The time has come for my monthly portfolio update. At the end of every month, I will update my portfolio and comment on any changes. I do that for accountability and also so you may glean some ideas on how I allocate my capital. You have the opportunity to learn from what I do well so you can do the same, as well as what I do poorly, so you will not have to repeat my mistakes.
Follow my real-time portfolio here. Below is a snapshot of my portfolio as of 3/31/21:Wednesday, March 31, 2021
Options Update: March 2021
Welcome to my monthly options update!
Here, I shall write monthly options update articles to keep track of options trades in my portfolio. Each options update serves as a status report on the open options and the obligations I have. A running tally of all my options trades and income to date are found on the Options page.This was a quiet month for me, as I did trade any options.
Assigned Options
No option got assigned this month.
Wednesday, March 3, 2021
Income & Expenses For February 2021: Saved $3,381.22, 97.06% of After-Tax Income
Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend.
By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.
Below are my income and expenses for January 2021. You can see all my monthly budgets since 2014 here and here.
Income | |
Wages | $2,560.69 |
Dividends | $189.75 |
Other Income | $820.94 |
Total Income | $3,571.38 |
Expense | |
Federal Income Tax | |
Federal Tax Pmt/(Refund) | |
FICA-SS | $87.58 |
FICA-Medicare | |
Housing | |
Student loan repayment | $0.00 |
Food | $47.68 |
Electric | $9.44 |
Water | $35.03 |
Gas/Heating | $10.43 |
Clothing/laundry | |
Total Expense | $190.16 |
Surplus/(Deficit) | $3,381.22 |
Before Tax Saving Rate | 94.68% |
After Tax Income | $3,483.80 |
Ex-Tax Total Expense | $102.58 |
After Tax Saving Rate | 97.06% |
Goal | 95.00% |
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