Tuesday, August 1, 2017

Portfolio Update July 2017: Surpassing $1 Million Mark!

The time has come for my monthly portfolio update. At the end of every month, I will update my portfolio and comment on any changes. I do that for accountability and also so you may glean some ideas on how I allocate my capital. You have the opportunity to learn from what I do well, so you can do the same, as well as what I do poorly, so you will not have to repeat my mistakes.

Follow my real-time portfolio here. Below is a snapshot of my stocks and ETFs portfolio as of 7/31/17:
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TickerPriceShares HeldCost BasisTotal InvestedMarket ValueG/L ($)G/L (%)Weight
Total$35.8722342.87128$28.93$646,295.10$801,406.36$155,111.2624.00%100.00%
BDX$201.10174.475162$85.97$15,000.00$35,086.96$20,086.96133.91%4.38%
VWO$43.19733.24559$39.39$28,885.07$31,668.88$2,783.819.64%3.95%
AFL$80.35321.6088$48.82$15,700.00$25,841.27$10,141.2764.59%3.22%
EXC$38.62574.787$30.27$17,396.43$22,198.27$4,801.8427.60%2.77%
XOM$80.40255.754907$78.20$20,000.00$20,562.69$562.692.81%2.57%
AZO$541.6833$674.61$22,262.08$17,875.44-$4,386.64-19.70%2.23%
BRK.B$175.1492$122.05$11,228.54$16,112.88$4,884.3443.50%2.01%
WMT$80.10198$66.65$13,196.52$15,859.80$2,663.2820.18%1.98%
NSC$113.10131.973$76.53$10,100.00$14,926.15$4,826.1547.78%1.86%
BMTC$42.50342.602892$24.23$8,300.00$14,560.62$6,260.6275.43%1.82%
EMR$58.52248.005015$49.19$12,200.00$14,513.25$2,313.2518.96%1.81%
VFC$61.94227$57.56$13,066.38$14,060.38$994.007.61%1.75%
SPGI$154.8989.899521$45.61$4,100.00$13,924.54$9,824.54239.62%1.74%
GILD$75.86174$75.87$13,202.24$13,199.64-$2.60-0.02%1.65%
UL$56.96229$41.80$9,572.56$13,043.84$3,471.2836.26%1.63%
LMT$293.4344.233058$96.91$4,286.67$12,979.31$8,692.64202.78%1.62%
NKE$59.11203$51.28$10,410.52$11,999.33$1,588.8115.26%1.50%
MCD$154.4472$104.07$7,493.25$11,119.68$3,626.4348.40%1.39%
MSFT$72.94147$40.12$5,897.98$10,722.18$4,824.2081.79%1.34%
AZN$30.24344$22.13$7,613.49$10,402.56$2,789.0736.63%1.30%
YORW$34.75283.729$21.68$6,150.00$9,859.58$3,709.5860.32%1.23%
SON$48.67195.2282$36.11$7,050.00$9,501.76$2,451.7634.78%1.19%
ESLT$126.0170$36.86$2,580.05$8,820.70$6,240.65241.88%1.10%
INTC$35.70245$27.34$6,698.92$8,746.50$2,047.5830.57%1.09%
PEP$116.5472.811814$80.13$5,834.51$8,485.49$2,650.9845.44%1.06%
BUD$120.1668$108.73$7,393.41$8,170.88$777.4710.52%1.02%
NVS$85.4894.578$74.01$7,000.00$8,084.53$1,084.5315.49%1.01%
KO$45.92176$41.89$7,372.00$8,081.92$709.929.63%1.01%
DIS$110.4567$95.88$6,423.84$7,400.15$976.3115.20%0.92%
VMI$153.3046.91$122.58$5,750.00$7,191.30$1,441.3025.07%0.90%
NVO$42.45163$38.92$6,344.74$6,919.35$574.619.06%0.86%
PEG$45.14149.478$29.77$4,450.00$6,747.44$2,297.4451.63%0.84%
SNY$47.25142.129$40.10$5,700.00$6,715.60$1,015.6017.82%0.84%
BEN$44.81150$35.26$5,289.56$6,721.50$1,431.9427.07%0.84%
BCR$320.3920.669072$96.76$2,000.00$6,622.16$4,622.16231.11%0.83%
MAT$19.91327$29.04$9,494.55$6,510.57-$2,983.98-31.43%0.81%
SAN$6.84925$6.78$6,273.42$6,327.00$53.580.85%0.79%
VIAB$35.23177$41.08$7,271.21$6,235.71-$1,035.50-14.24%0.78%
PG$90.9968.38$61.42$4,200.00$6,221.90$2,021.9048.14%0.78%
AAN$46.00133$22.62$3,008.06$6,118.00$3,109.94103.39%0.76%
FOSL$11.41522$20.52$10,711.06$5,956.02-$4,755.04-44.39%0.74%
RL$74.7976$90.84$6,904.03$5,684.04-$1,219.99-17.67%0.71%
VIG$93.3960$59.80$3,587.92$5,603.40$2,015.4856.17%0.70%
SRCL$77.2272$82.12$5,912.79$5,559.84-$352.95-5.97%0.69%
VEA$42.79127.05612$31.00$3,938.54$5,436.73$1,498.1938.04%0.68%
ATGE$32.60167$22.09$3,688.64$5,444.20$1,755.5647.59%0.68%
OGZPY$3.891390.2431$6.09$8,464.47$5,408.05-$3,056.42-36.11%0.67%
CSX$49.13108$21.04$2,272.36$5,306.04$3,033.68133.50%0.66%
UHS$112.2947$122.89$5,776.00$5,277.63-$498.37-8.63%0.66%
CTSH$69.5575$53.00$3,975.00$5,216.25$1,241.2531.23%0.65%
GPS$23.69200$20.99$4,197.60$4,738.00$540.4012.87%0.59%
RBCAA$36.48118$21.26$2,508.83$4,304.64$1,795.8171.58%0.54%
JNJ$132.5732$61.42$1,965.54$4,242.24$2,276.70115.83%0.53%
LUKOY$47.6389$49.38$4,395.19$4,239.07-$156.12-3.55%0.53%
FOX$28.99146$25.60$3,736.97$4,232.54$495.5713.26%0.53%
AN$41.65101$46.53$4,700.00$4,206.65-$493.35-10.50%0.52%
GWW$168.1425$173.87$4,346.76$4,203.50-$143.26-3.30%0.52%
HPQ$19.08220$8.89$1,956.29$4,197.60$2,241.31114.57%0.52%
CHL$53.4877.42$47.44$3,672.95$4,140.42$467.4712.73%0.52%
SBRCY$11.89346$6.18$2,137.25$4,113.94$1,976.6992.49%0.51%
MPO$14.02289$12.90$3,728.07$4,051.78$323.718.68%0.51%
GIS$55.1872.943$39.76$2,900.00$4,024.99$1,124.9938.79%0.50%
DGS$47.8483.77$44.07$3,691.36$4,007.56$316.208.57%0.50%
HVT$23.70166$25.15$4,174.90$3,934.20-$240.70-5.77%0.49%
BCRH$19.40202$18.45$3,726.88$3,918.80$191.925.15%0.49%
HPE$17.53220$9.77$2,150.40$3,856.60$1,706.2079.34%0.48%
FISV$128.2230$100.80$3,024.00$3,846.60$822.6027.20%0.48%
CVS$80.1048$88.52$4,248.81$3,844.80-$404.01-9.51%0.48%
TACT$8.90429$8.70$3,732.30$3,818.10$85.802.30%0.48%
SORL$6.92547$6.82$3,729.99$3,785.24$55.251.48%0.47%
PNRG$49.0077$48.00$3,696.00$3,773.00$77.002.08%0.47%
MITT$18.44203$18.38$3,731.14$3,743.32$12.180.33%0.47%
CZWI$14.03266$14.00$3,723.97$3,731.98$8.010.22%0.47%
FNDE$28.12129.85$24.59$3,193.03$3,651.38$458.3514.35%0.46%
CHMG$40.6089$41.48$3,691.72$3,613.40-$78.32-2.12%0.45%
FSFG$53.2567$55.00$3,684.99$3,567.75-$117.24-3.18%0.45%
RHHBY$31.85112$30.80$3,449.74$3,567.20$117.463.40%0.45%
REGI$12.60282$13.18$3,715.35$3,553.20-$162.15-4.36%0.44%
K$67.6452.099$49.78$2,593.58$3,523.98$930.4035.87%0.44%
ABCD$4.90713$5.23$3,728.92$3,493.70-$235.22-6.31%0.44%
BVN$12.36282$9.23$2,601.60$3,485.52$883.9233.98%0.43%
HSIC$181.6519$155.68$2,958.00$3,451.35$493.3516.68%0.43%
FONR$25.89132$28.05$3,702.60$3,417.48-$285.12-7.70%0.43%
CFNB$16.80198$18.85$3,732.28$3,326.40-$405.88-10.87%0.42%
SBS$10.80307$4.92$1,510.38$3,315.60$1,805.22119.52%0.41%
WSTG$17.05192$19.35$3,714.24$3,273.60-$440.64-11.86%0.41%
DIT$96.9534$106.99$3,637.66$3,296.30-$341.36-9.38%0.41%
GPIC$10.64298$12.27$3,656.61$3,170.72-$485.89-13.29%0.40%
TIF$95.0333$60.25$1,988.40$3,135.99$1,147.5957.71%0.39%
MLP$17.10180$20.60$3,708.00$3,078.00-$630.00-16.99%0.38%
SDLP$2.781107$3.36$3,719.46$3,077.46-$642.00-17.26%0.38%
PII$89.2234$76.53$2,602.00$3,033.48$431.4816.58%0.38%
BBBY$29.76101$39.78$4,018.08$3,005.76-$1,012.32-25.19%0.38%
CVX$110.3027$86.38$2,332.19$2,978.10$645.9127.70%0.37%
AVHI$15.50184$20.20$3,716.62$2,852.00-$864.62-23.26%0.36%
PPL$38.6770.806$23.68$1,676.52$2,738.07$1,061.5563.32%0.34%
DE$129.3021$74.65$1,567.56$2,715.30$1,147.7473.22%0.34%
WBA$80.8233$36.78$1,213.89$2,667.06$1,453.17119.71%0.33%
TLK$35.7272$16.17$1,164.01$2,571.84$1,407.83120.95%0.32%
IJR$70.7735$69.52$2,433.20$2,476.95$43.751.80%0.31%
IBM$144.7817$133.64$2,271.92$2,461.26$189.348.33%0.31%
CEO$112.5521.66$144.63$3,132.74$2,437.83-$694.91-22.18%0.30%
DHR$81.2429$79.24$2,298.10$2,355.96$57.862.52%0.29%
HCN$72.6932.2743$55.77$1,800.00$2,346.02$546.0230.33%0.29%
PAYX$57.0040.888$33.02$1,350.00$2,330.62$980.6272.64%0.29%
LLY$82.5828$35.93$1,006.02$2,312.24$1,306.22129.84%0.29%
OGS$73.4429.737$33.63$1,000.00$2,183.89$1,183.89118.39%0.27%
DISCA$24.3079$24.99$1,974.52$1,919.70-$54.82-2.78%0.24%
ORLY$202.989$189.26$1,703.36$1,826.82$123.467.25%0.23%
DLTR$72.1525$76.92$1,923.08$1,803.75-$119.33-6.21%0.23%
TGT$56.2432$59.00$1,887.92$1,799.68-$88.24-4.67%0.22%
SAM$158.2011$133.65$1,470.10$1,740.20$270.1018.37%0.22%
WFC$54.2032$45.86$1,467.50$1,734.40$266.9018.19%0.22%
FSBK$17.22100$4.51$451.00$1,722.00$1,271.00281.82%0.21%
SJI$34.1947.5645$24.18$1,150.00$1,626.23$476.2341.41%0.20%
SGTZY$4.38371$6.45$2,392.73$1,624.98-$767.75-32.09%0.20%
WLK$70.2723$44.00$1,012.00$1,616.21$604.2159.70%0.20%
BP$36.4944$39.34$1,731.17$1,605.56-$125.61-7.26%0.20%
GGG$115.9613$73.00$949.00$1,507.48$558.4858.85%0.19%
OAOFY$38.6938$28.59$1,086.23$1,470.22$383.9935.35%0.18%
MPC$56.3526$18.83$489.68$1,465.10$975.42199.20%0.18%
ESRX$62.4923$65.32$1,502.37$1,437.27-$65.10-4.33%0.18%
DXC$78.7218$68.10$1,225.77$1,416.96$191.1915.60%0.18%
CHKP$106.2813$74.85$973.05$1,381.64$408.5941.99%0.17%
AXP$85.5316$59.77$956.29$1,368.48$412.1943.10%0.17%
POT$17.6177$23.11$1,779.18$1,355.97-$423.21-23.79%0.17%
CERN$64.2021$47.80$1,003.80$1,348.20$344.4034.31%0.17%
NNN$40.6531.532$44.40$1,400.00$1,281.78-$118.22-8.44%0.16%
STRA$77.7216$48.00$768.00$1,243.52$475.5261.92%0.16%
TROW$82.7115$67.00$1,005.00$1,240.65$235.6523.45%0.15%
CICHY$16.9073$13.64$995.73$1,233.70$237.9723.90%0.15%
TESS$13.5088.983$8.99$800.00$1,201.27$401.2750.16%0.15%
MDLZ$44.0127$17.63$475.90$1,188.27$712.37149.69%0.15%
TLSYY$16.4872$14.78$1,064.26$1,186.56$122.3011.49%0.15%
RHI$45.2726$36.06$937.56$1,177.02$239.4625.54%0.15%
KSS$40.9928$43.64$1,221.96$1,147.72-$74.24-6.08%0.14%
VSS$112.4310$87.82$878.20$1,124.30$246.1028.02%0.14%
MYTAY$9.00124$13.18$1,633.71$1,116.00-$517.71-31.69%0.14%
MRK$64.0017$34.30$583.18$1,088.00$504.8286.56%0.14%
BF.B$49.3722$45.82$1,008.04$1,086.14$78.107.75%0.14%
CAH$77.5114$72.97$1,021.58$1,085.14$63.566.22%0.14%
SCL$81.9313$38.46$499.98$1,065.09$565.11113.03%0.13%
BCMXY$18.6652$16.07$835.50$970.32$134.8216.14%0.12%
CMP$68.9514$69.00$966.00$965.30-$0.70-0.07%0.12%
BIIB$290.563$221.90$665.71$871.68$205.9730.94%0.11%
ARLP$20.2041$26.68$1,094.01$828.20-$265.81-24.30%0.10%
T$39.0521$28.77$604.24$820.05$215.8135.72%0.10%
PNW$87.118.950159$34.75$311.00$779.65$468.65150.69%0.10%
RAVN$34.7022$22.60$497.20$763.40$266.2053.54%0.10%
AAPL$148.835$94.64$473.20$744.15$270.9557.26%0.09%
TLKGY$20.2536$19.78$711.92$729.00$17.082.40%0.09%
PB$64.1811$45.43$499.73$705.98$206.2541.27%0.09%
KHC$87.468$25.41$203.28$699.68$496.40244.20%0.09%
AMGN$174.534$141.00$564.00$698.12$134.1223.78%0.09%
ICE$66.8610$16.67$166.66$668.60$501.94301.18%0.08%
EFSI$29.8022$22.85$502.70$655.60$152.9030.42%0.08%
HFC$29.0622$23.50$517.00$639.32$122.3223.66%0.08%
IDCBY$14.1945$12.18$548.10$638.55$90.4516.50%0.08%
AEO$11.7054$11.93$644.35$631.80-$12.55-1.95%0.08%
SB$2.64233$7.99$1,861.40$615.12-$1,246.28-66.95%0.08%
IMBBY$42.9414$62.93$880.98$601.16-$279.82-31.76%0.08%
DPS$91.506.33676$94.69$600.00$579.81-$20.19-3.36%0.07%
CCFN$48.0012$39.50$474.00$576.00$102.0021.52%0.07%
WTR$33.5117.149122$29.16$500.00$574.67$74.6714.93%0.07%
PDLI$2.23255$6.05$1,542.59$568.65-$973.94-63.14%0.07%
UNP$102.425.463875$109.81$600.00$559.61-$40.39-6.73%0.07%
TSCO$55.7410$49.99$499.90$557.40$57.5011.50%0.07%
BACHY$12.4045$11.00$495.00$558.00$63.0012.73%0.07%
NTTYY$49.4911$22.30$245.34$544.39$299.05121.89%0.07%
CLD$3.41158$9.44$1,492.23$538.78-$953.45-63.89%0.07%
HSY$105.075$90.47$452.35$525.35$73.0016.14%0.07%
RLI$57.989$57.00$513.00$521.82$8.821.72%0.07%
BCS$10.9546$14.02$644.92$503.70-$141.22-21.90%0.06%
WSM$45.6311$44.00$484.00$501.93$17.933.70%0.06%
TJX$70.407$69.00$483.00$492.80$9.802.03%0.06%
NAT$5.8582$19.64$1,610.79$479.70-$1,131.09-70.22%0.06%
MPLX$36.6913$8.59$111.66$476.97$365.31327.16%0.06%
IEMG$53.066.25$49.67$310.46$331.63$21.176.82%0.04%
MRO$12.1127$29.92$807.79$326.97-$480.82-59.52%0.04%
HNNMY$5.3061$6.53$398.52$323.30-$75.22-18.87%0.04%
TRGP$46.107$27.35$191.42$322.70$131.2868.58%0.04%
CPLP$3.6675$8.53$639.48$274.50-$364.98-57.07%0.03%
ATW$7.7233$15.00$495.00$254.76-$240.24-48.53%0.03%
DYN$8.8624$29.77$714.50$212.64-$501.86-70.24%0.03%
LYG$3.5450$3.24$162.00$177.00$15.009.26%0.02%
GSH$26.004.59$20.75$95.24$119.34$24.1025.30%0.01%
MVC$10.4111$8.84$97.28$114.51$17.2317.71%0.01%
AMC$20.505$18.00$90.00$102.50$12.5013.89%0.01%
VTI$126.990.64442$81.83$81.83#DIV/0!0.01%
TSCDY$7.0211$14.33$157.63$77.22-$80.41-51.01%0.01%
QCCO$0.56113$3.63$410.25$63.28-$346.97-84.58%0.01%
PTR$65.140.97$99.24$96.26$63.19-$33.07-34.36%0.01%
BIVV$61.661$37.77$37.77$61.66$23.8963.23%0.01%
BK$53.371$25.01$25.01$53.37$28.36113.39%0.01%
LGCY$1.3028$15.62$437.22$36.40-$400.82-91.67%0.00%
EVEP$0.5932$21.84$698.97$18.88-$680.09-97.30%0.00%
BPI$9.561$17.85$17.85$9.56-$8.29-46.44%0.00%
BKS$8.021$8.70$8.70$8.02-$0.68-7.82%0.00%
ALN$0.4215$2.11$31.65$6.30-$25.35-80.09%0.00%
LQD$120.880.03311$4.00$4.00#DIV/0!0.00%
VGIT$64.740.05506$3.56$3.56#DIV/0!0.00%
TIP$113.470.02511$2.85$2.85#DIV/0!0.00%
SJNK$27.930.06504$1.82$1.82#DIV/0!0.00%
VNQ$84.480.01135$0.96$0.96#DIV/0!0.00%
VCSH$80.140.00322$0.26$0.26#DIV/0!0.00%
ZAHLY$0.0123$6.64$152.72$0.23-$152.49-99.85%0.00%
DPK$14.40-100$16.15-$1,614.79-$1,440.00$174.7910.82%-0.18%
FAZ$15.67-100$34.42-$3,441.54-$1,567.00$1,874.5454.47%-0.20%
ERY$12.44-300$13.49-$4,047.39-$3,732.00$315.397.79%-0.47%
TZA$15.96-450$20.59-$9,265.93-$7,182.00$2,083.9322.49%-0.90%

My transactions in July are listed as follows:

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StockActionCostPrice per share% of Portfolio
XOMAdd$4,300.00$80.620.43%
AZOAdd$3,038.00$506.330.30%
GWWAdd$1,346.76$168.350.13%
ORLYAdd$1,235.36$176.480.12%
SAMAdd$524.00$131.000.05%
TSCONew Buy$499.90$49.990.05%
WSMNew Buy$484.00$44.000.05%
TJXNew Buy$483.00$69.000.05%
BDXAdd$325.43$199.930.03%
AFLAdd$300.00$77.840.03%
YORWAdd$244.32$34.640.02%
VMIAdd$217.05$151.680.02%
DPSAdd$201.17$91.620.02%
UNPAdd$201.10$108.640.02%
BMTCAdd$200.00$42.500.02%
EMRAdd$200.00$59.480.02%
GISAdd$200.00$53.650.02%
NVSAdd$200.00$82.680.02%
SNYAdd$200.00$48.160.02%
SONAdd$200.00$51.540.02%
PEGAdd$63.64$43.180.01%
PPLAdd$27.69$38.670.00%
PEPAdd$22.23$116.040.00%
SJIAdd$12.86$34.000.00%
VTIAdd$5.63$125.000.00%
VEAAdd$3.74$41.290.00%
VWOAdd$0.69$40.710.00%
LQDAdd$0.27$120.540.00%
VGITAdd$0.26$64.840.00%
TIPAdd$0.22$111.110.00%
SJNKAdd$0.13$28.080.00%
VNQAdd$0.06$80.000.00%
MOCOSold Out-$15,583.35$30.00-1.56%
Bought$14,737.511.47%
Sold-$15,583.35-1.56%
Net-$845.84-0.08%

Purchases
I bought some more XOM around $80 which seems like a solid value stock. I continued adding to AZO, ORLY, GWW, SAM near 52-week low. I initiated new positions in TSCO, WSM, and TJX near 52-week lows. These seem to be fundamentally sound low-yield stocks oversold due to Amazon hype. The rest are part of my monthly investment plans and dividend reinvestment.

Sales
Only sale (forced) is Mocon being acquired. I made a $8433.35, or 118%, gain on this investment: can't complain. I have reinvested some of the proceeds into the stocks above, but net purchases still fell short of net sales this month, which has not happened in a long time, if ever. I still have a lot of cash so I will likely continue buying a lot of stocks in the coming months.

Here is how my assets, liabilities, and net worth have changed over the past month:

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Beginning balance
on 7/1/2017
+ Cash inflow
/(outflow)
+ $ P/L= Ending Balance
on 7/31/2017
% P/L% Equity
ASSETS
Current assets
Cash17,738.044,803.770.0022,541.810.00%2.21%
Bonds11,661.07239.65(1,037.56)10,863.16-8.90%1.07%
Stocks716,571.61(1,789.55)14,937.50729,719.562.08%71.64%
Total current assets745,970.723,253.8713,899.94763,124.531.86%74.91%
Tax-deferred retirement account170,309.361,515.234,882.57176,707.162.87%17.35%
Roth IRA74,464.54(3,897.61)70,566.93-5.23%6.93%
Gold13,369.12275.9313,645.052.06%1.34%
Other non-current assets2,000.00(500.00)0.001,500.000.00%0.15%
Total assets1,006,113.744,269.1015,160.831,025,543.671.51%100.68%
LIABILITIES & EQUITY
Liabilities
Current liabilities533.71(25.00)0.00508.710.05%
Long-term liabilities
Student loan6,398.39(21.76)0.006,376.630.63%
Other non-current liabilities0.000.000.000.000.00%
Total liabilities6,932.10(46.76)0.006,885.340.68%
Equity (net worth)999,181.644,315.8615,160.831,018,658.331.52%100.00%

During July, my net worth increased 1.95% to $1,018,658.33, mainly due to investment gain (1.52%), in addition to net cash inflow (0.43%). My net worth finally surpassed the $1 mil milestone for the first time! This has taken me about 8-9 years starting from zero back in 2008-2009. The first million is indeed the hardest. Hopefully the second million will take me only half the time to get there.

Below is a chart of my net worth since I started tracking on a monthly basis:

My monthly performance against the S & P 500 is shown below:

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2017My Portfolio ReturnS & P 500 TR
Jan2.39%1.90%Good
Feb2.08%3.97%Bad
Mar0.97%0.12%Good
Apr2.22%1.03%Good
May0.01%1.41%Bad
Jun0.59%0.62%Bad
Jul1.52%2.06%Bad
YTD10.17%11.60%Bad

I continued trailing the index this month, making it three months in row now, which is somewhat depressing. The bulk of the underperformance this month can be attributed to the awful performance in my Roth IRA account which has done poorly since I adopted a new strategy, which makes me question the wisdom of the move. I am sticking with it for now but am keeping a watchful eye on it.

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