Portfolio Update July 2019: Bought 22 Stocks (9 New Buys!) and Sold 3

The time has come for my monthly portfolio update. At the end of every month, I will update my portfolio and comment on any changes. I do that for accountability and also so you may glean some ideas on how I allocate my capital. You have the opportunity to learn from what I do well so you can do the same, as well as what I do poorly, so you will not have to repeat my mistakes.

Follow my real-time portfolio here. Below is a snapshot of my stocks and ETFs portfolio as of 7/31/19:

Ticker	Shares Held	Cost Basis	Price	Total Invested	Market Value	G/L ($)	G/L (%)	Weight	Div/sh	Dividend	Yield	YOC
Total	17640.67474	$52.59	$75.30	$927,780.31	$1,328,378.69	$400,598.38	43.18%	100.00%		$19,666.32	1.48%	2.12%
IJR	1314	$70.94	$79.21	$93,213.45	$104,081.94	$10,868.49	11.66%	7.84%	$1.12	$1,465.11	1.41%	1.57%
BIIB	293.0085	$244.66	$237.82	$71,687.42	$69,683.28	-$2,004.14	-2.80%	5.25%	$0.00	$0.00	0.00%	0.00%
BDX	198.014047	$97.97	$252.80	$19,400.00	$50,057.95	$30,657.95	158.03%	3.77%	$3.08	$609.88	1.22%	3.14%
CI	268	$156.06	$169.92	$41,823.28	$45,538.56	$3,715.28	8.88%	3.43%	$0.04	$10.72	0.02%	0.03%
AZO	39.69375	$694.66	$1,123.04	$27,573.59	$44,577.67	$17,004.08	61.67%	3.36%	$0.00	$0.00	0.00%	0.00%
AFL	790.6242	$26.18	$52.64	$20,700.00	$41,618.46	$20,918.46	101.06%	3.13%	$1.08	$853.87	2.05%	4.12%
BRK.B	161.55234	$157.84	$205.43	$25,498.69	$33,187.70	$7,689.01	30.15%	2.50%	$0.00	$0.00	0.00%	0.00%
VWO	733	$39.20	$41.76	$28,730.10	$30,610.08	$1,879.98	6.54%	2.30%	$1.04	$762.32	2.49%	2.65%
XOM	384.10799	$72.64	$74.36	$27,900.00	$28,562.27	$662.27	2.37%	2.15%	$3.48	$1,336.70	4.68%	4.79%
NSC	136.977	$73.74	$191.12	$10,100.00	$26,179.04	$16,079.04	159.20%	1.97%	$3.44	$471.20	1.80%	4.67%
AN	536	$37.84	$48.68	$20,282.14	$26,092.48	$5,810.34	28.65%	1.96%	$0.00	$0.00	0.00%	0.00%
SRCL	557	$55.23	$45.96	$30,763.27	$25,599.72	-$5,163.55	-16.78%	1.93%	$0.00	$0.00	0.00%	0.00%
BKNG	12.14009	$1,699.43	$1,886.61	$20,631.23	$22,903.62	$2,272.39	11.01%	1.72%	$0.00	$0.00	0.00%	0.00%
EXC	505.872	$26.41	$45.06	$13,359.77	$22,794.59	$9,434.82	70.62%	1.72%	$1.45	$733.51	3.22%	5.49%
SPGI	92.60842	$46.43	$244.95	$4,300.00	$22,684.43	$18,384.43	427.54%	1.71%	$2.28	$211.15	0.93%	4.91%
WMT	198	$69.34	$110.38	$13,728.34	$21,855.24	$8,126.90	59.20%	1.65%	$2.08	$411.84	1.88%	3.00%
CERN	302.40417	$51.42	$71.65	$15,548.43	$21,667.26	$6,118.83	39.35%	1.63%	$0.72	$217.73	1.00%	1.40%
MSFT	147	$40.09	$136.27	$5,893.41	$20,031.69	$14,138.28	239.90%	1.51%	$1.84	$270.48	1.35%	4.59%
VFC	227	$54.02	$87.39	$12,262.27	$19,837.53	$7,575.26	61.78%	1.49%	$2.04	$463.08	2.33%	3.78%
AYI	147.59448	$133.63	$134.22	$19,722.34	$19,810.13	$87.79	0.45%	1.49%	$0.52	$76.75	0.39%	0.39%
EMR	302.832546	$48.87	$64.88	$14,800.00	$19,647.78	$4,847.78	32.76%	1.48%	$1.96	$593.55	3.02%	4.01%
NKE	223	$51.28	$86.03	$11,435.52	$19,184.69	$7,749.17	67.76%	1.44%	$0.88	$196.24	1.02%	1.72%
DIS	115	$81.18	$143.01	$9,335.99	$16,446.15	$7,110.16	76.16%	1.24%	$1.76	$202.40	1.23%	2.17%
YORW	446.077	$24.55	$35.97	$10,950.00	$16,045.39	$5,095.39	46.53%	1.21%	$0.69	$307.79	1.92%	2.81%
DISCA	529	$18.79	$30.31	$9,941.49	$16,033.99	$6,092.50	61.28%	1.21%	$0.00	$0.00	0.00%	0.00%
LMT	44.233058	$105.15	$362.17	$4,651.18	$16,019.89	$11,368.71	244.43%	1.21%	$8.80	$389.25	2.43%	8.37%
SON	259.9598	$37.12	$60.03	$9,650.00	$15,605.39	$5,955.39	61.71%	1.17%	$1.72	$447.13	2.87%	4.63%
BMTC	417.740155	$26.09	$37.08	$10,900.00	$15,489.80	$4,589.80	42.11%	1.17%	$1.00	$417.74	2.70%	3.83%
MCD	72	$104.07	$210.72	$7,493.25	$15,171.84	$7,678.59	102.47%	1.14%	$4.64	$334.08	2.20%	4.46%
FISV	140.02897	$63.84	$105.43	$8,939.75	$14,763.25	$5,823.50	65.14%	1.11%	$0.00	$0.00	0.00%	0.00%
DLTR	142.07538	$83.62	$101.75	$11,880.77	$14,456.17	$2,575.40	21.68%	1.09%	$0.00	$0.00	0.00%	0.00%
UHS	95	$111.67	$150.86	$10,608.60	$14,331.70	$3,723.10	35.10%	1.08%	$0.40	$38.00	0.27%	0.36%
UL	229	$41.80	$60.12	$9,572.56	$13,767.48	$4,194.92	43.82%	1.04%	$1.79	$409.91	2.98%	4.28%
GIS	248.667	$42.23	$53.11	$10,500.00	$13,206.70	$2,706.70	25.78%	0.99%	$1.96	$487.39	3.69%	4.64%
INTC	245	$27.23	$50.55	$6,670.35	$12,384.75	$5,714.40	85.67%	0.93%	$1.20	$294.00	2.37%	4.41%
NVS	135.153	$63.01	$91.58	$8,516.58	$12,377.31	$3,860.73	45.33%	0.93%	$2.94	$397.35	3.21%	4.67%
VMI	85.248	$127.28	$137.60	$10,850.00	$11,730.12	$880.12	8.11%	0.88%	$1.50	$127.87	1.09%	1.18%
SNY	278.413	$38.07	$41.70	$10,600.00	$11,609.82	$1,009.82	9.53%	0.87%	$1.86	$517.85	4.46%	4.89%
ESLT	70	$36.40	$159.60	$2,547.95	$11,172.00	$8,624.05	338.47%	0.84%	$1.76	$123.20	1.10%	4.84%
GWW	37	$169.75	$291.03	$6,280.76	$10,768.11	$4,487.35	71.45%	0.81%	$5.44	$201.28	1.87%	3.20%
LH	61.08066	$142.63	$167.52	$8,711.97	$10,232.23	$1,520.26	17.45%	0.77%	$0.00	$0.00	0.00%	0.00%
PG	81.38	$63.71	$118.04	$5,184.62	$9,606.10	$4,421.48	85.28%	0.72%	$2.87	$233.56	2.43%	4.50%
PEP	73.892185	$78.96	$127.81	$5,834.51	$9,444.16	$3,609.65	61.87%	0.71%	$3.82	$282.27	2.99%	4.84%
BABA	54	$164.53	$173.11	$8,884.58	$9,347.94	$463.36	5.22%	0.70%	$0.00	$0.00	0.00%	0.00%
PEG	159.961	$27.82	$57.15	$4,450.00	$9,141.77	$4,691.77	105.43%	0.69%	$1.88	$300.73	3.29%	6.76%
HSIC	136	$58.32	$66.54	$7,930.94	$9,049.44	$1,118.50	14.10%	0.68%	$0.00	$0.00	0.00%	0.00%
TCEHY	190	$40.78	$46.50	$7,748.04	$8,835.00	$1,086.96	14.03%	0.67%	$0.01	$1.90	0.02%	0.02%
AAN	133	$22.62	$63.05	$3,008.06	$8,385.65	$5,377.59	178.77%	0.63%	$0.14	$18.62	0.22%	0.62%
CHKP	74.8026	$103.50	$111.95	$7,741.71	$8,374.15	$632.44	8.17%	0.63%	$0.00	$0.00	0.00%	0.00%
RL	76	$90.84	$104.23	$6,904.03	$7,921.48	$1,017.45	14.74%	0.60%	$2.50	$190.00	2.40%	2.75%
LKQ	294	$26.24	$26.93	$7,714.58	$7,917.42	$202.84	2.63%	0.60%	$0.00	$0.00	0.00%	0.00%
ATGE	167	$22.11	$47.37	$3,692.65	$7,910.79	$4,218.14	114.23%	0.60%	$0.00	$0.00	0.00%	0.00%
NVO	163	$38.92	$47.92	$6,344.74	$7,810.96	$1,466.22	23.11%	0.59%	$1.27	$207.01	2.65%	3.26%
CSX	108	$20.96	$70.40	$2,263.24	$7,603.20	$5,339.96	235.94%	0.57%	$0.88	$95.04	1.25%	4.20%
FFIV	51.02792	$144.01	$146.72	$7,348.67	$7,486.82	$138.15	1.88%	0.56%	$0.00	$0.00	0.00%	0.00%
VIG	60	$59.80	$117.73	$3,588.01	$7,063.80	$3,475.79	96.87%	0.53%	$2.31	$138.60	1.96%	3.86%
WAT	30.60293	$201.73	$210.56	$6,173.65	$6,443.75	$270.10	4.38%	0.49%	$0.00	$0.00	0.00%	0.00%
RBCAA	118	$21.06	$47.77	$2,485.50	$5,636.86	$3,151.36	126.79%	0.42%	$0.97	$114.46	2.03%	4.61%
UNP	29.247883	$123.09	$179.95	$3,600.00	$5,263.16	$1,663.16	46.20%	0.40%	$3.52	$102.95	1.96%	2.86%
VEA	126	$31.26	$40.86	$3,938.52	$5,148.36	$1,209.84	30.72%	0.39%	$1.53	$192.78	3.74%	4.89%
RLI	54.680108	$69.50	$90.13	$3,800.00	$4,928.32	$1,128.32	29.69%	0.37%	$0.92	$50.31	1.02%	1.32%
BIDU	44	$113.67	$111.70	$5,001.50	$4,914.80	-$86.70	-1.73%	0.37%	$0.00	$0.00	0.00%	0.00%
CTSH	75	$53.00	$65.14	$3,975.00	$4,885.50	$910.50	22.91%	0.37%	$0.80	$60.00	1.23%	1.51%
OMC	60.668	$68.51	$80.22	$4,156.62	$4,866.79	$710.17	17.09%	0.37%	$2.60	$157.74	3.24%	3.79%
K	82.707	$50.10	$58.22	$4,143.58	$4,815.20	$671.62	16.21%	0.36%	$2.24	$185.26	3.85%	4.47%
FB	24	$142.38	$194.23	$3,417.05	$4,661.52	$1,244.47	36.42%	0.35%	$0.00	$0.00	0.00%	0.00%
HPQ	220	$8.89	$21.04	$1,956.29	$4,628.80	$2,672.51	136.61%	0.35%	$0.58	$127.60	2.76%	6.52%
SAM	11	$133.65	$392.32	$1,470.10	$4,315.52	$2,845.42	193.55%	0.32%	$0.00	$0.00	0.00%	0.00%
BVN	282	$9.23	$15.24	$2,601.60	$4,297.68	$1,696.08	65.19%	0.32%	$0.09	$25.38	0.59%	0.98%
SBS	307	$4.92	$13.91	$1,510.38	$4,270.37	$2,759.99	182.73%	0.32%	$0.31	$95.17	2.23%	6.30%
JNJ	32	$111.61	$130.22	$3,571.49	$4,167.04	$595.55	16.68%	0.31%	$3.60	$115.20	2.76%	3.23%
ELAN	126	$15.68	$32.96	$1,975.11	$4,152.96	$2,177.85	110.26%	0.31%	$0.00	$0.00	0.00%	0.00%
DHR	29	$79.24	$140.50	$2,298.10	$4,074.50	$1,776.40	77.30%	0.31%	$0.64	$18.56	0.46%	0.81%
GPS	200	$20.94	$19.50	$4,187.60	$3,900.00	-$287.60	-6.87%	0.29%	$0.97	$194.00	4.97%	4.63%
TSS	28.723	$95.35	$135.72	$2,738.87	$3,898.29	$1,159.42	42.33%	0.29%	$0.52	$14.94	0.38%	0.55%
PAYX	43.553	$31.00	$83.05	$1,350.00	$3,617.08	$2,267.08	167.93%	0.27%	$2.48	$108.01	2.99%	8.00%
DE	21	$74.65	$165.65	$1,567.56	$3,478.65	$1,911.09	121.91%	0.26%	$3.04	$63.84	1.84%	4.07%
ORLY	9	$189.26	$380.76	$1,703.36	$3,426.84	$1,723.48	101.18%	0.26%	$0.00	$0.00	0.00%	0.00%
WELL	40.3453	$52.05	$83.12	$2,100.00	$3,353.50	$1,253.50	59.69%	0.25%	$3.48	$140.40	4.19%	6.69%
MCK	24	$127.42	$138.95	$3,058.04	$3,334.80	$276.76	9.05%	0.25%	$1.56	$37.44	1.12%	1.22%
CVX	27	$86.38	$123.11	$2,332.19	$3,323.97	$991.78	42.53%	0.25%	$4.48	$120.96	3.64%	5.19%
AMCR	307	$8.44	$10.60	$2,589.74	$3,254.20	$664.46	25.66%	0.24%	$1.28	$392.96	12.08%	15.17%
PII	34	$76.53	$94.67	$2,602.00	$3,218.78	$616.78	23.70%	0.24%	$2.40	$81.60	2.54%	3.14%
HPE	220	$5.73	$14.37	$1,261.31	$3,161.40	$1,900.09	150.64%	0.24%	$0.45	$99.00	3.13%	7.85%
BEN	96	$30.25	$32.63	$2,904.33	$3,132.48	$228.15	7.86%	0.24%	$1.04	$99.84	3.19%	3.44%
TIF	33	$60.25	$93.92	$1,988.40	$3,099.36	$1,110.96	55.87%	0.23%	$2.20	$72.60	2.34%	3.65%
SBRCY	197	$5.50	$14.92	$1,082.83	$2,939.24	$1,856.41	171.44%	0.22%	$0.76	$149.72	5.09%	13.83%
STRA	16	$48.00	$177.99	$768.00	$2,847.84	$2,079.84	270.81%	0.21%	$2.00	$32.00	1.12%	4.17%
OGS	31.159	$32.09	$91.18	$1,000.00	$2,841.08	$1,841.08	184.11%	0.21%	$2.00	$62.32	2.19%	6.23%
TGT	32	$59.00	$86.40	$1,887.92	$2,764.80	$876.88	46.45%	0.21%	$2.56	$81.92	2.96%	4.34%
NNN	50.724	$39.43	$52.24	$2,000.00	$2,649.82	$649.82	32.49%	0.20%	$2.00	$101.45	3.83%	5.07%
NPSNY	47	$49.19	$49.09	$2,311.95	$2,307.23	-$4.72	-0.20%	0.17%	$0.09	$4.23	0.18%	0.18%
PPL	75.607	$22.17	$29.63	$1,676.52	$2,240.24	$563.72	33.62%	0.17%	$1.65	$124.75	5.57%	7.44%
TLK	72	$16.08	$30.13	$1,157.84	$2,169.36	$1,011.52	87.36%	0.16%	$0.96	$69.12	3.19%	5.97%
AXP	16	$59.77	$124.37	$956.29	$1,989.92	$1,033.63	108.09%	0.15%	$1.56	$24.96	1.25%	2.61%
YY	31	$66.13	$64.19	$2,050.00	$1,989.89	-$60.11	-2.93%	0.15%	$0.00	$0.00	0.00%	0.00%
GGG	39	$24.33	$48.08	$949.00	$1,875.12	$926.12	97.59%	0.14%	$0.64	$24.96	1.33%	2.63%
CBOE	17	$94.92	$109.31	$1,613.60	$1,858.27	$244.67	15.16%	0.14%	$1.24	$21.08	1.13%	1.31%
WBA	33	$36.78	$54.49	$1,213.89	$1,798.17	$584.28	48.13%	0.14%	$1.76	$58.08	3.23%	4.78%
FOX	48	$15.75	$37.20	$756.01	$1,785.60	$1,029.59	136.19%	0.13%	$0.36	$17.28	0.97%	2.29%
CARO	50	$8.91	$35.12	$445.30	$1,756.00	$1,310.70	294.34%	0.13%	$0.28	$14.00	0.80%	3.14%
SJI	51.0416	$22.53	$34.05	$1,150.00	$1,737.97	$587.97	51.13%	0.13%	$1.15	$58.70	3.38%	5.10%
HDB	15	$94.00	$114.98	$1,410.00	$1,724.70	$314.70	22.32%	0.13%	$0.55	$8.25	0.48%	0.59%
TROW	15	$67.00	$113.39	$1,005.00	$1,700.85	$695.85	69.24%	0.13%	$2.80	$42.00	2.47%	4.18%
NTR	30	$56.37	$54.81	$1,691.06	$1,644.30	-$46.76	17.91%	0.12%	$1.72	$51.60	3.14%	3.05%
ALC	27	$47.53	$58.75	$1,283.42	$1,586.25	$302.83	23.60%	0.12%	$1.15	$31.05	1.96%	2.42%
RHI	26	$36.06	$60.41	$937.56	$1,570.66	$633.10	67.53%	0.12%	$1.12	$29.12	1.85%	3.11%
WLK	23	$44.00	$67.57	$1,012.00	$1,554.11	$542.11	53.57%	0.12%	$1.00	$23.00	1.48%	2.27%
WFC	32	$45.86	$48.41	$1,467.50	$1,549.12	$81.62	5.56%	0.12%	$1.72	$55.04	3.55%	3.75%
KSS	28	$43.64	$53.86	$1,221.96	$1,508.08	$286.12	23.41%	0.11%	$2.44	$68.32	4.53%	5.59%
WB	38	$39.66	$39.17	$1,507.00	$1,488.46	-$18.54	-1.23%	0.11%	$0.00	$0.00	0.00%	0.00%
BF.B	27	$36.66	$54.81	$989.71	$1,479.87	$490.16	49.53%	0.11%	$0.66	$17.82	1.20%	1.80%
MPC	26	$49.13	$56.39	$1,277.40	$1,466.14	$188.74	14.78%	0.11%	$1.84	$47.84	3.26%	3.75%
MDLZ	27	$43.55	$53.49	$1,175.86	$1,444.23	$268.37	22.82%	0.11%	$1.04	$28.08	1.94%	2.39%
MRK	17	$57.28	$82.99	$973.79	$1,410.83	$437.04	44.88%	0.11%	$2.20	$37.40	2.65%	3.84%
KDP	48.936721	$21.04	$28.14	$1,029.61	$1,377.08	$347.47	33.75%	0.10%	$0.60	$29.36	2.13%	2.85%
AAP	9	$109.34	$150.64	$984.06	$1,355.76	$371.70	37.77%	0.10%	$0.24	$2.16	0.16%	0.22%
EGOV	74	$14.42	$18.14	$1,067.00	$1,342.36	$275.36	25.81%	0.10%	$0.32	$23.68	1.76%	2.22%
TESS	88.983	$8.99	$14.72	$800.00	$1,309.83	$509.83	63.73%	0.10%	$0.80	$71.19	5.43%	8.90%
SCL	13	$38.46	$99.15	$499.98	$1,288.95	$788.97	157.80%	0.10%	$1.00	$13.00	1.01%	2.60%
GPC	12	$80.00	$97.12	$960.00	$1,165.44	$205.44	21.40%	0.09%	$2.88	$34.56	2.97%	3.60%
HFC	22	$23.50	$49.77	$517.00	$1,094.94	$577.94	111.79%	0.08%	$1.32	$29.04	2.65%	5.62%
TSCO	10	$49.99	$108.81	$499.90	$1,088.10	$588.20	117.66%	0.08%	$1.24	$12.40	1.14%	2.48%
AAPL	5	$94.64	$213.04	$473.20	$1,065.20	$592.00	125.11%	0.08%	$2.92	$14.60	1.37%	3.09%
DXC	18	$26.20	$55.77	$471.58	$1,003.86	$532.28	112.87%	0.08%	$0.76	$13.68	1.36%	2.90%
CPRI	27	$37.76	$35.59	$1,019.44	$960.93	-$58.51	-5.74%	0.07%	$0.00	$0.00	0.00%	0.00%
AEO	54	$11.93	$17.69	$644.35	$955.26	$310.91	48.25%	0.07%	$0.55	$29.70	3.11%	4.61%
KTB	32	$24.70	$29.33	$790.36	$938.56	$148.20	18.75%	0.07%	$0.55	$17.60	1.88%	2.23%
ICE	10	$56.49	$87.86	$564.90	$878.60	$313.70	55.53%	0.07%	$0.96	$9.60	1.09%	1.70%
MMM	5	$172.95	$174.72	$864.75	$873.60	$8.85	1.02%	0.07%	$5.76	$28.80	3.30%	3.33%
PNW	9.553423	$32.55	$91.22	$311.00	$871.46	$560.46	180.21%	0.07%	$2.95	$28.18	3.23%	9.06%
RLI	9	$57.00	$90.13	$513.00	$811.17	$298.17	58.12%	0.06%	$0.88	$7.92	0.98%	1.54%
RAVN	22	$22.60	$36.24	$497.20	$797.28	$300.08	60.35%	0.06%	$0.52	$11.44	1.43%	2.30%
KMX	9	$58.54	$87.76	$526.86	$789.84	$262.98	49.91%	0.06%	$0.00	$0.00	0.00%	0.00%
TJX	14	$34.50	$54.56	$483.00	$763.84	$280.84	58.14%	0.06%	$0.92	$12.88	1.69%	2.67%
PB	11	$45.43	$69.39	$499.73	$763.29	$263.56	52.74%	0.06%	$1.64	$18.04	2.36%	3.61%
HSY	5	$90.47	$151.74	$452.35	$758.70	$306.35	67.72%	0.06%	$2.89	$14.45	1.90%	3.19%
WTR	18.022511	$27.74	$41.95	$500.00	$756.04	$256.04	51.21%	0.06%	$0.88	$15.86	2.10%	3.17%
AMGN	4	$141.00	$186.58	$564.00	$746.32	$182.32	32.33%	0.06%	$5.80	$23.20	3.11%	4.11%
WSM	11	$44.00	$66.68	$484.00	$733.48	$249.48	51.55%	0.06%	$1.72	$18.92	2.58%	3.91%
ARLP	41	$26.68	$17.53	$1,094.01	$718.73	-$375.28	-34.30%	0.05%	$2.10	$86.10	11.98%	7.87%
BCPC	7	$71.00	$102.64	$497.00	$718.48	$221.48	44.56%	0.05%	$0.47	$3.29	0.46%	0.66%
GE	67	$7.42	$10.45	$496.94	$700.15	$203.21	40.89%	0.05%	$0.04	$2.68	0.38%	0.54%
EFSI	22	$22.85	$30.33	$502.70	$667.26	$164.56	32.74%	0.05%	$0.96	$21.12	3.17%	4.20%
CVET	28	$40.05	$23.67	$1,121.30	$662.76	-$458.54	-40.89%	0.05%	$0.00	$0.00	0.00%	0.00%
HRL	16	$31.00	$40.99	$496.00	$655.84	$159.84	32.23%	0.05%	$0.84	$13.44	2.05%	2.71%
FZROX	60.06	$9.99	$10.57	$600.00	$634.83	$34.83	5.81%	0.05%	$0.06	$3.30	0.52%	0.55%
LANC	4	$117.75	$155.82	$471.00	$623.28	$152.28	32.33%	0.05%	$2.60	$10.40	1.67%	2.21%
CPB	15	$34.50	$41.34	$517.50	$620.10	$102.60	19.83%	0.05%	$1.40	$21.00	3.39%	4.06%
FZILX	61.891	$9.69	$9.76	$600.00	$604.06	$4.06	0.68%	0.05%	$0.06	$3.59	0.59%	0.60%
IDCBY	45	$12.18	$13.41	$548.10	$603.45	$55.35	10.10%	0.05%	$0.74	$33.30	5.52%	6.08%
CCFN	12	$39.50	$50.00	$474.00	$600.00	$126.00	26.58%	0.05%	$1.52	$18.24	3.04%	3.85%
ILMN	2	$296.65	$299.38	$593.30	$598.76	$5.46	0.92%	0.05%	$0.00	$0.00	0.00%	0.00%
FFIV	4	$116.00	$146.72	$464.00	$586.88	$122.88	26.48%	0.04%	$0.00	$0.00	0.00%	0.00%
USB	10	$50.25	$57.15	$502.50	$571.50	$69.00	13.73%	0.04%	$1.48	$14.80	2.59%	2.95%
SCHW	12	$40.00	$43.22	$480.00	$518.64	$38.64	8.05%	0.04%	$0.68	$8.16	1.57%	1.70%
IRBT	7	$70.57	$73.10	$493.99	$511.70	$17.71	3.59%	0.04%	$0.00	$0.00	0.00%	0.00%
FDX	3	$159.35	$170.53	$478.05	$511.59	$33.54	7.02%	0.04%	$2.60	$7.80	1.52%	1.63%
ALB	7	$70.00	$72.96	$490.00	$510.72	$20.72	4.23%	0.04%	$1.47	$10.29	2.01%	2.10%
WUBA	9	$57.42	$56.38	$516.78	$507.42	-$9.36	-1.81%	0.04%	$0.00	$0.00	0.00%	0.00%
NTTYY	11	$22.30	$45.22	$245.34	$497.42	$252.08	102.75%	0.04%	$1.50	$16.50	3.32%	6.73%
DPZ	2	$245.00	$244.53	$490.00	$489.06	-$0.94	-0.19%	0.04%	$2.60	$5.20	1.06%	1.06%
SINA	12	$39.90	$39.12	$478.80	$469.44	-$9.36	-1.95%	0.04%	$0.00	$0.00	0.00%	0.00%
TAP	8	$59.90	$53.99	$479.20	$431.92	-$47.28	-9.87%	0.03%	$1.64	$13.12	3.04%	2.74%
MPLX	13	$35.96	$29.35	$467.43	$381.55	-$85.88	-18.37%	0.03%	$2.55	$33.15	8.69%	7.09%
ULTA	1	$200.00	$349.25	$200.00	$349.25	$149.25	74.63%	0.03%	$0.00	$0.00	0.00%	0.00%
VST	15	$46.73	$21.46	$700.93	$321.90	-$379.03	-54.08%	0.02%	$0.00	$0.00	0.00%	0.00%
TRGP	7	$8.09	$38.91	$56.66	$272.37	$215.71	380.71%	0.02%	$3.64	$25.48	9.35%	44.97%
PRSP	9	$7.71	$23.33	$69.41	$209.97	$140.56	202.51%	0.02%	$0.20	$1.80	0.86%	2.59%
LYG	50	$3.24	$2.57	$162.00	$128.50	-$33.50	-20.68%	0.01%	$0.16	$8.00	6.23%	4.94%
MVC	11	$8.84	$9.57	$97.28	$105.27	$7.99	8.21%	0.01%	$0.60	$6.60	6.27%	6.78%
TSCDY	11	$14.33	$8.22	$157.63	$90.42	-$67.21	-42.64%	0.01%	$0.13	$1.43	1.58%	0.91%
CHL	2	$45.89	$42.60	$91.77	$85.20	-$6.57	-7.16%	0.01%	$2.17	$4.34	5.09%	4.73%
BCS	11	$14.02	$7.48	$154.22	$82.28	-$71.94	-46.65%	0.01%	$0.26	$2.86	3.48%	1.85%
AMC	5	$18.00	$11.83	$90.00	$59.15	-$30.85	-34.28%	0.00%	$0.80	$4.00	6.76%	4.44%
BK	1	$47.34	$46.92	$47.34	$46.92	-$0.42	-0.89%	0.00%	$1.12	$1.12	2.39%	2.37%
RUTH	2	$23.00	$22.27	$46.00	$44.54	-$1.46	-3.17%	0.00%	$0.48	$0.96	2.16%	2.09%
SNV	1	$36.50	$38.17	$36.50	$38.17	$1.67	4.58%	0.00%	$1.20	$1.20	3.14%	3.29%
WVVI	1	$8.36	$6.98	$8.36	$6.98	-$1.38	-16.51%	0.00%	$0.00	$0.00	0.00%	0.00%
BKS	1	$8.70	$6.52	$8.70	$6.52	-$2.18	-25.06%	0.00%	$0.60	$0.60	9.20%	6.90%
ZVO	1	$17.85	$3.81	$17.85	$3.81	-$14.04	-78.66%	0.00%	$0.00	$0.00	0.00%	0.00%
FAZ	-20	$172.08	$35.65	-$3,441.54	-$713.00	$2,728.54	79.28%	-0.05%
SQQQ	-125	$77.90	$32.74	-$9,737.07	-$4,092.50	$5,644.57	57.97%	-0.31%
EDZ	-120	$56.24	$45.67	-$6,748.91	-$5,480.40	$1,268.51	18.80%	-0.41%
TZA	-160	$86.71	$44.61	-$13,874.16	-$7,137.60	$6,736.56	48.55%	-0.54%

My transactions in July are as follow:

Options Update: July 2019

Welcome to my monthly options update!

Here, I shall write monthly options update articles to keep track of options trades in my portfolio. Each options update serves as a status report on the open options and the obligations I have. A running tally of all my options trades and income to date are found on the Options page.

Assigned Options

I did not get assigned any options this month.

Income & Expenses For June 2019: Saved $15,578.62, 99.14% of After-Tax Income

Since 2014, I have been tracking my monthly income and expenses. You can see a breakdown of every penny I earn and spend. For perspective, this budget is for a household of two in a small US city. By documenting my journey, I aim to demonstrate the feasibility of saving a significant portion of your income and provide some ideas and inspiration for your own budget.

Below are my income and expenses for June 2019. You can see all my monthly budgets here.

Getting the Most Out of a Buffet: the Contrarian Approach

Last month, I dined out at two different buffet restaurants, spending $6 each. I had not eaten any paid meal at restaurants for many years, so this was quite a splurge for me. I always love a big feast and $6 seemed a low price to pay for a new all-you-can-eat experience. 

While cheap, delicious, and healthy, eating just pinto beans, oatmeal, and peanut butter everyday was getting a bit monotonous. I felt that a low cost buffet is a efficient and fun way to add some variety and get additional nutrients for my diet.

I love buffets! There is something irresistible about all you can eat. No limit! Total freedom! I hate going to a restaurant, or anywhere for that matter, eat just a plate, and leave still feeling hungry. You turned on your digestive system and left it unfulfilled. It's like a tease. It would have been better not to eat anything at all.

Furthermore, you don't need to leave a tip at a buffet, unlike most restaurants where a tip is expected.

So, I ate at a Chinese buffet for $6 and an Italian buffet for $5.93. The former was a dismal, while the latter was heavenly, and I learned some valuable lessons along the way, which I will share with you below. My advice is a bit contrarian, because the goal here is to maximize the intake of nutrients, rather than the food items with the highest market prices, as many others might recommend, if you just do an online search about how to eat in a buffet.

Some rules about getting the most out of a buffet are universal. Here is a quick summary of these uncontroversial rules:

1. Do your research first. Look for the best buffet deals. Check the prices and menu online if available. Read online reviews, and look at posted pictures of the buffet offerings. A picture is worth a thousand words and can help you rule in or rule out a buffet.

2019 Mid-Year Review: A Mixed Bag

2019 is half-way through. Here is an update on my progress on the five goals I set at the start of 2019.

1. Reach a net worth of $1,600,000.

Ahead of schedule. My current net worth is $1,592,651.10, which is only $7,348.90, or 0.46% short of target. My annual surplus is roughly $175k, or $87k for half a year. As long as the stock market does not drop more than 5% between now and the end of the year, I should reach this goal. I would give this goal about 90% probability of success.

2. Beat the S&P500TR.

Net Worth Update June 2019: $1,592,651.10 (+$126,514.34, +8.63%)

Welcome to my monthly net worth update! Here is how my assets, liabilities, and net worth have changed over the past month:

	Beginning balance on 6/1/2019	+ Cash inflow /(outflow)	+ $ P/L	= Ending Balance on 6/30/2019	% P/L	% Equity
ASSETS
Current assets
Cash	745.93	8,685.34	0.00	9,431.27	0.00%	0.59%
Bonds	14,544.85	(169.72)	706.21	15,081.34	4.86%	0.95%
Stocks	1,135,208.52	3,411.67	81,209.68	1,219,829.87	7.15%	76.59%
Total current assets	1,150,499.30	11,927.29	81,915.89	1,244,342.48	7.12%	78.13%
Tax-deferred retirement account	212,712.81	1,975.03	16,726.80	231,414.64	7.86%	14.53%
Roth IRA	85,926.50		6,298.83	92,225.33	7.33%	5.79%
Home	36,583.00		6,233.00	42,816.00	17.04%	2.69%
Gold	14,110.85		1,107.16	15,218.01	7.85%	0.96%
Other non-current assets	0.00		0.00	0.00		0.00%
Total assets	1,499,832.46	13,902.32	112,281.68	1,626,016.46	7.49%	102.09%
LIABILITIES & EQUITY
Liabilities
Current liabilities	27,824.22	(305.82)	0.00	27,518.40		1.73%
Long-term liabilities
Student loan	5,871.48	(24.52)	0.00	5,846.96		0.37%
Other non-current liabilities	0.00	0.00	0.00	0.00		0.00%
Total liabilities	33,695.70	(330.34)	0.00	33,365.36		2.09%
Equity (net worth)	1,466,136.76	14,232.66	112,281.68	1,592,651.10	7.66%	100.00%