9.61% | 0.01% | $2.02 | $4.89 | 4.13% | 4.53% |
| MVC | 11 | $8.84 | $9.65 | $97.28 | $106.15 | $8.87 | 9.12% | 0.01% |
$0.60
| $6.60 | 6.22% | 6.78% |
| GSH | 4.59 | $20.75 | $23.10 | $95.24 | $106.03 | $10.79 | 11.33% | 0.01% |
$0.55
| $2.52 | 2.38% | 2.65% |
| TSCDY | 11 | $14.33 | $9.33 | $157.63 | $102.63 | -$55.00 | -34.89% | 0.01% | $0.16 | $1.76 | 1.71% | 1.12% |
| AMC | 5 | $18.00 | $20.50 | $90.00 | $102.50 | $12.50 | 13.89% | 0.01% |
$0.80
| $4.00 | 3.90% | 4.44% |
| TSS | 1 | $88.87 | $98.74 | $88.87 | $98.74 | $9.87 | 11.11% | 0.01% |
$0.52
| $0.52 | 0.53% | 0.59% |
| BCS | 11 | $14.02 | $8.95 | $154.22 | $98.45 | -$55.77 | -36.16% | 0.01% | $0.52 | $5.72 | 5.81% | 3.71% |
| QCCO | 113 | $3.63 | $0.75 | $410.25 | $84.75 | -$325.50 | -79.34% | 0.01% |
$0.00
| $0.00 | 0.00% | 0.00% |
| PTR | 0.97 | $99.24 | $81.44 | $96.26 | $79.00 | -$17.26 | -17.93% | 0.01% |
$1.44
| $1.40 | 1.77% | 1.45% |
| OGZPY | 12 | $7.71 | $4.97 | $92.52 | $59.64 | -$32.88 | -35.54% | 0.01% |
$0.24
| $2.88 | 4.83% | 3.11% |
| BK | 1 | $25.01 | $50.99 | $25.01 | $50.99 | $25.98 | 103.88% | 0.00% |
$1.12
| $1.12 | 2.20% | 4.48% |
| BPI | 1 | $17.85 | $10.16 | $17.85 | $10.16 | -$7.69 | -43.08% | 0.00% |
$0.00
| $0.00 | 0.00% | 0.00% |
| WVVI | 1 | $8.36 | $7.91 | $8.36 | $7.91 | -$0.45 | -5.38% | 0.00% |
$0.00
| $0.00 | 0.00% | 0.00% |
| LQD | 0.05282 | | $114.93 | | $6.07 | $6.07 | #DIV/0! | 0.00% |
$3.91
| $0.21 | 3.40% | #DIV/0! |
| BKS | 1 | $8.70 | $5.80 | $8.70 | $5.80 | -$2.90 | -33.33% | 0.00% |
$0.60
| $0.60 | 10.34% | 6.90% |
| VGIT | 0.08739 | | $62.09 | | $5.43 | $5.43 | #DIV/0! | 0.00% |
$1.16
| $0.10 | 1.87% | #DIV/0! |
| TIP | 0.03894 | | $110.62 | | $4.31 | $4.31 | #DIV/0! | 0.00% |
$2.97
| $0.12 | 2.68% | #DIV/0! |
| SJNK | 0.09814 | | $27.59 | | $2.71 | $2.71 | #DIV/0! | 0.00% |
$1.48
| $0.15 | 5.36% | #DIV/0! |
| ALN | 15 | $2.11 | $0.14 | $31.65 | $2.10 | -$29.55 | -93.36% | 0.00% | $0.00 | $0.00 | 0.00% | 0.00% |
| VNQ | 0.01793 | | $80.68 | | $1.45 | $1.45 | #DIV/0! | 0.00% |
$2.97
| $0.05 | 3.68% | #DIV/0! |
| VCSH | 0.00503 | | $78.16 | | $0.39 | $0.39 | #DIV/0! | 0.00% |
$1.90
| $0.01 | 2.43% | #DIV/0! |
| FAZ | -100 | $34.42 | $9.71 | -$3,441.54 | -$971.00 | $2,470.54 | 71.79% | -0.08% | | | | |
| EDZ | -80 | $53.12 | $50.96 | -$4,249.22 | -$4,076.80 | $172.42 | 4.06% | -0.35% | | | | |
| SQQQ | -400 | $21.03 | $11.14 | -$8,412.26 | -$4,456.00 | $3,956.26 | 47.03% | -0.38% | | | | |
| TZA | -550 | $20.03 | $8.41 | -$11,015.32 | -$4,625.50 | $6,389.82 | 58.01% | -0.40% | | | | |
My transactions in September are as follows:
Stock
|
Action
|
Cost
|
Price per share
|
% of Portfolio
|
Current price
| P/L (%) |
| LH | Add | $3,663.76 | $170.86 | 0.25% | $173.68 | 1.65% |
| TCEHY | Add | $3,095.03 | $41.27 | 0.21% | $40.84 | -1.03% |
| DLTR | Add | $2,619.16 | $81.76 | 0.18% | $81.55 | -0.26% |
| BABA | Add | $2,123.86 | $163.37 | 0.15% | $164.76 | 0.85% |
| BIDU | Add | $1,972.66 | $217.34 | 0.14% | $228.68 | 5.22% |
| SRCL | Add | $1,396.58 | $60.72 | 0.10% | $58.68 | -3.36% |
| BRK.B | Add | $1,108.66 | $216.36 | 0.08% | $214.11 | -1.04% |
| CHKP | Add | $1,108.65 | $120.43 | 0.08% | $117.67 | -2.29% |
| AZO | Add | $1,108.64 | $758.95 | 0.08% | $775.70 | 2.21% |
| HDB | New Buy | $965.00 | $96.50 | 0.07% | $94.10 | -2.49% |
| WB | Add | $950.60 | $67.90 | 0.07% | $73.13 | 7.70% |
| XOM | Add | $595.79 | $82.25 | 0.04% | $85.02 | 3.36% |
| AN | Add | $588.00 | $42.00 | 0.04% | $41.55 | -1.07% |
| VSEC | Add | $499.95 | $33.33 | 0.03% | $33.13 | -0.60% |
| FB | New Buy | $495.00 | $165.00 | 0.03% | $164.46 | -0.33% |
| YY | Add | $490.00 | $70.00 | 0.03% | $74.92 | 7.03% |
| RLI | Add | $205.41 | $77.92 | 0.01% | $78.58 | 0.84% |
| AYI | Add | $200.00 | $161.13 | 0.01% | $157.20 | -2.44% |
| GIS | Add | $200.00 | $47.33 | 0.01% | $42.92 | -9.31% |
| NVS | Add | $200.00 | $81.87 | 0.01% | $86.16 | 5.24% |
| OMC | Add | $200.00 | $69.71 | 0.01% | $68.02 | -2.43% |
| TSS | Add | $200.00 | $97.80 | 0.01% | $98.74 | 0.96% |
| UNP | Add | $200.00 | $156.34 | 0.01% | $162.83 | 4.15% |
| VMI | Add | $200.00 | $137.93 | 0.01% | $138.50 | 0.41% |
| YORW | Add | $200.00 | $30.03 | 0.01% | $30.40 | 1.22% |
| AFL | Add | $199.99 | $46.19 | 0.01% | $47.07 | 1.90% |
| EXC | Add | $167.74 | $44.67 | 0.01% | $43.66 | -2.26% |
| EMR | Add | $142.68 | $76.42 | 0.01% | $76.58 | 0.22% |
| NSC | Add | $107.57 | $179.88 | 0.01% | $180.50 | 0.34% |
| SON | Add | $103.63 | $57.13 | 0.01% | $55.50 | -2.86% |
| BMTC | Add | $100.90 | $48.70 | 0.01% | $46.90 | -3.70% |
| SPGI | Add | $45.40 | $209.23 | 0.00% | $195.39 | -6.61% |
| K | Add | $33.79 | $74.76 | 0.00% | $70.02 | -6.34% |
| BMS | Add | $18.27 | $49.11 | 0.00% | $48.60 | -1.04% |
| OGS | Add | $14.01 | $79.60 | 0.00% | $82.28 | 3.36% |
| PNW | Add | $6.43 | $79.08 | 0.00% | $79.18 | 0.12% |
| WTR | Add | $3.85 | $35.64 | 0.00% | $36.90 | 3.55% |
| VWO | Add | $0.71 | $41.04 | 0.00% | $41.00 | -0.10% |
| LQD | Add | $0.30 | $114.50 | 0.00% | $114.93 | 0.37% |
| VGIT | Add | $0.25 | $60.83 | 0.00% | $62.09 | 2.08% |
| TIP | Add | $0.22 | $112.82 | 0.00% | $110.62 | -1.95% |
| VNQ | Add | $0.07 | $76.92 | 0.00% | $80.68 | 4.88% |
| VEA | Reduce | -$0.20 | $44.44 | 0.00% | $43.27 | 2.64% |
| VTI | Reduce | -$1.28 | $150.23 | 0.00% | $149.65 | 0.39% |
| MFGP | Sold Out | -$522.29 | $17.41 | -0.04% | $18.48 | -6.15% |
| BCMXY | Sold Out | -$955.75 | $18.38 | -0.07% | $17.65 | 3.97% |
| MCK | Reduce | -$2,651.43 | $130.19 | -0.18% | $132.65 | -1.89% |
| Total | $25,532.56 | | 1.77% | | 0.64% |
| Sold | -$4,130.95 | | -0.29% | | 1.07% |
| Net | $21,401.61 | | 1.48% | | 0.97% |
Purchases
I also initiated two new buys this month: HDB and FB. HDB is a low-payout Indian stock I bought as it went down. I have never been a big fan of the FANGs, but could not resist buying some FB as it dropped. I'll probably add more if it drops some more.
I also deployed more of my excess cash this month, buying more zero dividend stocks like LH, DLTR, SRCL, AN, and adding some more BATs (BIDU, BABA, TCEHY).
The small transaction amount buys are part of my monthly investment plans and DRIPs.
Sales
I sold MFGP and BCMXY to get rid of some higher dividend payers to alleviate my tax burden.
Here is how my assets, liabilities, and net worth have changed over the past month:
| Beginning balance
on 9/1/2018 | + Cash inflow
/(outflow) | + $ P/L | = Ending Balance
on 9/30/2018 | % P/L | % Equity |
| ASSETS | | | | | | |
| Current assets | | | | | | |
| Cash | 33,469.77 | (8,029.41) | 0.00 | 25,440.36 | 0.00% | 1.77% |
| Bonds | 21,655.53 | (170.67) | 36.72 | 21,521.58 | 0.17% | 1.50% |
| Stocks | 1,037,727.52 | 19,912.12 | 8,163.31 | 1,065,802.95 | 0.79% | 74.35% |
| Total current assets | 1,092,852.82 | 11,712.04 | 8,200.03 | 1,112,764.89 | 0.75% | 77.62% |
| Tax-deferred retirement account | 207,727.78 | 1,628.81 | 2,304.73 | 211,661.32 | 1.11% | 14.76% |
| Roth IRA | 97,834.96 | | (3,316.35) | 94,518.61 | -3.39% | 6.59% |
| Home | 39,421.00 | | (1,111.00) | 38,310.00 | -2.82% | 2.67% |
| Gold | 12,935.95 | | (96.82) | 12,839.13 | -0.75% | 0.90% |
| Other non-current assets | 0.00 | 0.00 | 0.00 | 0.00 | | 0.00% |
| Total assets | 1,450,772.51 | 13,340.85 | 5,980.59 | 1,470,093.95 | 0.41% | 102.55% |
| LIABILITIES & EQUITY | | | | | | |
| Liabilities | | | | | | |
| Current liabilities | 30,507.27 | (7.75) | 0.00 | 30,499.52 | | 2.13% |
| Long-term liabilities | | | | | | |
| Student loan | 6,081.57 | (24.12) | 0.00 | 6,057.45 | | 0.42% |
| Other non-current liabilities | 0.00 | 0.00 | 0.00 | 0.00 | | 0.00% |
| Total liabilities | 36,588.84 | (31.87) | 0.00 | 36,556.97 | | 2.55% |
| Equity (net worth) | 1,414,183.67 | 13,372.72 | 5,980.59 | 1,433,536.98 | 0.42% | 100.00% |
Cash: Most of this sits in my savings and brokerage accounts, with a little bit in checking account just enough to pay the bills. My cash balance decreased this month as I got more aggressive buying stocks to reduce cash drag. The moving target is around $10-20k cash for dry powder in case of a market downturn.
Bonds: Most of my bonds are in Groundfloor limited recourse obligations (LROs), which are senior secured balloon loans for house flippers. I earn low double digit returns on these loans, which is pretty good, considering that most of these loans have a short term of one year or less. Most of the cash inflow this month was from adding to this account. I still have a little over 1k in LendingClub loans, which I'm slowly winding down (no new investments and withdrawing any cash from interest and principal repayments). I also started an investment of $2,400 in Upstart unsecured P2P loans in July 2018. I also hold a trivial amount in bond ETFs as part of a robo portfolio experiment with WiseBanyan.
Stocks: This is the bulk of my net worth, held in taxable accounts to fund my early retirement and store wealth. Most are held in brokerage accounts with the rest in direct stock purchase plans (DSPPs).
Tax-deferred retirement account: This is my retirement account associated with my work, not to be touched till after age 59 1/2. Currently it is invested all in an index fund that tracks the EAFE. I could also have invested in US stock indices and bonds, but these latter options offer poor return prospects compared to foreign stocks at this point, so I decided to keep it simple and just do 100% in EAFE for overall diversification, given that foreign stocks tend to be less tax efficient to hold in taxable accounts. EAFE outrperformed US stocks this month.
Roth IRA: This is currently all invested in IJR to keep things simple. IJR is probably the best investment with all the desired characteristics: diversified, small cap, growth, quality, low cost. However, it did not perform too hot this month, going down 3.39%.
Home: Home value is from Zillow's Z-estimate, taken at the end of each month. Apparently my home value dropped another 2.82% this month. Fine with me, as I am not planning to sell in the short term.
Gold: I currently have 10.77 troy oz of gold coins as part of my coin collection. Each month I multiply that by the spot gold price. I do not plan on adding to this any time soon, unless gold breaks below $800, then I will likely add some. If below $500, I will almost certainly add some. I do not plan on ever selling though.
Other non-current assets: None at the moment to be conservative. I could include assets like furniture, car, clothes, books, stamps, coins, etc. However, since these assets are not income-producing and can also be a liability as some of them require cash expenditure to replace them, I choose not to include them here.
Current liabilities: These are accounts I owe and due within 12 months. I took advantage of interest free loans from 0% APR promo credit card offers, which I will pay in full when they expire.
Student loan: This is loan I took out for college, now consolidated at a low 2.5% fixed interest rate. I had a variable interest rate until I consolidated my student loans last year and locked in a fixed 2.5% rate for 10 years in a graduated repayment plan. I am certainly in no hurry whatsoever to pay it back given such low interest rates. Stocks are expected to generate much higher returns. The extra leverage this affords helps to grow my money faster. My currently monthly payment is only $35.70, of which the cash (outflow) shown is applied toward principal which lowers the loan balance.
Other non-current liabilities: None at the moment.
Net worth: Overall, my net worth increased 1.37% to $1,433,536.98 due to net cash inflow (0.95%) and investment gain (0.42%).
Below is a chart of my net worth since I started tracking on a monthly basis. Due to my aggressive stock allocation, my net worth has mostly mirrored the stock market.
My monthly performance against the S&P 500 is shown below:
| 2018 | My Portfolio Return | S&P 500 TR | Excess Return | |
| Jan | 5.51% | 5.73% | -0.22% | Bad |
| Feb | -4.67% | -3.69% | -0.98% | Bad |
| Mar | -0.39% | -2.54% | 2.15% | Good |
| Apr | 1.03% | 0.38% | 0.65% | Good |
| May | 0.99% | 2.41% | -1.42% | Bad |
| Jun | 1.26% | 0.62% | 0.64% | Good |
| Jul | 3.38% | 3.72% | -0.34% | Bad |
| Aug | 0.94% | 3.26% | -2.32% | Bad |
| Sep | 0.42% | 0.57% | -0.15% | Bad |
| YTD | 8.47% | 10.57% | -2.10% | Bad |
So far 2018 has been a bad year for me relative to the market. Three straight months of underperformance is not good. YTD, I have three good months compared to six bad months relative to the market. Also not good.
This month, the drop in small cap stocks (IJR) and my home value hurt my performance.
YTD, the underperformance of foreign stocks (about 25% of my portfolio), home value (3%) and gold (1%) hurt my performance. Gold's underperformance is expected. My home also appears to be a depreciating asset, but it provides me shelter. Hopefully the underperformance of foreign stocks, especially in emerging market, will reverse soon.
Thanks for reading!
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