The time has come for my monthly portfolio update. At the end of every month, I will update my portfolio and comment on any changes. I do that for accountability and also so you may glean some ideas on how I allocate my capital. You have the opportunity to learn from what I do well so you can do the same, as well as what I do poorly, so you will not have to repeat my mistakes.
Follow my real-time portfolio here. Below is a snapshot of my stocks and ETFs portfolio as of 6/30/18:
| Ticker | Shares Held | Cost Basis | Price | Total Invested | Market Value | G/L ($) | G/L (%) | Weight |
| Total | 18748.38033 | $39.99 | $55.33 | $749,722.75 | $1,037,432.56 | $287,709.81 | 38.38% | 100.00% |
| IJR | 1216.82646 | $70.44 | $83.46 | $85,708.15 | $101,556.34 | $15,848.19 | 18.49% | 9.79% |
| BDX | 196.60277 | $97.66 | $239.56 | $19,200.00 | $47,098.16 | $27,898.16 | 145.30% | 4.54% |
| AFL | 751.343 | $26.22 | $43.02 | $19,700.00 | $32,322.78 | $12,622.78 | 64.08% | 3.12% |
| VWO | 733.352 | $39.39 | $42.20 | $28,885.07 | $30,947.45 | $2,062.38 | 7.14% | 2.98% |
| XOM | 357.077421 | $75.61 | $82.73 | $27,000.00 | $29,541.02 | $2,541.02 | 9.41% | 2.85% |
| FOSL | 846 | $15.35 | $26.87 | $12,986.70 | $22,732.02 | $9,745.32 | 75.04% | 2.19% |
| AZO | 33 | $674.61 | $670.93 | $22,262.08 | $22,140.69 | -$121.39 | -0.55% | 2.13% |
| EXC | 491.189 | $27.28 | $42.60 | $13,398.37 | $20,924.65 | $7,526.28 | 56.17% | 2.02% |
| NSC | 134.468 | $75.11 | $150.87 | $10,100.00 | $20,287.19 | $10,187.19 | 100.86% | 1.96% |
| EMR | 288.678692 | $49.88 | $69.14 | $14,400.00 | $19,959.24 | $5,559.24 | 38.61% | 1.92% |
| SPGI | 90.804059 | $45.15 | $203.89 | $4,100.00 | $18,514.04 | $14,414.04 | 351.56% | 1.78% |
| VFC | 227 | $57.56 | $81.52 | $13,066.38 | $18,505.04 | $5,438.66 | 41.62% | 1.78% |
| BMTC | 399.32727 | $26.29 | $46.30 | $10,500.00 | $18,488.85 | $7,988.85 | 76.08% | 1.78% |
| NKE | 231.71638 | $51.88 | $79.68 | $12,021.78 | $18,463.16 | $6,441.38 | 53.58% | 1.78% |
| BRK.B | 92 | $122.05 | $186.65 | $11,228.54 | $17,171.80 | $5,943.26 | 52.93% | 1.66% |
| WMT | 198 | $66.65 | $85.65 | $13,196.52 | $16,958.70 | $3,762.18 | 28.51% | 1.63% |
| DISCA | 529 | $18.79 | $27.50 | $9,941.49 | $14,547.50 | $4,606.01 | 46.33% | 1.40% |
| MSFT | 147 | $40.12 | $98.61 | $5,897.98 | $14,495.67 | $8,597.69 | 145.77% | 1.40% |
| LMT | 44.233058 | $96.91 | $295.43 | $4,286.67 | $13,067.77 | $8,781.10 | 204.85% | 1.26% |
| SON | 245.369 | $37.70 | $52.50 | $9,250.00 | $12,881.87 | $3,631.87 | 39.26% | 1.24% |
| UL | 229 | $41.80 | $55.28 | $9,572.56 | $12,659.12 | $3,086.56 | 32.24% | 1.22% |
| GILD | 174 | $75.87 | $70.84 | $13,202.24 | $12,326.16 | -$876.08 | -6.64% | 1.19% |
| INTC | 245 | $27.34 | $49.71 | $6,698.92 | $12,178.95 | $5,480.03 | 81.80% | 1.17% |
| AZN | 344 | $22.08 | $35.11 | $7,597.10 | $12,077.84 | $4,480.74 | 58.98% | 1.16% |
| SRCL | 175 | $72.43 | $65.29 | $12,675.29 | $11,425.75 | -$1,249.54 | -9.86% | 1.10% |
| GWW | 37 | $169.75 | $308.40 | $6,280.76 | $11,410.80 | $5,130.04 | 81.68% | 1.10% |
| YORW | 356.151 | $23.45 | $31.80 | $8,350.00 | $11,325.60 | $2,975.60 | 35.64% | 1.09% |
| MCD | 72 | $104.07 | $156.69 | $7,493.25 | $11,281.68 | $3,788.43 | 50.56% | 1.09% |
| AYI | 96.412268 | $138.18 | $115.87 | $13,321.94 | $11,171.29 | -$2,150.65 | -16.14% | 1.08% |
| UHS | 95 | $111.67 | $111.44 | $10,608.60 | $10,586.80 | -$21.80 | -0.21% | 1.02% |
| SNY | 259.25 | $39.34 | $40.01 | $10,200.00 | $10,372.59 | $172.59 | 1.69% | 1.00% |
| RL | 76 | $90.84 | $125.72 | $6,904.03 | $9,554.72 | $2,650.69 | 38.39% | 0.92% |
| NVS | 125.016 | $73.59 | $75.54 | $9,200.00 | $9,443.71 | $243.71 | 2.65% | 0.91% |
| VMI | 61.619 | $129.02 | $150.75 | $7,950.00 | $9,289.06 | $1,339.06 | 16.84% | 0.90% |
| GIS | 206.052 | $44.16 | $44.26 | $9,100.00 | $9,119.86 | $19.86 | 0.22% | 0.88% |
| CVS | 130 | $76.59 | $64.35 | $9,956.81 | $8,365.50 | -$1,591.31 | -15.98% | 0.81% |
| ESLT | 70 | $36.86 | $118.74 | $2,580.05 | $8,311.80 | $5,731.75 | 222.16% | 0.80% |
| PEG | 153.485 | $28.99 | $54.14 | $4,450.00 | $8,309.68 | $3,859.68 | 86.73% | 0.80% |
| ATGE | 167 | $22.09 | $48.10 | $3,688.64 | $8,032.70 | $4,344.06 | 117.77% | 0.77% |
| PEP | 73.412314 | $79.48 | $108.87 | $5,834.51 | $7,992.40 | $2,157.89 | 36.98% | 0.77% |
| DIS | 73.67066 | $96.60 | $104.81 | $7,116.53 | $7,721.42 | $604.89 | 8.50% | 0.74% |
| KO | 176 | $41.89 | $43.86 | $7,372.00 | $7,719.36 | $347.36 | 4.71% | 0.74% |
| NVO | 163 | $38.92 | $46.12 | $6,344.74 | $7,517.56 | $1,172.82 | 18.48% | 0.72% |
| ESRX | 97 | $59.56 | $77.21 | $5,777.57 | $7,489.37 | $1,711.80 | 29.63% | 0.72% |
| BUD | 74 | $107.48 | $100.76 | $7,953.63 | $7,456.24 | -$497.39 | -6.25% | 0.72% |
| FOX | 146 | $25.60 | $49.27 | $3,736.97 | $7,193.42 | $3,456.45 | 92.49% | 0.69% |
| CSX | 108 | $21.04 | $63.78 | $2,272.36 | $6,888.24 | $4,615.88 | 203.13% | 0.66% |
| GPS | 200 | $20.99 | $32.39 | $4,197.60 | $6,478.00 | $2,280.40 | 54.33% | 0.62% |
| PG | 81.38 | $63.71 | $78.06 | $5,184.62 | $6,352.52 | $1,167.90 | 22.53% | 0.61% |
| BEN | 196 | $35.11 | $32.05 | $6,880.90 | $6,281.80 | -$599.10 | -8.71% | 0.61% |
| CAH | 126 | $59.00 | $48.83 | $7,434.11 | $6,152.58 | -$1,281.53 | -17.24% | 0.59% |
| LUKOY | 89 | $49.38 | $68.93 | $4,394.91 | $6,134.77 | $1,739.86 | 39.59% | 0.59% |
| VIG | 60 | $59.80 | $101.62 | $3,587.92 | $6,097.20 | $2,509.28 | 69.94% | 0.59% |
| CTSH | 75 | $53.00 | $78.99 | $3,975.00 | $5,924.25 | $1,949.25 | 49.04% | 0.57% |
| AAN | 133 | $22.62 | $43.45 | $3,008.06 | $5,778.85 | $2,770.79 | 92.11% | 0.56% |
| VEA | 127.45196 | $30.90 | $42.90 | $3,938.54 | $5,467.69 | $1,529.15 | 38.83% | 0.53% |
| BBBY | 271 | $27.55 | $19.93 | $7,464.80 | $5,401.03 | -$2,063.77 | -27.65% | 0.52% |
| RBCAA | 118 | $21.26 | $45.30 | $2,508.83 | $5,345.40 | $2,836.57 | 113.06% | 0.52% |
| HSIC | 72 | $73.05 | $72.64 | $5,259.85 | $5,230.08 | -$29.77 | -0.57% | 0.50% |
| FISV | 69.42666 | $53.17 | $74.09 | $3,691.54 | $5,143.82 | $1,452.28 | 39.34% | 0.50% |
| HPQ | 220 | $8.89 | $22.69 | $1,956.29 | $4,991.80 | $3,035.51 | 155.17% | 0.48% |
| SAN | 931 | $6.29 | $5.34 | $5,855.94 | $4,971.54 | -$884.40 | -15.10% | 0.48% |
| SBRCY | 346 | $6.18 | $14.36 | $2,137.25 | $4,968.56 | $2,831.31 | 132.47% | 0.48% |
| AN | 101 | $46.53 | $48.58 | $4,700.00 | $4,906.58 | $206.58 | 4.40% | 0.47% |
| K | 64.347 | $50.41 | $69.87 | $3,243.58 | $4,495.92 | $1,252.34 | 38.61% | 0.43% |
| TIF | 33 | $60.25 | $131.60 | $1,988.40 | $4,342.80 | $2,354.40 | 118.41% | 0.42% |
| PII | 34 | $76.53 | $122.18 | $2,602.00 | $4,154.12 | $1,552.12 | 59.65% | 0.40% |
| DGS | 83.77 | $44.07 | $47.69 | $3,691.36 | $3,994.99 | $303.63 | 8.23% | 0.39% |
| JNJ | 32 | $61.42 | $121.34 | $1,965.54 | $3,882.88 | $1,917.34 | 97.55% | 0.37% |
| DPS | 31.622903 | $98.03 | $122.00 | $3,100.00 | $3,857.99 | $757.99 | 24.45% | 0.37% |
| BVN | 282 | $9.23 | $13.63 | $2,601.60 | $3,843.66 | $1,242.06 | 47.74% | 0.37% |
| CEO | 21.66 | $144.63 | $171.24 | $3,132.74 | $3,709.06 | $576.32 | 18.40% | 0.36% |
| FNDE | 129.85 | $24.59 | $27.68 | $3,193.03 | $3,594.25 | $401.22 | 12.57% | 0.35% |
| CHL | 77.42 | $47.44 | $44.39 | $3,672.95 | $3,436.67 | -$236.28 | -6.43% | 0.33% |
| CVX | 27 | $86.38 | $126.43 | $2,332.19 | $3,413.61 | $1,081.42 | 46.37% | 0.33% |
| SAM | 11 | $133.65 | $299.70 | $1,470.10 | $3,296.70 | $1,826.60 | 124.25% | 0.32% |
| UNP | 23.181796 | $120.78 | $141.68 | $2,800.00 | $3,284.40 | $484.40 | 17.30% | 0.32% |
| HPE | 220 | $9.77 | $14.61 | $2,150.40 | $3,214.20 | $1,063.80 | 49.47% | 0.31% |
| RHHBY | 112 | $30.80 | $27.63 | $3,449.74 | $3,094.56 | -$355.18 | -10.30% | 0.30% |
| OMC | 40.333 | $70.83 | $76.27 | $2,856.62 | $3,076.20 | $219.58 | 7.69% | 0.30% |
| DE | 21 | $74.65 | $139.80 | $1,567.56 | $2,935.80 | $1,368.24 | 87.28% | 0.28% |
| PAYX | 42.245 | $31.96 | $68.35 | $1,350.00 | $2,887.45 | $1,537.45 | 113.88% | 0.28% |
| DHR | 29 | $79.24 | $98.68 | $2,298.10 | $2,861.72 | $563.62 | 24.53% | 0.28% |
| CELG | 36 | $85.18 | $79.42 | $3,066.64 | $2,859.12 | -$207.52 | -6.77% | 0.28% |
| WELL | 39.8357 | $52.72 | $62.69 | $2,100.00 | $2,497.30 | $397.30 | 18.92% | 0.24% |
| WLK | 23 | $44.00 | $107.63 | $1,012.00 | $2,475.49 | $1,463.49 | 144.61% | 0.24% |
| ORLY | 9 | $189.26 | $273.57 | $1,703.36 | $2,462.13 | $758.77 | 44.55% | 0.24% |
| HBI | 111 | $19.26 | $22.02 | $2,137.80 | $2,444.22 | $306.42 | 14.33% | 0.24% |
| TGT | 32 | $59.00 | $76.12 | $1,887.92 | $2,435.84 | $547.92 | 29.02% | 0.23% |
| OAOFY | 38 | $28.59 | $64.10 | $1,086.23 | $2,435.80 | $1,349.57 | 124.24% | 0.23% |
| LLY | 28 | $35.93 | $85.33 | $1,006.02 | $2,389.24 | $1,383.22 | 137.49% | 0.23% |
| IBM | 17 | $133.64 | $139.70 | $2,271.92 | $2,374.90 | $102.98 | 4.53% | 0.23% |
| SHPG | 14 | $138.00 | $168.80 | $1,932.00 | $2,363.20 | $431.20 | 22.32% | 0.23% |
| OGS | 30.463 | $32.83 | $74.74 | $1,000.00 | $2,276.80 | $1,276.80 | 127.68% | 0.22% |
| CARO | 50 | $8.91 | $42.92 | $445.30 | $2,146.00 | $1,700.70 | 381.92% | 0.21% |
| NNN | 48.713 | $41.06 | $43.96 | $2,000.00 | $2,141.42 | $141.42 | 7.07% | 0.21% |
| DLTR | 25 | $76.92 | $85.00 | $1,923.08 | $2,125.00 | $201.92 | 10.50% | 0.20% |
| PPL | 73.506 | $22.81 | $28.55 | $1,676.52 | $2,098.60 | $422.08 | 25.18% | 0.20% |
| KSS | 28 | $43.64 | $72.90 | $1,221.96 | $2,041.20 | $819.24 | 67.04% | 0.20% |
| BP | 44 | $39.34 | $45.66 | $1,731.17 | $2,009.04 | $277.87 | 16.05% | 0.19% |
| WBA | 33 | $36.78 | $60.02 | $1,213.89 | $1,980.66 | $766.77 | 63.17% | 0.19% |
| CERN | 32.70659 | $52.78 | $59.79 | $1,726.40 | $1,955.53 | $229.13 | 13.27% | 0.19% |
| TLK | 72 | $16.17 | $26.01 | $1,164.01 | $1,872.72 | $708.71 | 60.89% | 0.18% |
| SBS | 307 | $4.92 | $6.01 | $1,510.38 | $1,845.07 | $334.69 | 22.16% | 0.18% |
| MPC | 26 | $18.83 | $70.16 | $489.68 | $1,824.16 | $1,334.48 | 272.52% | 0.18% |
| STRA | 16 | $48.00 | $113.01 | $768.00 | $1,808.16 | $1,040.16 | 135.44% | 0.17% |
| WFC | 32 | $45.86 | $55.44 | $1,467.50 | $1,774.08 | $306.58 | 20.89% | 0.17% |
| GGG | 39 | $24.33 | $45.22 | $949.00 | $1,763.58 | $814.58 | 85.84% | 0.17% |
| TROW | 15 | $67.00 | $116.09 | $1,005.00 | $1,741.35 | $736.35 | 73.27% | 0.17% |
| RHI | 26 | $36.06 | $65.10 | $937.56 | $1,692.60 | $755.04 | 80.53% | 0.16% |
| SGTZY | 371 | $6.45 | $4.47 | $2,392.73 | $1,658.37 | -$734.36 | -30.69% | 0.16% |
| SJI | 48.8406 | $23.55 | $33.47 | $1,150.00 | $1,634.69 | $484.69 | 42.15% | 0.16% |
| NTR | 30 | $56.37 | $54.38 | $1,691.06 | $1,631.40 | -$59.66 | -3.53% | 0.16% |
| BMS | 38.29 | $44.40 | $42.21 | $1,700.00 | $1,616.22 | -$83.78 | -4.93% | 0.16% |
| BIIB | 5.41473 | $255.28 | $290.24 | $1,382.28 | $1,571.57 | $189.29 | 13.69% | 0.15% |
| AXP | 16 | $59.77 | $98.00 | $956.29 | $1,568.00 | $611.71 | 63.97% | 0.15% |
| TESS | 88.983 | $8.99 | $17.30 | $800.00 | $1,539.41 | $739.41 | 92.43% | 0.15% |
| HFC | 22 | $23.50 | $68.43 | $517.00 | $1,505.46 | $988.46 | 191.19% | 0.15% |
| IMBBY | 40 | $43.38 | $37.14 | $1,735.34 | $1,485.60 | -$249.74 | -14.39% | 0.14% |
| DXC | 18 | $26.20 | $80.61 | $471.58 | $1,450.98 | $979.40 | 207.68% | 0.14% |
| CICHY | 73 | $13.64 | $18.32 | $995.73 | $1,337.36 | $341.63 | 34.31% | 0.13% |
| BF.B | 27 | $36.31 | $49.01 | $980.36 | $1,323.27 | $342.91 | 34.98% | 0.13% |
| CHKP | 13 | $74.85 | $97.68 | $973.05 | $1,269.84 | $296.79 | 30.50% | 0.12% |
| AEO | 54 | $11.93 | $23.25 | $644.35 | $1,255.50 | $611.15 | 94.85% | 0.12% |
| RLI | 18.944 | $63.34 | $66.19 | $1,200.00 | $1,253.90 | $53.90 | 4.49% | 0.12% |
| VSS | 10 | $87.82 | $115.41 | $878.20 | $1,154.10 | $275.90 | 31.42% | 0.11% |
| EGOV | 74 | $14.42 | $15.55 | $1,067.00 | $1,150.70 | $83.70 | 7.84% | 0.11% |
| MDLZ | 27 | $17.63 | $41.00 | $475.90 | $1,107.00 | $631.10 | 132.61% | 0.11% |
| GPC | 12 | $80.00 | $91.79 | $960.00 | $1,101.48 | $141.48 | 14.74% | 0.11% |
| MRK | 17 | $34.30 | $60.70 | $583.18 | $1,031.90 | $448.72 | 76.94% | 0.10% |
| SCL | 13 | $38.46 | $78.01 | $499.98 | $1,014.13 | $514.15 | 102.83% | 0.10% |
| BCMXY | 52 | $16.07 | $19.32 | $835.50 | $1,004.64 | $169.14 | 20.24% | 0.10% |
| LB | 27 | $37.56 | $36.88 | $1,014.15 | $995.76 | -$18.39 | -1.81% | 0.10% |
| NWL | 36 | $27.48 | $25.79 | $989.20 | $928.44 | -$60.76 | -6.14% | 0.09% |
| AAPL | 5 | $94.64 | $185.11 | $473.20 | $925.55 | $452.35 | 95.59% | 0.09% |
| CMP | 14 | $69.00 | $65.75 | $966.00 | $920.50 | -$45.50 | -4.71% | 0.09% |
| MYTAY | 124 | $13.18 | $7.10 | $1,633.71 | $880.40 | -$753.31 | -46.11% | 0.08% |
| GE | 64 | $15.65 | $13.61 | $1,001.50 | $871.04 | -$130.46 | -13.03% | 0.08% |
| RAVN | 22 | $22.60 | $38.45 | $497.20 | $845.90 | $348.70 | 70.13% | 0.08% |
| AAP | 6 | $89.01 | $135.70 | $534.06 | $814.20 | $280.14 | 52.45% | 0.08% |
| SB | 233 | $7.99 | $3.40 | $1,861.40 | $792.20 | -$1,069.20 | -57.44% | 0.08% |
| EFSI | 22 | $22.85 | $35.99 | $502.70 | $791.78 | $289.08 | 57.51% | 0.08% |
| TSCO | 10 | $49.99 | $76.49 | $499.90 | $764.90 | $265.00 | 53.01% | 0.07% |
| ARLP | 41 | $26.68 | $18.35 | $1,094.01 | $752.35 | -$341.66 | -31.23% | 0.07% |
| PB | 11 | $45.43 | $68.36 | $499.73 | $751.96 | $252.23 | 50.47% | 0.07% |
| PNW | 9.246747 | $33.63 | $80.56 | $311.00 | $744.92 | $433.92 | 139.52% | 0.07% |
| AMGN | 4 | $141.00 | $184.59 | $564.00 | $738.36 | $174.36 | 30.91% | 0.07% |
| ICE | 10 | $16.67 | $73.55 | $166.66 | $735.50 | $568.84 | 341.32% | 0.07% |
| MCK | 5.26755 | $147.82 | $133.40 | $778.65 | $702.69 | -$75.96 | -9.76% | 0.07% |
| TLSYY | 72 | $14.78 | $9.74 | $1,064.26 | $701.28 | -$362.98 | -34.11% | 0.07% |
| WAT | 3.60649 | $198.22 | $193.59 | $714.89 | $698.18 | -$16.71 | -2.34% | 0.07% |
| MA | 3.54612 | $175.20 | $196.52 | $621.27 | $696.88 | $75.61 | 12.17% | 0.07% |
| GOOGL | 0.61669 | $1,085.26 | $1,129.19 | $669.27 | $696.36 | $27.09 | 4.05% | 0.07% |
| V | 5.23783 | $124.01 | $132.45 | $649.53 | $693.75 | $44.22 | 6.81% | 0.07% |
| FFIV | 4 | $116.00 | $172.45 | $464.00 | $689.80 | $225.80 | 48.66% | 0.07% |
| BCPC | 7 | $71.00 | $98.14 | $497.00 | $686.98 | $189.98 | 38.23% | 0.07% |
| WSM | 11 | $44.00 | $61.38 | $484.00 | $675.18 | $191.18 | 39.50% | 0.07% |
| T | 21 | $28.77 | $32.11 | $604.24 | $674.31 | $70.07 | 11.60% | 0.06% |
| IDCBY | 45 | $12.18 | $14.86 | $548.10 | $668.70 | $120.60 | 22.00% | 0.06% |
| TJX | 7 | $69.00 | $95.18 | $483.00 | $666.26 | $183.26 | 37.94% | 0.06% |
| WTR | 17.577574 | $28.45 | $35.18 | $500.00 | $618.38 | $118.38 | 23.68% | 0.06% |
| CPB | 15 | $34.50 | $40.54 | $517.50 | $608.10 | $90.60 | 17.51% | 0.06% |
| RLI | 9 | $57.00 | $66.19 | $513.00 | $595.71 | $82.71 | 16.12% | 0.06% |
| HRL | 16 | $31.00 | $37.21 | $496.00 | $595.36 | $99.36 | 20.03% | 0.06% |
| CCFN | 12 | $39.50 | $48.05 | $474.00 | $576.60 | $102.60 | 21.65% | 0.06% |
| MRO | 27 | $29.92 | $20.86 | $807.79 | $563.22 | -$244.57 | -30.28% | 0.05% |
| BACHY | 45 | $11.00 | $12.36 | $495.00 | $556.20 | $61.20 | 12.36% | 0.05% |
| LANC | 4 | $117.75 | $138.42 | $471.00 | $553.68 | $82.68 | 17.55% | 0.05% |
| CLD | 158 | $9.44 | $3.49 | $1,492.23 | $551.42 | -$940.81 | -63.05% | 0.05% |
| TAP | 8 | $59.90 | $68.04 | $479.20 | $544.32 | $65.12 | 13.59% | 0.05% |
| LKQ | 17 | $29.99 | $31.90 | $509.83 | $542.30 | $32.47 | 6.37% | 0.05% |
| MFGP | 30 | $29.07 | $17.27 | $872.05 | $518.10 | -$353.95 | -40.59% | 0.05% |
| KHC | 8 | $25.41 | $62.82 | $203.28 | $502.56 | $299.28 | 147.23% | 0.05% |
| USB | 10 | $50.25 | $50.02 | $502.50 | $500.20 | -$2.30 | -0.46% | 0.05% |
| NTTYY | 11 | $22.30 | $45.34 | $245.34 | $498.74 | $253.40 | 103.29% | 0.05% |
| TLKGY | 36 | $19.78 | $13.79 | $711.92 | $496.44 | -$215.48 | -30.27% | 0.05% |
| HSY | 5 | $90.47 | $93.06 | $452.35 | $465.30 | $12.95 | 2.86% | 0.04% |
| BCS | 46 | $14.02 | $10.03 | $644.92 | $461.38 | -$183.54 | -28.46% | 0.04% |
| MPLX | 13 | $8.59 | $34.14 | $111.66 | $443.82 | $332.16 | 297.47% | 0.04% |
| ESV | 52 | $9.43 | $7.26 | $490.42 | $377.52 | -$112.90 | -23.02% | 0.04% |
| VST | 15 | $46.73 | $23.66 | $700.93 | $354.90 | -$346.03 | -49.37% | 0.03% |
| TRGP | 7 | $27.35 | $49.49 | $191.42 | $346.43 | $155.01 | 80.98% | 0.03% |
| IEMG | 6.25 | $49.67 | $52.51 | $310.46 | $328.19 | $17.73 | 5.71% | 0.03% |
| ULTA | 1 | $200.00 | $233.46 | $200.00 | $233.46 | $33.46 | 16.73% | 0.02% |
| CPLP | 75 | $8.53 | $3.06 | $639.48 | $229.50 | -$409.98 | -64.11% | 0.02% |
| LGCY | 28 | $15.62 | $6.90 | $437.22 | $193.20 | -$244.02 | -55.81% | 0.02% |
| PRSP | 9 | $7.71 | $20.55 | $69.41 | $184.95 | $115.54 | 166.46% | 0.02% |
| HNNMY | 61 | $6.53 | $2.94 | $398.52 | $179.34 | -$219.18 | -55.00% | 0.02% |
| LYG | 50 | $3.24 | $3.33 | $162.00 | $166.50 | $4.50 | 2.78% | 0.02% |
| GSH | 4.59 | $20.75 | $28.12 | $95.24 | $129.07 | $33.83 | 35.52% | 0.01% |
| VTI | 0.84616 | | $140.43 | | $118.83 | $118.83 | #DIV/0! | 0.01% |
| TSCDY | 11 | $14.33 | $10.13 | $157.63 | $111.43 | -$46.20 | -29.31% | 0.01% |
| MVC | 11 | $8.84 | $9.50 | $97.28 | $104.50 | $7.22 | 7.42% | 0.01% |
| TSS | 1 | $88.87 | $84.52 | $88.87 | $84.52 | -$4.35 | -4.89% | 0.01% |
| AMC | 5 | $18.00 | $15.90 | $90.00 | $79.50 | -$10.50 | -11.67% | 0.01% |
| PTR | 0.97 | $99.24 | $76.27 | $96.26 | $73.98 | -$22.28 | -23.14% | 0.01% |
| QCCO | 113 | $3.63 | $0.62 | $410.25 | $70.06 | -$340.19 | -82.92% | 0.01% |
| OGZPY | 12.8977 | $7.35 | $4.41 | $94.76 | $56.88 | -$37.88 | -39.98% | 0.01% |
| BK | 1 | $25.01 | $53.93 | $25.01 | $53.93 | $28.92 | 115.63% | 0.01% |
| WVVI | 1 | $8.36 | $8.55 | $8.36 | $8.55 | $0.19 | 2.27% | 0.00% |
| BPI | 1 | $17.85 | $6.53 | $17.85 | $6.53 | -$11.32 | -63.42% | 0.00% |
| BKS | 1 | $8.70 | $6.35 | $8.70 | $6.35 | -$2.35 | -27.01% | 0.00% |
| LQD | 0.0502 | | $114.57 | | $5.75 | $5.75 | #DIV/0! | 0.00% |
| VGIT | 0.08233 | | $62.65 | | $5.16 | $5.16 | #DIV/0! | 0.00% |
| TIP | 0.03699 | | $112.87 | | $4.18 | $4.18 | #DIV/0! | 0.00% |
| ALN | 15 | $2.11 | $0.21 | $31.65 | $3.15 | -$28.50 | -90.05% | 0.00% |
| SJNK | 0.09561 | | $27.29 | | $2.61 | $2.61 | #DIV/0! | 0.00% |
| VNQ | 0.01702 | | $81.45 | | $1.39 | $1.39 | #DIV/0! | 0.00% |
| VCSH | 0.00503 | | $78.10 | | $0.39 | $0.39 | #DIV/0! | 0.00% |
| FAZ | -100 | $34.42 | $11.08 | -$3,441.54 | -$1,108.00 | $2,333.54 | 67.81% | -0.11% |
| EDZ | -80 | $53.12 | $51.18 | -$4,249.22 | -$4,094.40 | $154.82 | 3.64% | -0.39% |
| TZA | -550 | $20.03 | $9.37 | -$11,015.32 | -$5,153.50 | $5,861.82 | 53.22% | -0.50% |
| SQQQ | -400 | $21.03 | $14.39 | -$8,412.26 | -$5,756.00 | $2,656.26 | 31.58% | -0.55% |
My transactions in June are as follows:
| Stock | Action | Cost | Price per share | % of Portfolio | Current price | P/L (%) |
| IJR | Add | $2,767.13 | $84.30 | 0.21% | $83.46 | -0.99% |
| AYI | Add | $1,500.00 | $120.35 | 0.11% | $115.87 | -3.72% |
| SNY | Add | $1,014.99 | $38.88 | 0.08% | $40.01 | 2.90% |
| GIS | Add | $700.00 | $42.95 | 0.05% | $44.26 | 3.05% |
| AFL | Add | $591.96 | $45.42 | 0.05% | $43.02 | -5.28% |
| XOM | Add | $583.92 | $81.48 | 0.04% | $82.73 | 1.53% |
| CAH | Add | $508.00 | $50.80 | 0.04% | $48.83 | -3.88% |
| BEN | Add | $444.78 | $31.77 | 0.03% | $32.05 | 0.88% |
| EMR | Add | $337.77 | $73.27 | 0.03% | $69.14 | -5.63% |
| SON | Add | $298.24 | $51.84 | 0.02% | $52.50 | 1.27% |
| BMTC | Add | $285.58 | $47.79 | 0.02% | $46.30 | -3.13% |
| MCK | Add | $272.38 | $138.78 | 0.02% | $133.40 | -3.87% |
| BMS | Add | $210.35 | $43.04 | 0.02% | $42.21 | -1.93% |
| RLI | Add | $203.51 | $68.59 | 0.02% | $66.19 | -3.50% |
| BDX | Add | $200.00 | $227.24 | 0.02% | $239.56 | 5.42% |
| DPS | Add | $200.00 | $121.58 | 0.02% | $122.00 | 0.35% |
| NVS | Add | $200.00 | $74.63 | 0.02% | $75.54 | 1.22% |
| OMC | Add | $200.00 | $74.49 | 0.02% | $76.27 | 2.39% |
| UNP | Add | $200.00 | $146.35 | 0.02% | $141.68 | -3.19% |
| VMI | Add | $200.00 | $152.21 | 0.02% | $150.75 | -0.96% |
| YORW | Add | $200.00 | $31.45 | 0.02% | $31.80 | 1.11% |
| WAT | Add | $172.59 | $195.14 | 0.01% | $193.59 | -0.79% |
| CERN | Add | $171.96 | $59.90 | 0.01% | $59.79 | -0.19% |
| EXC | Add | $166.30 | $39.99 | 0.01% | $42.60 | 6.54% |
| BIIB | Add | $165.97 | $294.63 | 0.01% | $290.24 | -1.49% |
| FISV | Add | $165.73 | $74.22 | 0.01% | $74.09 | -0.18% |
| V | Add | $158.17 | $133.69 | 0.01% | $132.45 | -0.93% |
| DIS | Add | $156.38 | $101.77 | 0.01% | $104.81 | 2.98% |
| MA | Add | $132.99 | $197.74 | 0.01% | $196.52 | -0.62% |
| GOOGL | Add | $131.17 | $1,143.79 | 0.01% | $1,129.19 | -1.28% |
| NSC | Add | $96.37 | $155.94 | 0.01% | $150.87 | -3.25% |
| NKE | Add | $87.68 | $74.51 | 0.01% | $79.68 | 6.94% |
| SPGI | Add | $45.29 | $207.07 | 0.00% | $203.89 | -1.54% |
| K | Add | $32.33 | $67.07 | 0.00% | $69.87 | 4.17% |
| OGS | Add | $13.93 | $74.49 | 0.00% | $74.74 | 0.33% |
| PNW | Add | $6.37 | $78.44 | 0.00% | $80.56 | 2.70% |
| WTR | Add | $3.58 | $32.93 | 0.00% | $35.18 | 6.82% |
| VEA | Add | $1.37 | $42.69 | 0.00% | $42.90 | 0.49% |
| VWO | Add | $0.88 | $41.30 | 0.00% | $42.20 | 2.19% |
| TIP | Add | $0.06 | $113.21 | 0.00% | $112.87 | -0.30% |
| SJNK | Reduce | -$0.08 | $26.67 | 0.00% | $27.29 | -2.34% |
| VNQ | Reduce | -$0.09 | $82.57 | 0.00% | $81.45 | 1.35% |
| LQD | Reduce | -$0.17 | $116.44 | 0.00% | $114.57 | 1.60% |
| VTI | Reduce | -$0.54 | $139.53 | 0.00% | $140.43 | -0.64% |
| EXC | Reduce | -$4,100.00 | $41.00 | -0.31% | $42.60 | -3.90% |
| Bought | $12,827.73 | | 0.98% | | -0.72% |
| Sold | -$4,100.88 | | -0.31% | | -3.90% |
| Net | $8,726.85 | | 0.67% | | -2.89% |
| | | | | | |
| | | | | | |
| Bonds | -$0.19 | | | | |
| Stocks | $8,727.04 | | | | |
Purchases
I bought more IJR as part of a portfolio allocation move. I like IJR because it tracks a small-cap index S&P 600 which is smaller than other indices tracked by other small-cap ETFs like VB and SCHA. IJR also has a low dividend yield which helps save me money when it comes to taxes.
I also bought more AYI, SNY, GIS, CAH, BEN near 52-week lows.
The rest are part of my monthly investment plans and DRIPs.
Sales
I sold 100 shares of EXC due to exercise of a put option I sold, as EXC rallied past my option strike price. This is not the best scenario, especially as EXC has continued to go up, but I can probably put the money to better use elsewhere than in a slow-growth utility stock with high dividend yield, which means high tax liability.
Overall my transactions this month are down 2.89% of $8727.04 net cash inflow. My timing was poor this month, but hopefully over time it will even out.
Here is how my assets, liabilities, and net worth have changed over the past month:
| Beginning balance
on 6/1/2018 | + Cash inflow
/(outflow) | + $ P/L | = Ending Balance
on 6/30/2018 | % P/L | % Equity |
| ASSETS | | | | | | |
| Current assets | | | | | | |
| Cash | 16,977.51 | 5,067.41 | 0.00 | 22,044.92 | 0.00% | 1.69% |
| Bonds | 12,014.84 | (611.75) | 114.67 | 11,517.76 | 0.95% | 0.88% |
| Stocks | 922,367.72 | 7,202.61 | 17,707.35 | 947,277.68 | 1.92% | 72.45% |
| Total current assets | 951,360.07 | 11,658.27 | 17,822.02 | 980,840.36 | 1.87% | 75.01% |
| Tax-deferred retirement account | 203,192.75 | 1,628.81 | (2,123.95) | 202,697.61 | -1.05% | 15.50% |
| Roth IRA | 89,500.14 | | 669.60 | 90,169.74 | 0.75% | 6.90% |
| Home | 40,753.00 | | 227.00 | 40,980.00 | 0.56% | 3.13% |
| Gold | 13,945.32 | | (451.91) | 13,493.41 | -3.24% | 1.03% |
| Other non-current assets | 0.00 | 0.00 | 0.00 | 0.00 | | 0.00% |
| Total assets | 1,298,751.28 | 13,287.08 | 16,142.76 | 1,328,181.12 | 1.24% | 101.58% |
| LIABILITIES & EQUITY | | | | | | |
| Liabilities | | | | | | |
| Current liabilities | 14,606.29 | (94.00) | 0.00 | 14,512.29 | | 1.11% |
| Long-term liabilities | | | | | | |
| Student loan | 6,149.48 | (22.73) | 0.00 | 6,126.75 | | 0.47% |
| Other non-current liabilities | 0.00 | 0.00 | 0.00 | 0.00 | | 0.00% |
| Total liabilities | 20,755.77 | (116.73) | 0.00 | 20,639.04 | | 1.58% |
| Equity (net worth) | 1,277,995.51 | 13,403.81 | 16,142.76 | 1,307,542.08 | 1.26% | 100.00% |
Cash: Most of this sits in my savings and brokerage accounts, with a little bit in checking account just enough to pay bills. My cash balance built up this month as I did not invest all my cash inflow from work.
Bonds: Most of my bonds are in Groundfloor limited recourse obligations (LROs), which are senior secured balloon loans for house flippers. I receive low double digit returns on these loans, which is pretty good. I still have a little over 1k in LendingClub loans, which I slowly winding down (no new investments and withdrawing any cash from interest and principal repayments). I have hold a trivial amount in bond ETFs as part of a robo portfolio experiment with WiseBanyan.
Stocks: This is the bulk of my net worth, held in taxable accounts to fund my early retirement. Some are held in brokerage accounts while others are in direct stock purchase plans (DSPPs).
Tax-deferred retirement account: This is my retirement account associated with my work, not to be touched till after age 59 1/2. Currently it is invested all in an index fund that tracks the EAFE. I could also have invested in US stock indices and bonds, but these latter options offer poor return prospects compared to foreign stocks at this point, so I decided to keep it simple and just do 100% in EAFE for overall diversification, given that foreign stocks tend to be less tax efficient to hold in taxable accounts. This account lost money this month as EAFE got hammered amid fears of trade wars.
Roth IRA: This is currently all invested in IJR to keep things simple.
Home: Home value is from Zillow's Z-estimate, taken at the end of each month. Apparently my home value increased 0.56% this month.
Gold: I currently have 10.77 troy oz of gold coins as part of my coin collection. Each month I multiply that by the spot gold price. I do not plan on adding to this any time soon, unless gold breaks below $800, then I will likely add some. If below $500, I will almost certainly add some. I do not plan on ever selling though.
Other non-current assets: None at the moment to be conservative. I could include assets like furniture, car, clothes, books, stamps, coins, etc. However, since these assets are not income-producing and can also be a liability as some of them require cash expenditure to replace them, I choose not to include them here.
Current liabilities: These are accounts I owe and due within 12 months. I took advantage of interest free loans from 0% APR promo credit card offers.
Student loan: This is loan I took out for college at a low 2.5% interest rate. It was variable interest until I consolidated it last year and locked in a fixed 2.5% rate for 10 years in a graduated repayment plan. I am certainly in hurry to pay it back given such low interest rates. The extra leverage this affords helps to grow my money faster. My currently monthly payment is only $35.70, of which $22.73 is applied toward principal which lowers the loan balance.
Other liabilities: None at the moment.
Net worth: Overall, my net worth increased 2.31% to $1,307,542.08, due to net cash inflow (1.05%) and investment gain (1.26%).
Below is a chart of my net worth since I started tracking on a monthly basis:
My monthly performance against the S&P 500 is shown below:
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| 2018 | My Portfolio Return | S&P 500 TR | |
| Jan | 5.51% | 5.73% | Bad |
| Feb | -4.67% | -3.69% | Bad |
| Mar | -0.39% | -2.54% | Good |
| Apr | 1.03% | 0.38% | Good |
| May | 0.99% | 2.41% | Bad |
| Jun | 1.26% | 0.62% | Good |
| YTD | 3.51% | 2.65% | Good |
June was a good month for me relative to the index, more than doubling the index's return, much to my surprise. YTD I am now up 3.51% while the index is 2.65%. It remains a tight race at half time.
Thanks for reading!
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