Welcome to my monthly net worth update! Here is how my assets, liabilities, and net worth have changed over the past month:
| Beginning balance on 5/1/2021 | + Cash inflow /(outflow) | + $ P/L | = Ending Balance on 5/31/2021 | % P/L | % Equity |
ASSETS | | | | | | |
Current assets | | | | | | |
Cash | (40,492.44) | (3,338.28) | 0.00 | (43,830.72) | 0.00% | -1.66% |
Bonds | 13,056.61 | (52.42) | (1,149.32) | 11,854.87 | -8.80% | 0.45% |
Stocks | 2,115,930.82 | 4,347.86 | (28,130.24) | 2,092,148.44 | -1.33% | 79.28% |
Total current assets | 2,088,494.99 | 957.16 | (29,279.56) | 2,060,172.59 | -1.40% | 78.07% |
Tax-deferred retirement account | 351,822.84 | | 3,855.12 | 355,677.96 | 1.10% | 13.48% |
Roth IRA | 149,894.30 | | 4,377.52 | 154,271.82 | 2.92% | 5.85% |
Home | 44,850.00 | | 8,073.00 | 52,923.00 | 18.00% | 2.01% |
Gold | 19,062.90 | | 1,303.17 | 20,366.07 | 6.84% | 0.77% |
Other non-current assets | 1,139.53 | | 18.77 | 1,158.30 | 1.65% | 0.04% |
Total assets | 2,655,264.56 | 957.16 | (11,651.98) | 2,644,569.74 | -0.44% | 100.22% |
LIABILITIES & EQUITY | | | | | | |
Liabilities | | | | | | |
Current liabilities | 66.79 | 154.47 | 0.00 | 221.26 | | 0.01% |
Long-term liabilities | | | | | | |
Student loan | 5,528.71 | 0.00 | 0.00 | 5,528.71 | | 0.21% |
Other non-current liabilities | 0.00 | 0.00 | 0.00 | 0.00 | | 0.00% |
Total liabilities | 5,595.50 | 154.47 | 0.00 | 5,749.97 | | 0.22% |
Equity (net worth) | 2,649,669.06 | 802.69 | (11,651.98) | 2,638,819.77 | -0.44% | 100.00% |
Net worth: Bottom line up front, my net worth decreased by $10,849.29, down 0.41% this month due to marked-to-market investment losses (+$11,651.98, -0.44%) partially offset by net cash inflow (+$802.69, +0.03%).
Here is the breakdown of my balance sheet: