Monthly Investment Plan Now Down to Just Five Stocks

During my last monthly investment update, I stated that I would eliminate OMC once the current price is above my average cost. That has happened, so I have now winnowed my DSPP monthly investments to a lean portfolio of just 5 stocks:

Ticker	Rating	DGI	Shiller PE	Yield	Payout Ratio	Monthly Invest	Sector	Sector Total	Sector Percent
RLI	D	A	25.64	1.22%	0.31	$200.00	Financial	$400.00	40.00%
TSS	D	D	51.30	0.57%	0.29	$200.00
AYI	D	D	26.42	0.44%	0.12	$200.00	Technology	$200.00	20.00%
VMI	D	D	16.70	1.29%	0.21	$200.00	Industrial	$200.00	20.00%
YORW	D	B	35.59	2.13%	0.76	$200.00	Utility	$200.00	20.00%
Total			31.13	1.13%	0.35	$1,000.00		$1,000.00	100.00%
Rating	$	%			DGI	$	%
A	$0	0%			A	$200.00	20%
B	$0	0%			B	$200.00	20%
C	$0	0%			C	$0.00	0%
D	$1,000	100%			D	$600.00	60%
Total	$1,000	100%			Total	$1,000.00	100%
Rating is based on Morningstar as follows:
A=Wide Moat; B=Narrow Moat; C=No Moat; D=Not rated by Morningstar
+=Exemplary; [blank]=Standard; -=Poor stewardship
1=Low; 2=Medium; 3=High; 4=Very High uncertainty
DGI (Dividend Growth Investing) as follows:
A=25+ years of higher dividends;
B=10-24 years of higher dividends;
C=5-9 years of higher dividends;
D= less than 5 years of higher dividends.

I like this a lot better. All five stocks, with the exception of YORW, are low yield compared to the market, with low payout ratio. This allows more of my investment to grow without tax drag. YORW has high yield but it offers a nice 5% discount on DRIP, so I am keeping it.

Unless anything changes (e.g. the plans start charging fees, or YORW eliminates the discount), I do not anticipate any further changes at the point.

$1000 per month investment is pretty low given that my monthly net cash inflow averages around ten times that. For now, I would like to direct more of my investment toward even lower yielding stocks, especially those that pay no dividends at all, in order to limit my tax drag.